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Frequently Asked Questions about FanFight

Following is the list of questions that people have about FanFight. Hopefully you can find your question too in the list.

What is FanFight?
FanFight is one of India’s most popular fantasy sport platforms, where a user/player can compete against other users and win cash daily.

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How do i sign up for Fanfight?
Once you’re on the FanFight page, you can register by entering your email, assign a password to it or you can instantly connect with your Facebook or Google accounts.

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Why can’t i log in?
Make sure if you have entered your login details correctly. If you don’t remember your password,’ click on forgot password’. If you’ve forgotten your registered email, you can always contact FanFight and they will help you.

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How do i change my password?
Click on ‘profile’, scroll down to the bottom of the page where you have the option ‘Edit Password’. Enter your old password first. Enter your new password and retype it to confirm.

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Can i edit/update my information?
On FanFight your email and Mobile number cannot be edited or updated once registered.

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How many accounts can i create with the same email id and mobile number on FanFight?
Only one email Id and one number can be used to create an account on FanFight. Creation of multiple accounts by a single user is forbidden and violates FanFight FairPlay policy.

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I’ve entered the right username and the right password but i still can’t login. What do i do?
You can contact FanFight in this case.

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I haven’t received any confirmation email after sign up. Please help?
While registering make sure you’ve entered the right email id. FanFight got 26 alphabets closely knit on the keyboard. Make sure the right vowels and consonants are entered. The confirmation mail might have made its way to the spam column. Make sure to mark your spam mail as ‘Not Spam’/Userful.

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I am not so huge fan of football/cricket. Can i still play?
Yes, FanFight have made football/cricket extremely simple. You can also check their ‘How to Play’ section for assistance and start playing.

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How do i play on FanFight?
You need to register or log on to FanFight. Choose your sport(Cricket/Football). Select the fixture you want to participate in and click on ‘create new team’. Create your team11 players(comprising of a captain and a vice-captain) with the allocated budget of 100 points. You can choose a contest from the various cash contests listed. You can add money to your budget of 100 points. You can choose a contest. from the various cash contests listed. You can add money to your FanFight wallet through credit cards, debit cards, net banking and PayTM. Pick the contest you’d like to play and start competing.

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What if one of my chosen players doesn’t play?
If your chosen players doesn’t feature in the line-up, you will not earn any points.

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How many players can i choose from one side?
You can choose a maximum of 7 players from one side.

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How do i manage my budget? All my credits are spent before my team completion? What should i do?
A budget of 100 credits is allotted for every fantasy cricket player. The players are assigned a value and you’ve got to make sure that your team value doesn’t exceed 100.

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How many changes can i make to my team?
You can make as many changes as possible before the match deadline(until the time ticker goes O) and the changes are instant.

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What is the use of the captain and vice-captian in my team?
Make sure you choose your captain and vice-captain wisely. The captain earns 2 times the points earned by a player and the vice-captain. 1.5 times the points. For instance, if a player A has scored 35 points in a completed cricket game, his points will be multiplied by 2. Similarly, the vice-captain’s points will be multiplied by1.5. These two can be the deciding factor in your pursuit of winning real money.

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Can i edit my team during the match?
Once the time ticker goes 0, there’s not much you can do. Keep an eye on the timer and make sure you’ve chosen the right players. That’s how you can win contests.

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How do i create multiple teams for the same match?
Look out for contests with a symbol ‘M’. You can create multiple teams for these cash contests. You can create a maximum of 6 teams and they all can have different player combinations.

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If i’ve created multiple teams, can i choose which teams which compete in which contest?
Yes, you can select the fixture for which you’ve made multiple teams. You can then pick a team which you think has the best player combination and use it to join other contests.

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Is verification a must to join contests on FanFight?
No, you can join contests even without verification. If you win a cash contest, your winnings are accumulated in your FanFight wallets. Verification becomes mandatory only when you want to withdraw your winnings.

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How do i get my FanFight account verified?
Account verification is a two-step process. For your account to be verified, select KYC from the list.
Email verification is the very first step. Enter your email ID. You will receive an email confirmation. You can submit either your Aadhar card or Pan card through the option ID. Enter which form of information you’re willing to submit through a drop down. Enter your date of birth. Enter PAN/Aadhar card number. Upload an image of your ID, where FanFight can see the date of birth and ID number clearly.

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When does PAN card become mandatory on FanFight?
PAN card becomes mandatory on FanFight if your winnings on FanFight for a cash contest exceed Rs. 10,000.

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How do i add money to my FanFight wallet?
Select the option Wallet. Enter the amount you are willing to and click. ‘Add Cash’ You can add money to your wallet by searching the various payment methods.

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What bank account details do i need to provide for withdrawal/verification?
You need to provide the following details:
Name of the bank, branch, account holder, account number and IFSC code.

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How do i withdraw money from my FanFight account?
Money can be withdrawn only if your FanFight account is verified. Account verification is a one-time process which needs no repetition unless you want to make changes. Once your account if verified, you can withdraw the desired amount(a minimum of Rs. 250 and a maximum of Rs. 10000 at a time). The amount be deposited into your bank account within 5 working days.

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Can i withdraw the ‘Bonus Amount’ from my FanFight wallet?
The ‘Bonus Amount’ from you FanFight wallet cannot be withdrawn. However, a percentage of it can help you join cash contests. A precise breakdown is given by FanFight once you can join a cash contest. The percentage bonus you can use to join a cash contest is declared on contests page.

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Does my ‘Bonus Amount’ expire? Or can i use it always?
The Bonus Amount you can accumulate in your FanFight wallet has to be used within 90 days from the date it is allotted. If it exceed 90 days period, it is deemed expired.

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What is the minimum and maximum amount i can withdraw from my FanFight account?
The minimum amount for a single withdrawal is Rs. 250 and the maximum amount you can withdraw at one time is Rs. 10000.

Do i get any notifications in case of a transaction?
All your transactions are quantified and are present in the notification column on the FanFight page. A bell icon is displayed and you can check all your spendings and winnings there.

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What if my balance is not accurate?
You can always contact FanFight, if you have any queries regarding your account balance.

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I am getting payment failure error message when i am trying to add cash. What do i do?
The mode of payment you choose needs to be authorized with your bank. If there’s an error you should call FanFight.

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How long does it take for my deposit to reflect on my FanFight account?
Your FanFight account will be updated within 5-10 days minutes after you deposit. If the balance is not updated, you can reach out to FanFight.

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What is Bonus amount? How can i get it?
The Bonus Amount is a special feature on FanFight. You can earn bonus by inviting your friends through a referral code. Check ‘Refer a Friend’ page in the ‘More’ column. You can also earn bonus on cash deposits and the cash coupons FanFight offers.

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What if i don’t have a PAN CARD?
Unfortunately, if i don’t have a PAN CARD, your winnings of more than Rs. 10000 will appear a pending state and the amount won’t be credited to your withdrawable balance.

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What contests can i join?
You can play fantasy cricket/ football like a pro on FanFight. You can pick a sport, select a fixture, join a cash contest and start winning.

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How do i join contests?
Select a fixture from FanFight game centre. Select the contest you want to join and create your team.

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How many winners does a cash contest have?
The contest consists of number of winners and total winnings.

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What happens if there is a tie between winners of a multiple winner contests?
In case there is a tie between winners of a multiple winner contests, the prize money for the position of the winners and the immediately next winning position (if any), and so forth complying with the number of tied winners, will be summed up and then distributed equally among the tied winners. All other prize money will remain as per the winner’s standing.

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What happens if an ODI/T20 match is abandoned?
In an event wherein an ODI/T20 is called-off, the fantasy cricket contest(s) organized on FanFight. associated with the real match will be cancelled and the entry fees will be refunded to the users. This comprises of both the circumstances wherein the real match is abandoned either without a single ball being bowled, or the match is abandoned after it has begun.

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Why am i charged an entry fee?
For better fantasy sport experience for you FanFight charge a platform fee to access their facilities as well as awarding cash prizes.

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Can i change my email and phone number?
No, you cannot change your email and phone number once updated.

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How are the points calculated?
The players performance in the live match yields you points.

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Will I get points for Man of the Match?
There are no points awarded for Man of the Match.

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Do i get points for a super over?
Super over is not considered for points on FanFight.

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How will I be informed if I win a Cash prize?
You can always check your points and ranks during the fantasy cricket/football game. FanFight updates the final ranks and points immediately at the end of every match. In an event a user wins a cash prize post participating in a contest(s), the winnings amount will be credited automatically to the FanFight account wallet of the user.

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When are the winnings distributed?
The whole process of declaring a winner and crediting the user’s FanFight account with the winnings roughly happens within a couple of hours. They validate the points manually. Check and verify with the live feed to ensure 100% accuracy. Once this is taken care of, winners get their cash.

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How do i contact FanFight?
Any questions or clarifications, you can write to contact@fanfight.com

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Hope this was helpful!
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Frequently Asked Questions about HalaPlay

Following is the list of questions that people have about Halaplay. Hopefully you can find your question too in the list.

Who can play on HalaPlay?
Anyone from India except resident of Assam, Odisha and Telangana can play on HalaPlay for real money. Due to restrictions by the state of Assam, Odisha and Telangana, resident of these states can only participate in free leagues and not paid leagues.

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Which sports can I play on HalaPlay?
Halaplay is currently supporting all ODI, Test, T20s International Matches and few domestic leagues in cricket. It also cover EPL, La Liga, ISL, Champions Trophy, Euro Cup, World Cup matches in football.

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How do I earn money?
Pick a match you want to play into. Choose league from various league formats. Create your team using your fantasy skill and if you end up in winning criteria of league, you earn real money.

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What is Daily Fantasy Sports (DFS)?
Daily fantasy sports (DFS) are a subset of fantasy sport games. As with traditional fantasy sports games, players compete against others by building a team of professional athletes from a particular league or competition while remaining under a salary cap, and earn points based on the actual statistical performance of the players in real-world competitions.

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How do I play the Fantasy Game?
Follow these simple steps to play the Fantasy sports game of skill and win cash legally!
Register / Log in on Halaplay.
Click on the particular match you want to join in Match center section or directly select from leagues in the league centre section.
There are multiple formats of leagues available to choose from with detailed information mentioned therein.
Select your Fantasy Team of 11 players (including a Captain) within the virtual budget of 100 Cr from all the players in the particular match.
Join Paid Leagues of your choice. Paid Leagues let you win Cash and require an entry fee for which we provide multiple payment methods such as Credit Cards, Debit Cards, Net banking, Mobile Payments and Cash Cards.
Once the Live match starts, your Fantasy Team starts earning points on the basis of actual performance of the players selected by you. Final points, rankings and winners are declared after the end of the match.

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What are the type of Leagues available?
Normal and reverse fantasy leagues differ in the way you will create your team. For normal leagues, you have to use your skill to create a team with best performing players, while for the reverse fantasy leagues, you will have to create a team with the players not expected to perform well in the match. Their scoring rules also differ.

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What are Public & Private Leagues?
Public Leagues are open for all to participate in, whereas Private Leagues let you invite & challenge your own friends in the same League. You can invite your friends by email or through Facebook.

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What are the things to consider to while creating a fantasy team?
All the informations required are mentioned on the screen , where you will create your team. The important ones are:
You need to select 11 players within 100cr budget.
You can select maximum of 7 players from a particular team.
For football, you need to complete a team of 11 players with 3 to 5 defenders, 3 to 5 mid-fielders, 1 to 4 forward and 1 goal-keeper.
For Cricket, you need to complete a team of 11 players with 3 to 5 bowlers, 3 to 5 batsmen, 1-3 all-rounder and 1 wicket-keeper.
Captain gets 2X the points in Normal Fantasy and 1/2 the points in Reverse Fantasy. (If captain gets negative points in reverse fantasy then his points will become double. Eg -5 will become -10 in reverse.)
Take care while drafting your team for normal and reverse fantasy.

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When does the Fantasy Game start?
The Fantasy game starts as soon as the real match starts.

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What if few of my players do not play in the match?
The player who does not feature in the starting 11 in the matches does not get any Fantasy Points. While in reverse fantasy, the player who does not play will get the maximum points scored by any player in that particular match, as fantasy team with minimum points win in this format.

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How many entries can I have in a league?
In single entry leagues, you can join with 1 team.
For multi entry league with fixed upper limit, maximum entries are as following:
League maximum size less than 100 – You can have at max 3 entries
League maximum size between 100 to 9999 – You can have at max 10 entries
League maximum size greater than 9999 – You can have at max 15 entries.
In multi entry leagues with unlimited entries, users can add maximum 10 entries.

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Can I edit my Teams?
Yes, you can edit your team(s) before the match starts and choose from the created teams to participate in a particular league.

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How does scoring system work?
Halaplay have set up certain rules across different sports format to calculate fantasy score for a player which depends on the performance in actual match. All details are mentioned in Scoring Rules section of the website. All their Fantasy Game’s points are calculated using live feeds from their data partners. You will score points depending on how the players in your HalaPlay Team perform in the live match(es). Fantasy Points are usually updated every few minutes and you can check out the live leaderboard for your joined leagues. The final points including your team’s total and your rank are updated once the match gets over. Winners are declared and Winnings are distributed within a few minutes afterwards.

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What happens in case of a tie between gamers?
If there is a tie between 2 or more gamers, then the prize money is divided equally between the fantasy players. If there are 2 winners tied for the 3rd position, the sum of the 3rd and 4th position prize money will be distributed equally between these 2 winners and the next highest scorer will be awarded the prize money for the 5th position.

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How can I see other gamers’ Fantasy Team(s)?
Once the match starts, you can download the PDF containing all gamers’ team lineups.

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How can I create my own League?
You need to decide a few things first, whether you need a Normal or Reverse Fantasy, Private or Public League and what should be payout structure.
Then, Select the Match that you want to participate in.
Click on ‘Create League’ button and create a league of your choice.
Your friends can join this league using the unique league code. They need to signup before joining the league.

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What happens if the match is abandoned?
If the match is abandoned, the leagues will be cancelled and the entry fees will be refunded.

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What if the League does not get filled?
The League will be cancelled and the entry fee will be refunded.

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What are the age restrictions?
This game is strictly for gamers who are at least 18 years of age.

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How do I get my HalaPlay account verified?
For your account to be verified, click on the profile menu, then click on account verification menu.
Verify your email ID and phone number with the OTP messaged on your phone.
Upload your PAN number and PAN card image.
Upload your bank details and bank account proof – bank statement.

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What are the reasons for rejection of verification documents?
In case verification is rejected, you will be informed. Some of the major reasons are :
The documents uploaded by you are not clear.
PAN card picture is not uploaded.
PAN card details do not match with the data entered during verification request.
Bank Account details are incorrect or Bank statement details do not match.

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What is the use of Bonus on Halaplay?
Bonus on Halaplay can be used to participate in halaplay created leagues only. Bonus money cannot be withdrawn by the user at any time on his journey on halaplay as it is an incentive by the company to use and experience the platform.
In case of joining leagues with bonus amount the following cases can arise:
If winning is more than/equal to the entry fees paid the bonus amount would be returned as bonus account and the rest will be added to winning balance.
If winning amount is less than entry fees paid then the your winning account would be credited first then rest will go into bonus amount. Eg if a person enters a league of INR 50 with winning of 25 and bonus of 25.
CASE I : Wins INR 100 then the payout break up would be 25 to bonus and 75 to winnings.
CASE II: Wins INR 50 then the payout break up would be 25 to winnings and 25 to bonus.
CASE III: Wins INR 40 then the payout break up would be 25 to winnings and 15 to bonus.
CASE IV: Wins INR 25 then the payout break up would be 25 to winnings and 0 to bonus.
CASE V: Wins INR 10 then the payout break up would be 10 to winnings and 0 to bonus.

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How will I be informed if I win a Cash prize?
Immediately after match gets over, HalaPlay will start processing cash prize. If you win any Paid League, the Cash will be credited automatically into your HalaPlay account which you can withdraw anytime. You will also be informed via mail.

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How do I check my account balance?
The balance in your HalaPlay account will be displayed on the top right of your screen. You can also click on the withdraw button in the profile menu.

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How can I add money?
Click on ‘Add Money’ button in the profile menu at the top right corner. You can deposit money into your HalaPlay account balance by paying through Debit Card, Credit Card, Net banking and Wallets. You will receive the confirmation via mail and message.

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What if the payment is deducted from my card and not updated in the HalaPlay account?
You can reach out to HalaPlay at care@halaplay.com.

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How do I withdraw money from my HalaPlay account balance?
You can withdraw money only from the Winnings Account in your account balance once your account is verified. It will be deposited into your bank account within 3 working days. To withdraw money from HalaPlay, PAN Card verification is mandatory. You can raise withdrawal request after uploading PAN Card details. Withdrawal will be processed upon successful verification of PAN Card.

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What is Deposit Balance?
Amount added by user is first transferred into Deposit Balance. User can not withdraw it directly without using it to play in HalaPlay leagues. Once user joins and wins money, entered deposit balance is converted into withdrawal balance.

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How much money can I withdraw at any time?
The amount mentioned in Withdrawal amount tab can be withdrawn at any time if it’s above 300. It consists of winning amount minus any bonus amount is given to play and the amount deposited .to play in fantasy game.

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What is the minimum & maximum amount I can withdraw from my HalaPlay account?
The minimum amount is Rs.300 while there is no limit on the maximum amount.

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What bank account details do I need to provide for withdrawal and verification?
Name of the bank, Name of the branch, Name of Account Holder, Account No. and IFSC Code.

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Do I have to pay taxes when I withdraw money to my bank account?
Taxes are deducted at source wherever applicable and paid out by HalaPlay, as per the Income Tax Act 1961. Winners will be provided TDS certificates in respect of such tax deductions, if applicable. However, you shall be responsible for payment of any other applicable tax, including but not limited to, income tax, gift tax, etc. in respect of the Cash Prizes money won.

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What are the taxes applicable if I win more than Rs.10,000?
As per the Income Tax Act 1961 if your individual winnings for a single league is more than Rs.10,000, a tax of 30.9% will be deducted. The remaining amount (69.10%) will be credited to your winnings balance. For e.g. If you win Rs.1,00,000, a tax of Rs.30,900 will be deducted and your actual winnings are Rs.69,100.

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Why was my withdrawal rejected?
Withdrawals by users are subject to terms and conditions agreed by them earlier. Cases where there is any suspicious or misleading activity in any league or by the user himself the withdrawal may be rejected by Halaplay. In extreme conditions Halaplay also reserves the right to suspend any user’s account.
Cases which will lead to withdrawal rejections are:
Bank account you gave is registered with other halaplay account.
PAN Number you gave is registered with other halaplay account.
Bank account name is not same as your account name.
Pan card name is not same as bank account name.
In case of any queries, you can contact HalaPlay at care@halaplay.com.

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Why was my HalaPlay account suspended?
An account may be suspended when any suspicious activity is noticed in an account. In case of any queries, you can contact HalaPlay at care@halaplay.com.

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What is the legality of DFS in India?
Any Fantasy Sports game played online is considered a game of skill and players in India receive a specific exemption from the Public Gambling Act of 1867. However, due to specific rules in the state of Assam, Odisha and Telangana, resident of these 3 state are not allowed to participate in paid leagues.

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How do i contact Halaplay?
You can contact HalaPlay at care@halaplay.com.

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Frequently Asked Questions about Indiabulls Dhani

Following is the list of questions that people have about Dhani. Hopefully you can find your question too in the list.

Am I eligible for a personal loan with Indiabulls Dhani?
All resident Indians aged 21 years and above, salaried or self-employed, are eligible for a personal loan with Indiabulls Dhani.

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On what criteria will the loan be sanctioned to me?
All loans are sanctioned basis the internal policies of Indiabulls Consumer Finance Limited.

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When will I get the Personal Loan?
At Indiabulls Dhani, the aim is to provide personal loans directly to your bank account almost instantly.

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What are the securities/collaterals/guarantors I need to provide?
As per Indiabulls Consumer Finance Limited policy, no security, collateral or guarantors are required for obtaining a Personal Loan from Indiabulls Dhani.

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What loan amount can I avail?
A resident Indian can avail loans from ? 1,000 to ? 15 Lakhs.

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Where can I apply for a personal loan with Indiabulls Dhani?
You can apply for a personal loan with Indiabulls Dhani via the mobile application or website.

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What do I need to apply for a personal loan with Indiabulls Dhani?
For instant disbursement of your Personal Loan, please keep the following information available:
PAN Card.
Address Proof.
Bank account internet banking credentials.
If you wish to know more, please write to Dhani at care_dhani@indiabulls.com.

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How can I check the status of my loan application?
If you have applied for a personal loan with Indiabulls Dhani via the mobile application or website, you can view the progress of your loan application in the loan progress bar within the journey. In case you have applied via the offline process, you can check your loan status by writing in to Dhani at care_dhani@indiabulls.com.

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How secure is the information provided by me?
Indiabulls Consumer Finance Limited uses Secure Socket Layers (SSL) data encryption standards to ensure that there is no misuse of any information shared by customer.

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What are my loan tenure options?
You can select different loan tenure options ranging from 3 months to 36 months depending on the loan amount that you choose.

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What is broken period?
In the event that the first due date for payment of EMI is after a period of 30 days from the date of disbursement of the loan amount, the additional number of days beyond this period is known as the broken period. An upfront interest is deducted for this broken period from the loan amount at the time of disbursement.

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What are the types of rate of interests offered by Dhani?
Fixed rate of interest is the only type of rate of interest that will be offered for all Indiabulls Dhani applications.

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How is the interest charged/ calculated?
Interest is calculated at monthly rates using a reducing balance method. We consider a 30 day month and 360 day year for interest calculations.

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When is my next EMI due? How can I view my EMI Status?
Your complete loan details, inclusive of EMI status and next due date, are available once you login to your account on the mobile app or the website.

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How do I change my EMI due date?
As per Indiabulls Consumer Finance Limited policy, the EMI due date cannot be changed post disbursement of the loan amount.

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What are the modes of paying the EMI?
EMIs can be paid via NACH mode.

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What would be my instalment cycle date?
Your installment cycle date will be the due date selected by you during your loan sanction process. Dhani currently offer 2 due dates – 2nd & 5th of every month.

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Can I make part pre-payment before the 1st EMI?
As per the Indiabulls Consumer Finance Limited policy, part pre-payment is not allowed before the 1st EMI.

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Can I have a co-applicant for my personal loan?
As per Indiabulls Consumer Finance Limited policy, there is no provision for a co-applicant for your Personal Loan.

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What are the stages involved while applying for a personal loan with Indiabulls Dhani?
Application Submission – You need to submit a completely filled application form.
Soft Approval– Provided based on your loan requirements and tenure.
Hard Approval – Provided based on Indiabulls Consumer Finance Limited credit policies, you will get a loan approval for a specific loan amount and tenure.
Disbursement – The approved loan amount after deduction of charges is credited to your bank account.

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What is a Monthly Reducing Balance?
In a monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the balance outstanding.

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What is an amortization schedule?
An amortization schedule is a table giving the reduction of your loan amount by monthly instalments. The amortization schedule gives the break-up of every EMI Standing principal of your loan.

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Can I foreclose or prepay my loan?
You will be allowed to foreclose your Personal Loan, as per Indiabulls Consumer Finance Limited policy.

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How can I get my statements for re-payment schedule / interest certificates / statement of accounts / no objection certificate?
All important loan related documents are emailed to your registered email ID. You can log on to the same and view the documents. Alternately, you can also reach out to our customer care for any assistance.

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How will I get to know my complete loan details?
You can log in to the Dhani mobile app or our website to view your complete loan details.

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How to send any proof?
You can upload all necessary documents on the mobile application or website during the application process. If you face any trouble in uploading the same, you can contact the customer care and share the same on email. Ensure that you mention the Loan Account Number against each communication.

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How can I make my overdue payment?
You can make overdue payments via NEFT/RTGS to our registered bank accounts. Our customer care will assist you in completing the same.

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I am a self-employed customer. Can I still avail a personal loan with Indiabulls Dhani?
Yes. Indiabulls Dhani is available to both salaried and self-employed individuals.

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I am a self-employed customer. Can I still avail a personal loan with Indiabulls Dhani?
Yes. Indiabulls Dhani is available to both salaried and self-employed individuals.

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Can I receive the disbursement amount to a different bank account from my salary account?
Dhani will only disburse your loan amount to your verified bank account. To safeguard your interests, Dhani do not disburse loans to unverified bank accounts.

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I don’t want to provide a selfie. What do I do?
As per the Indiabulls Consumer Finance Limited policy, a photograph is a mandatory requirement for processing of your e-KYC.

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My netbanking access has been temporary disabled (Perfios failure). What do I do?
To safeguard your interests, you are required to verify your account through netbanking. In case you are unable to log in to your netbanking account, please contact your bank and resume your application once you regain access.
If you are unable to provide netbanking details, we will be unable to provide you with an instant disbursement. You can opt out of the Indiabulls Dhani application by selecting the ‘I do not have access to my netbanking’ option after which their Customer care executives will get in touch with you to process your application.

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I haven’t received the deliverables (loan agreement, sanction letter, welcome letter). What do?
Ideally, you should have received your documents on your registered email address at the time of loan disbursement. However, in the case that you haven’t received them, you may contact through the Customer care center 1860 419 3333 or email them at care_dhani@indiabulls.com and quote your loan account number to receive assistance.

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If I apply for a loan through physical application, how long will it take to process my application?
Dhani would take upto 7 days to process your application, subject to submission of documents and verification’s as per Indiabulls Consumer Finance Limited norms.

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How can I contact Indiabulls Dhani?
You can contact Indiabulls Dhani at Customer care center 1860 419 3333 or email at care_dhani@indiabulls.com.

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Frequently Asked Questions about Kissht

Following is the list of questions that people have about Kissht. Hopefully you can find your question too in the list.

What are the minimum documents required for Kissht loan approval?
PAN Card.
Aadhar (Address Proof) Card
Cheque.
While the above are our basic requirements, you may be asked 1-2 additional documents based on your profile.

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What other documents may be required basis my profile?
3 months Bank Statement.
Utility Bill.

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If I do not possess a PAN Card and have never applied for it, can I still avail loan from Kissht?
Unfortunately, Kissht need to validate your PAN Card number to process the application further. You are required to hold a valid PAN card number in order to complete our loan application process.

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When I am trying to apply for a loan through Kissht, I am getting a message stating that my Aadhar/Pan Card already exists. What is to be done in such a case?
This means that you already have a profile created with Kissht in the past and have used your Aadhar/Pan number in that profile. You can get in touch with their customer service desk at care@kissht.com or call them at 022-62820570, they can update your current contact to let you use your original account instead of creating duplicate accounts as Kissht rejects loan application on basis of duplicate accounts as well.

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If i do not possess 3 months’ worth bank statement, can I still avail an instant cash loan or product loan from Kissht?
3 months’ worth bank statement is mandatory for Instant Cash Loan. In case of Product loan, you are required to provide the bank statements basis your profile evaluation wherein it is mandatory if asked.

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Once I take a loan from Kissht, do I need to re-submit my documents when I wish to re-apply for a loan the second time?
No, if you are still staying in the same address as mentioned in your previous loan application then you are not required to re-submit all your documents when you are applying for a second loan from Kissht. But there are few documents that expire with time (like Rent agreement, Utility Bill and Bank Statement). You are required to re-submit only these expiry based documents and even this requirement may vary from case to case.

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Is the processing fee same for all types of product?
The processing fee differs based on the product value, product category and the tenure of loan selected by you. The processing fee applicable for you loan will be visible to you at the time of application itself.

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Is my processing fee refunded if I cancel my loan application while it is still in process?
Kissht will refund the processing fee to you provided that the loan application is cancelled before their executive visits the provided address for taking your signatures on the NACH (ECS) form. If the application is cancelled after their executive has visited your address, then only down payment will be refunded and not the processing fee. But, cancellation can also be done instantly by calling their customer care desk at 022-62820570 or by using Live Chat option in the Kissht App.

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Can I skip paying processing fee and request Kissht to deduct the same from my loan amount at the time of loan disbursement?
No, processing fee has to be paid upfront and they cannot deduct the same from you loan amount. In the event of loan cancellation before approval you get refunded 100% of the processing fee.

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Why do I need to pay Rs.235 as Processing Fee for Kissht Digital EMI Card? Is it refundable?
While the actual processing fee is just Rs.199, additional GST is added to the fee which makes the total payment as Rs.235. The Processing fee is the fee charged for verification of your basic information / documents and for getting the same approved by their credit team. However, the entire amount of Rs.199 is refundable to you once you avail any loan from them. After approval of your 1st loan, you can claim refund of Rs.199 processing fee paid for your Digital EMI Card. To claim refund, feel free to get in touch with their customer service desk at 022-62820570 or email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.

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Can I cancel my application while it is still in process and get refund of the entire Rs.235 paid as processing fee?
Yes, you will be allowed to cancel our application while it in process and the entire processing fee of Rs.235 is refundable to you in such a case.

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I am unable to pay down payment & processing fee from the app. Please help?
One of the possible reasons for this can be due to temporary slowdown in internet connectivity of your phone. In such situations, you can simply request the customer service desk to send you the payment link on your registered email id. You can call their customer service desk at 022-62820570 or email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website for the same.

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Why do I see a different Interest rate while selecting my loan tenure and different interest rate in the Terms & Conditions part?
The interest payable on your loan is communicated in 2 different types for ease of understanding. First type is called the “Interest Component” which is visible to you while selecting the tenure of the loan. Interest component is the interest amount as a percentage of the product value. The second type is “Interest Rate” per annum which will be visible to you in the terms & conditions page at the time of submitting your online loan application. It is annualized rate of interest applicable to you. The Interest Component signifies the actual amount of interest that you will be paying as a percentage of product value.

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What is my EMI date? When would my first EMI start after the loan approval?
The EMI date is system generated and is fixed at the time of approval. Time gap between loan approval date & first EMI date ranges from minimum 20 days to maximum 50 days depending on date of approval of your loan.

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Can I pay my EMI using NEFT/IMPS?
Yes, Kissht customers have the option of paying their EMI’S through NEFT & IMPS.

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Can I change my EMI due date?
Yes, you can change your loan EMI date by paying a convenience fee. Please note that EMI dates can be changed only within the available dates for a month i.e. 6th & 9th of a month.

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How can I make my EMI payments?
The various options to pay EMI’s are:
ECS – Kissht set up an Auto Debit Instruction from your Savings Account so that the instalments are automatically deducted every month
Net banking, Debit or Credit Card using the online link for EMI payment available on the Kissht App.
Wallets, UPI for EMI payment as available on the Kissht App.
NEFT using VIR (Virtual Account number) – Transfer the EMI amount using NEFT to your dedicated Virtual Account Number created by Kissht and the payment will get updated on receipt of same.
IMPS using VIR (Virtual Account number) – Now get your EMI payment updated instantly by transferring the EMI amount using IMPS to your dedicated Virtual Account Number created by Kissht and the payment will get updated instantly.
Cash Collection – You can also request cash collection of your EMIs, Kissht will check for the nearby available facility and collect the same accordingly.

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Can I auto debit my EMI from my digital wallets/payments bank like Paytym Payments Bank, Airtel Payments Bank etc.?
Unfortunately, payments bank accounts do not provide Cheque book facility to their customers due to which the ECS/Auto Debit registration is not possible for such accounts .To avail ECS/Auto Debit registration of your Loan EMI, you can provide documents and details of any of your bank account which has a Cheque book facility.

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Once I make the EMI payment, by when will it reflect in my loan account?
Incase of your 1st EMI, the payment will reflect in your loan account in 5-10 workings days after clearance of the manual cheque provided from your bank. It will reflect instantly if the payment mode is via IMPS through Virtual Account Number present under payment section in the Kissht App.
Incase of 2nd EMI, if you have opted for the ECS payment option, post ECS registration, your auto EMI’s get updated in your loan account within 2-3 working days.

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Can I pay my EMI in advance?
Yes, you are allowed to pay your EMI 1 month in advance.

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How will I be intimated about payment date & amount?
You will be receiving automated email & SMS before your EMI date on your registered email id & mobile number. Moreover, in cases of 1st EMI debit by cheque or cases were ECS registration is pending, Kissht will also calls the customers before the EMI date to inform them about the same.

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Will late payment of my monthly instalments/EMI invite any penalty or charges?
A late monthly payment/EMI invites a convenience charge along with it. The charge however, will depend on your product price.

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What happens if I don’t pay my monthly instalment/EMI?
Like any other legal agreements, all loans are legally binding and governed under the RBI regulations wherein not paying your monthly instalment/EMI is a criminal offence in the Indian Court of Law. Your Credit score/CIBIL score will also take a hit due to non-payment of dues.

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Can I pre-pay all my monthly instalments/EMI?
Yes, you can pre-pay all your monthly instalments/EMI without being penalized.

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Can I extend the tenure of my loan after the loan is approved?
Currently, Kissht do not have the facility to extend the tenure after a loan has been approved but they working on a provision to make that possible for your benefit.

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Do you give interest free EMI’S?
Depending on the offers for the month or the product availed, you will get interest free EMIs.

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My payment failed but it got debited from my account? What shall I do now?
You can get in touch with Kissht customer service desk at 022-62820570 or email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website for the same.

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I have made payment twice for a single transaction. What do I do?
You can get in touch with Kissht customer service desk at 022-62820570 or email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website for the same. Customer service team can check the double payment made by you and initiate refund for same at the earliest. If the double payment made by you is a failed transaction then your bank will automatically refund the same to you within 2-3 working days.

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Are there any hidden charges that I should be aware of?
No, there are no unpleasant surprises in the form of hidden charges at Kissht. The pricing is absolutely transparent.

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My loan application got rejected even though I made the down payment and paid the processing fee? Why?
Your loan application is incomplete without payment of down payment & processing fee. As a result, when your make the payment, your loan application is considered complete & is the verified by their algorithm based automated credit verification system, which is the first level of verification. If your profile does not match their eligibility criteria, the system immediately rejects your loan application and gives you an option to select the mode for refund of payment made by you as per your convenience.

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What can I do if my loan application is cancelled/rejected due to non-eligibility?
You can re-apply after 3 months to see if you have become eligible, as Kissht system keeps updating your eligibility status every 3 months.

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How do I check the details of my existing loan?
You can login to the Kissht app and check your existing loan details under “My Loans” section in the Main menu. It will enable you to check all loan related details like EMI amount, EMI date, total outstanding amount, link for online payment and much more. You can also email at care@kissht.com or call at (022-62820570).

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How do I change my personal details such as my address/mobile number/ bank account number? Do I need to send any proof?
For any changes in contact information or personal details, you can contact their customer service desk at 022-62820570 or send an email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.

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Can I apply for a loan from Kissht from a physical store?
You can apply for purchase loans for buying products on EMI through any of the local merchant outlets in your area that have tie-ups with Kissht. To know which outlets in your area offer Kissht EMI, you can contact their customer 022-3051 5500 and provide your Pin code to the executive who can assist you with the details of the nearest store to your location.

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Can I foreclose my loan?
Yes, Kissht do provide the facility to foreclose your loan and it can be done easily online. After successful foreclosure, a No-Objection Certificate (NOC) will also be sent to you on your registered email id.

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How do I foreclose my loan?
For foreclosing your loan via Kissht, you can drop an mail at care@kissht.com or call at service desk (022-62820570). You can also live chat through Kissht App or on http://www.kissht.com.

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How to foreclose my loan if it is financed by other financing partners of Kissht?
For foreclosing your loan which is financed by their other financing partners, you can simply call the customer service desk of the respective financer and request for the same. They will provide you with a foreclosure payment link or NEFT details so that you can pay the foreclosure amount using the same.
If you do not have the customer care details of your respective financer, you can drop an mail at care@kissht.com or call at service desk (022-62820570). You can also live chat through Kissht App or on http://www.kissht.com.

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Are there any charges for foreclosing my loan?
NO! As an initiative towards providing better customer service, foreclosure charges have been waived off the foreclosure on all loans financed by Kissht. Now you can foreclose your loan without any penalties or charges.

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Is part payment of loan allowed?
Part payments are not allowed. If necessary, you may foreclose the loan completely.

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How do i cancel my loan transaction?
You can cancel your loan application by contacting their customer service desk at 022-62820570 or send an email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.

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How do I get the refund of my down payment or processing fee paid if my loan application is cancelled or rejected?
In case of cancellation of the loan application from your end or rejection of the same, Kissht offers 2 modes of refund as below:
You can select the refund mode of your choice by clicking on the “Check your refund status” option available in the Kissht App or on the Website (www.kissht.com) post login. If no refund mode is selected by you within 24 hours of cancelling the transaction, Kissht will automatically process the refund by the “Original mode of Payment”
Original Mode of Payment: In this mode, your refund request is initiated through the same payment mode from which you had made the earlier payment.
Eg: If you have paid using your credit card, the refund will be sent to the same credit card account itself. You can expect to receive the same within 3-7 working days.
NEFT transfer: In this mode, your refund request is initiated by NEFT. You need to enter your bank details on which you prefer to receive the refund and based on those details only we will refund the amount. You can expect to receive the same in your account within 2-3 working days.

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Is the process any different for processing fee refund?
The process remains the same for Processing Fee refund as well. However, the loan application needs to be cancelled before their executive visits your provided address for signature needed on the ECS form. In case the application is cancelled post that, then they can refund only the down payment and not the processing fee.

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My refund has been processed but I still haven’t received the credit in my account. What do I do?
Although rare, there might sometimes be a delay due to reasons like wrong bank details given for NEFT refund OR refund amount held in suspense account by your bank, you can contact their customer service desk at 022-62820570 or send an email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.
If your refund is processed by ‘NEFT Mode’, you will be given the UTR no. for the same so that you can check with your bank regarding reason for non-clearance of same.
If your refund is processed by ‘Original Mode’, Kissht will generate an ARN number (Acquirer Reference Number) as soon as they make the transfer. The ARN number can be used by you to track the payment details and usually the transfer is complete within 2-3 working days. In case, the time exceeds the same, then they shall share a readymade chargeback email format with you, that will have all the details of your refund. You simply need to forward this email to your bank’s customer care e-mail id so that they release the refund to you at the earliest. Make sure that you send email to your bank using your registered email id as in bank’s records.

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I forgot my password. How do I login to Kissht App/Website?
Select ‘Use OTP instead’ option available on the login page and get an OTP on your registered mobile number for instant login.

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I am not able to get OTP on my registered mobile number and I don’t have a password too. What do I do now?
You need to click on ‘Forgot Password’ option available on the login page and enter your registered email id so that they can send a link for changing your password. Just click on the link that you receive on your email id and enter a new password of your choice. Now login to the Kissht app or website, using the newly created password and you are good to go.

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What are the other charges that may be levied?
EMI Bounce Charges – Cheque/Auto-Debit Return Charges: Rs.350
(Applicable in cases were EMI payment by Cheque/ECS has bounced due to negligence of borrower for ex: insufficient balance in bank account / sign mismatch on cheque / Bank Account closed by customer, etc.)
EMI Late Payment Charge – 3.50% per month on total outstanding EMI amount (Applicable in cases were the borrower has failed to pay the EMI on or before the scheduled EMI date).
Swapping Charges Changing the registered bank account details for ECS/Auto Debit of EMI – Rs.500 Changing the Post-dated cheque given for 1st EMI debit – Rs.500
(Applicable in cases where you have placed special request for change in registered bank account details).
Other Charges – For physical pickup of Cash/Cheque for outstanding EMI payment – Rs.200 For re-pickup of fresh ECS/Auto-Debit mandate from your address – Rs.200 (Applicable in cases where you have placed special request for physical pick-up of Cheque / Cash / ECS mandate for recurring EMI payments. ECS Mandate re-pick happens in cases where your bank has rejected the ECS mandate due to sign mismatch or similar other issue which is dependent on your instruction given to bank).

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What is the safety of online payments made on the website/app?
The payment made by you online on Kissht website or on mobile app is fully secured by their trusted payment gateway partner – PayUBiz & RazorPay

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Is it Safe to link net banking on website or app?
Kissht provides the facility to instantly link your Net Banking account to your loan application so that you need not upload any bank statements separately. Just by linking your net banking, they will be able to fetch your bank statement for last 6 months instantly. Kissht only get one-time access to your latest bank statement and no other banking data is revealed to them. Your net banking session is logged out immediately after the linking of statement is completed. This service is completely secured by Perfios, which is recognized & authorized by many banks in India to provide this service.

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What is a Digital EMI Card from Kissht and what are its benefits?
Kissht’s Digital EMI Card has been introduced to give the customer a hassle free experience and a smarter way to shop or get a quick emergency loan with the provision of EMI without the hassle of a credit card.
The Digital EMI Card gives you a preapproved credit limit which can be used to shop at over 3000+ offline stores,50k+ online affiliated store partners and also to avail instant cash loans. Some major benefits would include:
Instant Process.
No physical documentation.
100% online process.
0 %* interest available.

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How do I apply for a Digital EMI Card from Kissht?
Login to the Kissht app or login to their Website http://www.kissht.com.
Select “Activate Digital EMI Card”.
Fill basic information.
Pay Processing fee (100% refundable if card is not approved by Kissht or if cancelled by the user before approval).
Upload soft copy of minimum required documents.
Their credit team will verify your documents and approve your card accordingly.
A Wallet amount is assigned to your card and your card is ready for use.
In case of any query, you can contact their customer service desk at 022-62820570 or send an email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.

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What is the basic eligibility criteria for availing Digital EMI Card at Kissht?
The customer needs to be an Indian Citizen with a minimum monthly income of Rs.12, 000/- (salaried or self- employed).
Creditworthiness is measured not only by your CIBIL Score but also by studying your digital footprint in addition to the information in the public domain such as your Aadhaar number and PAN card to assess how likely you are to repay your loan successfully.
Positive spending habits such as paying bills on time, accurate personal information in public domain such as Aadhaar Card and a good plan for repayment would increase the eligibility.

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Can I use the Digital EMI card in the form of a debit/credit card to make payment on any website?
The Digital EMI card is simple a virtual card that shows you the wallet amount which is available for you to take as loan. You cannot use the card details on any online website for making payments.

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What is the process of approval of Digital EMI Card from Kissht?
Once you select a product or cash loan amount online, Kissht customer service team will get in touch with you to get your loan approved and will also call you to fix a quick appointment with you wherein an executive visits your home address or office address to collect your signatures on ECS form and 1 post-paid cheque for the first EMI amount.
After the appointment is completed, their credit team gives final approval for your loan at the earliest and the disbursal of loan is initiated. You may be required to upload 1 or more documents once again if you apply for a loan after more than 30 days of Digital EMI card being approved. The reason being that some of your documents can get outdated in 30 days like Rent Agreement, Utility Bill, Bank Statement, etc.

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Where can I use my Digital EMI card?
You can use your card in any of the below mentioned platforms. Just ensure that the product/loan amount that you are applying for is within the wallet limit assigned to your card. Also, the card is usable only at Kissht merchant network in online as well as offline space.
Online Product Loan:
Once you get an assigned limit on your card, you can go ahead & use the “Start Shopping” option in Kissht app to select from a wide range of products available from the various online merchants.
Online Cash Loan:
You can also use the card limit to avail cash loan by clicking on “Get Instant cash” option after logging on to Kissht App or http://www.kissht.com.
Offline Product Loan:
You can walk-in to any Kissht enabled offline store and buy the product of your choice using the limit available on your Digital EMI card. You just need to inform the store merchant that you have a pre-approved Digital EMI Card so that he can do the needful accordingly.

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What if I cancel the Digital EMI card after receiving final approval?
If you cancel the card after final approval, then you will not be eligible for refund of the Processing fee of Rs.235. You can keep the card active instead of cancelling because the card is active for lifetime and does have any expiry or annual charges. So whenever you feel like using the card it will be available for you.

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What is the choice of loan amount available under Instant Cash?
Instant cash loan is available for –
10,000/-
25,000/-
35,000/-
50,000/-

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How do I know whether I am eligible for Instant cash?
You need to be an Indian Citizen with a minimum monthly income of Rs.15, 000/- (salaried or self- employed) and provide 3 months’ worth bank statement as Income Proof.
Creditworthiness is measured not only by your CIBIL Score but also by studying your digital footprint in addition to the information in the public domain such as your Aadhaar number and PAN card to assess how likely you are to repay your loan successfully.
Positive spending habits such as paying bills on time, accurate personal information in public domain such as Aadhaar Card and a good plan for repayment would increase the eligibility.

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How to apply for Instant cash?
You can login to the Kissht app or login to their website at http://www.kissht.com.
Click on “Get Instant Cash” and select the cash loan amount of your choice.
Fill basic information:
Pay Processing fee (100% refundable if loan not approved by us or if cancelled by user before approval)
Upload soft copy of minimum required documents.
Our credit team will verify your documents and approve your loan accordingly.
Cash is disbursed to your bank account by NEFT post loan approval.
You can contact their customer service desk at 022-62820570 or send an email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.

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Can I apply for more than 1 Instant Cash loan?
You can only apply for one Instant Cash Loan at a time. You can reapply only after the 1st Instant Cash loan has been fully repaid by you.

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How will I get the loan amount after approval?
Once approved, your loan amount will be credited directly into your bank account within 2-3 working days.

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What is the process for approval of Instant Cash loan at Kissht?
Once you apply for a loan, their credit team verifies your documents within a minimum of 4 hrs to a maximum of 24 hrs.
After docs are verified & approved, they will fix a quick appointment with you and an executive visits your home address or office address to collect your signatures on ECS form and 1 post-paid cheque for the first EMI amount.
After the appointment is completed, our credit team gives final approval for your loan at the earliest and the disbursal of loan is initiated.

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Is there a requirement of security/guarantor?
No, we do not require any security or guarantor for approving your loan. Once we verify your basic information & documents, your loan will be approved by our credit team.

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What will be the repayment schedule of the loan?
Depending on the amount of personal loan that you choose, your repayment schedule can range from a minimum of 3 months up to a maximum of 9 months.

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How long does it take to get a loan approved using online process?
If you upload the correct documents at the time of loan application itself, the loan approval can happen in approx. 3 working days.

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Can I buy multiple product loans at the same time?
You can apply for only 1 product loan. Another loan can be applied only after at least 1st EMI of previous is paid by you. This is applicable for online applications. In case of offline purchase from stores that have tie-up with Kissht, you can bundle a maximum of 5 products and apply for a single loan covering all 5 at once. Just ensure that none of the 5 products selected are identical in nature and are different from each other.

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I want to purchase later, can I apply for a pre-approval?
Yes, you can take a line of credit and buy later either from Kissht or from their merchant partners. For this you need to apply for Digital EMI card.

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What is the Make My Trip loan?
Kissht enables you to apply for Tickets & Tour booking using EMI on MakeMyTrip.com for your dream vacations. You simply need to mention the amount of loan that you need for your ticket or tour booking and they will provide you the same on easy EMI’s.

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What is the limit for the loan amount for ticket & tour bookings at MakeMyTrip?
You can apply for any amount between 5,000/-* to 2,00,000/-* depending on your dream vacation’s expected expenses.

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How do I know whether I am eligible for MakeMyTrip loan?
You need to be an Indian Citizen with a minimum monthly income of Rs.15,000/- (salaried or self- employed)
Creditworthiness is measured not only by your CIBIL Score but also by studying your digital footprint in addition to the information in the public domain such as your Aadhaar number and PAN card to assess how likely you are to repay your loan successfully. Positive spending habits such as paying bills on time, accurate personal information in public domain such as Aadhaar Card and a good plan for repayment would increase the eligibility.

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How to apply for MakeMyTrip loan?
Login to the Kissht app or Click on “Start Shopping” and select “MakeMyTrip” from the list of online merchants available.
Select any 1 type of voucher out of ‘Ticket Booking’, ‘Tour Booking’ OR ‘Tour & Ticket Booking’.
Enter the amount of loan that you wish to take for your dream vacation based on your expected expenses for same.
Fill basic information.
One customer profile to another and are not fixed. These will be checked only when the loan team receives a new loan application from you.

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What will be the repayment schedule of the loan?
Depending on the amount of MakeMyTrip voucher that you choose, your repayment schedule can range from a minimum of 6 months up to a maximum of 24 months.

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Can I refer friends and earn discounts?
Yes, on the home page, there is an option called ‘Earn Discounts’, click on that option to get your unique referral code and share it with your friends & contacts. Ask them to use this code while applying for any loan through the Kissht App. For every loan that is taken and fully repaid by your friend, you become eligible for a discount of Rs.300 on the processing fees of your next purchase on Kissht App. The more friends you refer, the more discounts you get.

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What if I am not satisfied with the response provided by the Customer Service Desk?
You could always ask for a call back from the Customer Service Manager and within 1 hour to a maximum of 24 hours, Kissht Customer Service Manager shall personally call you back with a final resolution on your query/problem.

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Whom to contact for payment related issues?
For any payment related issues and queries, you can contact their customer service desk at 022-62820570 or send an email at care@kissht.com. You can also use the Live chat option in the Kissht app or on their Website http://www.kissht.com for the same.

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How do I check the status of my loan application?
You can reach to Kissht at care@kissht.com or call at (022-62820570) between 9.30 am to 6.30 pm on all days.
You can also live chat through Kissht App or on http://www.kissht.com

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Frequently Asked Questions about LazyPay

Following is the list of questions that people have about LazyPay. Hopefully you can find your question too in the list.

What is LazyPay?
LazyPay is India’s fastest way to get credit online. Just download the LazyPay App and discover your unique credit limit. LazyPay credit limit can be increased upto Rs 1,00,000 with an easy digital process. Use your credit limit to pay later for your shopping online across 100+ of your favorite apps and websites. Withdraw from your credit limit to your bank account and repay using easy EMI options at affordable interest rates. All your payments and EMIs are consolidated in a single statement. You need to pay only a single bill on the 3rd and 18th of each month.

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What are the benefits of using LazyPay?
LazyPay is the fastest and simplest way to make payment. The speed of payment ensures that you never miss out on your favorite products or your favorite movie. You need not pay in advance and pay only after you have availed the service.

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Should I trust LazyPay services?
LazyPay is a product developed and launched by PayU India. PayU is synonymous with trust and has grown to be the undisputed leader in online payments in India.

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How do I become eligible for this?
If you are approved for a high credit limit and have done your KYC and setup your bank for auto repayment, you will become eligible to use this service.

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What is the minimum salary requirement for being eligible to increase your credit limit?
The minimum salary requirement for being eligible to increase your credit limit, is Rs 30,000.

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What is the maximum credit limit I can get?
Currently, the maximum credit limit available is Rs 1,00,000.

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How can I avail LazyPay services?
You must choose LazyPay as a payment mode available on the merchant’s website. An OTP is sent to the user for verification purpose and after entering the OTP, transaction is processed.

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Does LazyPay charge any application or signup charges?
No! Signing up for LazyPay is absolutely free! There are no fees involved in checking or increasing your credit limit.

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How is the statement amount calculated?
The statement amount is calculated as sum of all transactions that you have done at merchants & any installment that you need to repay. Any previous dues, late fees & penalties are also added to your due amount, from this LazyPay subtracts all repayments, cashbacks, refunds and credits that you have received during the bill cycle.

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What is the minimum/maximum amount for withdrawal to bank?
The minimum amount for withdrawal is Rs 10,000. You can withdraw upto the limit set for you. Your limit is displayed on the mobile app.

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Where can I see my previous withdrawals?
Currently, this is visible only on the Citrus-LazyPay app on Android.
Go to the LazyPay tab, you will find Repayment Status section. You can tap on card which shows your withdrawal amount. After you tap, it will show all details regarding your withdrawal i.e. when are your installments due and how much you need to repay every month.

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Can I withdraw my balance in to some other bank account ?
No, you cannot withdraw into some other bank account. LazyPay only support withdrawal into the same account that you have setup for automatic repayment.

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Can I have more than one withdrawal running under my account simultaneously?
Yes, you can initiate multiple withdrawals. Each withdrawal will have a separate payment cycle which you will have to repay before your due date. You just need to make sure that each withdrawal is more than 10000 and in multiple of 1000s.

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Unable to withdraw my credit limit to bank. Please help?
Please check you have available credit limit more than Rs 10,000 to be able to withdraw into bank. You can pay some of your outstanding dues and increase your credit limit over Rs 10,000.

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How I can withdraw from my credit limit?
Just choose your amount & pick your installment tenure. Confirm your monthly EMI amount, processing fee. Reconfirm your bank details and instantly get credited!

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What is the interest that I need to pay?
Interest varies between 12 to 24% pa, depending on the amount & tenure of your repayment period.

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What are the charges for withdrawing into bank?
There is a processing fee of 2% that is applicable, whenever you withdraw from your credit limit to your bank. However, as an introductory offer, the fee for a limited period is Rs 0.

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How do I prepay or partially pay the amount I withdrew?
Currently, LazyPay do not support prepayment or partial repayment.

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What is the installment period?
This depends on the amount you are withdrawing. Installment periods vary from 3 months to 24 months.

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Will my repayments reflect on my credit score?
Yes, as per government norms all of your repayment and credit borrowing records are shared with the respective credit bureaus whenever the same is being asked for. So, your good track record with LazyPay* will reflect on your CIBIL as well. Please note this is applicable only if you get an enhanced credit limit and complete your KYC & auto repayment setup.

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What is withdrawal from credit limit to bank?
You can withdraw from your credit limit* directly into your bank account. You can use these funds for your emergency needs or shopping or wherever else you want to. You will need to repay the amount you withdraw in installments as chosen by you at the time of withdrawal. You will also be charged interest and a processing fee. Please note this is applicable only if you get an enhanced credit limit and complete your KYC & auto repayment setup.

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Amount has been deducted from bank/card but repayment is showing as failed/in progress (less than 24 hours). What should i do?
LazyPay usually retry every hour with your bank/card to fetch the correct status of your payment. In most cases, within 24 hours, they will update the status of your repayment and notify you appropriately. You will not be charged any late payment charges if your transaction couldn’t be updated before the due date.

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Amount has been deducted from bank/card but repayment is showing as failed/in progress (more than 7 days). Please help?
Please get in touch with your bank to get the status of the refund. Please note, banks generally take 7- 10 days for CC/DC/NB and 15 days ( Excluding Saturdays, Sundays and Bank Holidays) for a UPI transaction to refund this amount in your source account.

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If I repay the due early, will my account/card still be auto debited?
No, if you have already cleared your dues, then auto repayment of your dues will not be processed.

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Can repayment date be extended?
No, in normal circumstances, repayment date cannot be extended.

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Is there any EMI option to repay the due amount?
Currently, LazyPay do not provide any facility to repay your due amount in installments.

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How to repay the outstanding/due amount?
There are multiple ways by which you can repay your outstanding or due amounts:
On the website – Select the ‘Pay Bill’ tab available on the home page http://www.lazypay.in . Enter your registered details and OTP received. Click on Pay Now.
From email/SMS – You can click on the “Pay Now” button in the email or click on the link in the SMS message. (Tip: you can save the link from your SMS for future repayments as well)
On the mobile app – Download LazyPay Citrus- LazyPay App from Play Store or the Citrus-LazyPay App from App store. Click on the LazyPay tab available at the bottom, click on the ‘Pay Now’ button.

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Where can I see my cashback credit?
Cashback transactions are visible in your transaction history. Please follow the following process to view your transaction history:
In the mobile app, your transactions are visible in the LazyPay tab. You will need to scroll down to see your transactions. You can tap on “Show All” to see all your past transactions
In the website, after you login on lazypay.in, your transactions are displayed below your outstanding and due amounts.

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Why did i not receive cashback?
Cashback is credited in your LazyPay account within 2 days (Excluding Saturdays, Sundays and Bank Holidays) of you doing the transaction. If its more than 2 working days, please check terms and condition of the offer and check if you were eligible for the cashback on that offer. If you are eligible for the cashback or received incorrect cashback, you can write from their help page and they will help you.

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Why did i receive incorrect cashback for an offer?
Please check terms and condition of the offer and check if you were eligible for the cashback on that offer.
If you are eligible for the cashback or received incorrect cashback, you can write from their help page and they will help you.

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I am waiting for refund from the merchant. When will I receive it?
If the merchant has processed your refund, it will reflect immediately in your transaction history.

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How do I view my transaction history?
In the mobile app, your transactions are visible in the LazyPay tab. You will need to scroll down to see your transactions. You can tap on “Show All” to see all your past transactions
In the website, after you login on lazypay.in, your transactions are displayed below your outstanding and due amounts.

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Are there any other charges applicable for using LazyPay services?
No! There are no additional charges for using LazyPay services.

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What is bank bounce charge?
It is your responsibility to ensure that you maintain sufficient funds in your bank account to cover your due amount. When the bank account you have linked for auto repayment doesn’t have sufficient funds in order to get the auto debit done successfully, LazyPay pays a penalty to your bank for this failed attempt. We add this to your statement. Bounce Charge is fixed at Rs 300 per bill cycle.

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How is the EMI overdue charge calculated?
EMI overdue charge is calculated, if you are unable to repay your installment for the withdrawal to bank. It is calculated as 26% APR and calculated on a per day basis.
For eg: You have an installment due of Rs 5000 on 3rd May and you aren’t able to repay this. there will be an overdue charge every day after the 5th of May. The charge added per day will be calculated as 5000* (26/100) * (1/365) = Rs 3.56. The same charge will be added for each day that you don’t repay.

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How is late fee calculated?
Late fee is calculated only if you have an overdue and have made interest free payments on websites & apps. It is calculated as Rs 10 per day, you don’t pay. It is capped at 30% of total due for these purchase transactions. For eg: You have a due amount of Rs 1000 and you fail to repay this by the due date. Charge of Rs 10 will be added every day, you don’t repay. LazyPay will cap the fee at Rs 300, which is 30% of the total due amount.

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Are there any charges when I withdraw credit limit to bank?
There is a processing fee that is applicable, whenever you withdraw from your credit limit to your bank. However, as an introductory offer, this fee has been waived off.

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Do I need to pay any interest when I use my LazyPay credit limit?
There is no interest charged when you use your credit limit directly on merchant websites or apps.
Interest is charged when you withdraw from your credit limit to your bank account. Interest varies between 14 to 24%, depending on the amount & tenure of your withdrawal.

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I wasn’t approved for a LazyPay credit limit, when can I try again?
In case your first attempt to get an enhanced LazyPay limit wasn’t successful, you will be allowed to retry this in the future. LazyPay will reach out to you when we can accept other information such as bank statements, salary slips etc to help you get a credit limit.

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Why am i unable to see my credit limit?
If your credit limit is showing as 0, check if you haven’t used up all your credit limit. Your credit limit will get restored only after you repay your outstanding amount. If your credit limit is showing as 0 or the same after you have submitted all the required information for increasing your credit limit (PAN, DOB, Address, Salary) then, at the moment LazyPay can’t approve an increase in your LazyPay credit limit. Currently, the LazyPay credit limit is only visible on the Citrus- LazyPay App on Android.

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How do I increase my credit limit?
Currently, increasing your LazyPay credit limit is only available on the Citrus- LazyPay App on Android. The following are the steps to be completed for getting an enhanced credit limit.
Click on “Get it Now” and complete the form by filling your PAN details, salary details & address information.
If you get approved to increase your limit, you need to do your KYC.
Check how to complete KYC.
Once your KYC is approved, you need to link your bank account for setting up repayments. Here’s how
Over time, your credit limit may increase further if you continue to repay your LazyPay dues on time.

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Why am i unable to transact using LazyPay?
You can try transacting with a lower value. Every time you attempt a transaction on LazyPay, their algorithms evaluate your profile, current balance, past purchase, and repayment behavior to determine whether LazyPay can afford the transaction on your behalf.

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I have received a notification that my cashback has been credited, where can I see it?
You can view your cashback in your LazyPay account. You can login to your account at http://www.lazypay.in to check the same in your transactions tab or in your LazyPay account in Citrus App. Please note that your cashback will be immediately adjusted in your current outstanding amount. If you have already paid your dues, you can use this amount for next purchases with LazyPay.

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When will cashback be credited in my LazyPay account?
Cashback is credited into your LazyPay account within 2 working days (Excluding Saturdays, Sundays and Bank Holidays) of you doing the transaction. Please note that your cashback will be immediately adjusted into your current outstanding amount. If you have already paid your dues, you can use this amount for next purchase with LazyPay.

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Why am i unable to view cashback in my account?
Login to your LazyPay account with your registered credentials. The cashback amount credited would be adjusted in the LazyPay outstanding amount for next purchases at LazyPay. It should reflect in the Outstanding amount tab on your dashboard. If the cashback still does not reflect in your account, you may contact them using the ‘contact us’ at Need Help section.

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Where can I view spend limit set for LazyPay?
There are no defined set limits for LazyPay. Every time you attempt a transaction on LazyPay, their algorithms evaluate your profile, current balance, past purchase, and repayment behavior to determine whether LazyPay can afford the transaction on your behalf.

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Are there any charges applicable for using LazyPay services?
No, not at all! you just need to pay your dues on or before the due date which will avoid the unnecessary LPC (Late payment charges) of INR 10 per day.

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Where can I see my refund status?
Please note that once you receive a refund, you are notified instantly via email/SMS on your registered details. You may also login to your account at http://www.lazypay.in and your refund is displayed on your transactions dashboard.

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Where can I view my previous due balance/outstanding balance/details?
Please follow below steps to view your previous due balance:
Log on to http://www.lazypay.in.
Enter your login credentials.
Enter the OTP received on registered mobile number.
After successful login, you can view all the required details of your account on the dashboard.

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Can I map two account to auto repay the due amount?
No, you can only link one account/card for auto repayment of your dues.

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Are there any fees if I don’t repay before the due date?
Yes we will charge you if you don’t repay by your due date. In some rare cases, we may provide a grace period (bank holidays/system unavailable).
Late fee is Rs 10 per day upto 30% of your purchases.
EMI overdue charge is 26% APR per day.
Bank bounce charge is Rs 300.

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What is the billing cycle for repayment?
LazyPay statement is generated twice a month:
16th of every month – For all transactions between 1 – 15th Midnight.
1st of every month – For all transactions carried out between 16th – 30th/31st of previous month. After the statement is generated, the payment must be made within 3 days to avoid late penalty charges of INR 10/day and in extreme cases discontinuation of service.

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How do I cancel my order?
LazyPay is just a payment mode provided to the customers and does not guarantee delivery of goods or services. For queries regarding service/refund/order cancellation, please contact the merchant.

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Can I cancel my withdrawal request?
No, LazyPay credit funds into your account immediately, hence they don’t support cancellation for withdrawal.

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How can i contact LazyPay?
You can contact using the ‘contact us’ at Need Help section. You can also email your grievance at we care @lazypay.in.

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Still have questions? Talk to an assistant here https://m.me/vanillasutra.

Frequently Asked Questions about MoneyTap

Following is the list of questions that people have about MoneyTap. Hopefully you can find your question too in the list.

What is MoneyTap?
MoneyTap is India’s first app-based personal credit line, offered in partnership with banks. With the tap of a button, this app lets you borrow as little as Rs. 3000 or as much as Rs. 5 lakhs depending on your credit limit that is set by their banking partners. More importantly, you pay interest only on what you use.

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Which banks MoneyTap partnered with?
MoneyTap have partnered with multiple banks and NBFCs to bring you the best set of products. Depending on your profile, they will select the bank that has the highest chance of approving your application. Once approved, your bank will be shown to you.

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Can I take the money in cash and spend it on whatever I want? How?
Yes. You can transfer money from your app to your bank account and can use your regular ATM card to withdraw funds and use them as you wish or NEFT/IMPS to someone depending on your needs. The funds are yours.

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Do I have to pay interest? Is it high?
You have to pay interest only on the funds you use. At the time of withdrawal, you can choose the terms of repayment, which can be anywhere between 2 months and 3 years. The repayment tenure you choose will determine your EMIs. The interest rate is equivalent to market rates for any ‘personal loan’ with zero collateral or security. It can be as low as 1.25% per month depending on the partner bank and the credit profile of the user.

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How can I use MoneyTap for shopping?
In addition to the App, the partner bank which approved your application will issue you a MoneyTap credit card that will be sent directly to your house. This can be used like a credit card at any shop or e-commerce website. The card is linked to the app and all the transactions will appear on the app. At the end of the month, like any other credit card, you can pay the balance at once or in part. All the shopping on your card will be interest free until the credit card payment is due. You can also convert all applicable purchases on the card to EMIs with just a tap on the app if you cannot pay the entire balance at the end of the month. This conversion will save you a significant amount of interest.

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Can I use MoneyTap for any other purpose?
Yes. MoneyTap can be used to meet the money/financial requirements for any kind of personal use. Our customers typically use MoneyTap for the following reasons:
Weddings
Birth & Death
Two-wheeler deposits
Home renovation
House rent deposits
Shopping
Children’s school fees
Medical emergencies

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What if I don’t need the funds right now?
Get approved for the limit now so that you can have money at your disposal whenever you need it. Once your credit limit is approved, you can access the funds 24 hours a day, 7 days a week at the tap of a button. The interest will be charged only on the amount you use and when you choose to use it. You will also get a MoneyTap card along with the app that can be used like a regular credit card. Use the card for shopping online or offline and get reward points.

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Is there a rewards program linked to my card?
Yes, the details of the rewards program will be shared with you when you receive the MoneyTap card through their partner bank.

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How do I apply for MoneyTap? Is it simple?
Yes, it’s as simple as 1, 2, 3!
1) Download: Install our free app from the Play Store and give alittle bit about yourself. In a few minutes, they will tell you if you qualify for MoneyTap and your eligible credit limit.
2) KYC: Once you qualify, one of their agents, on behalf of their partner bank, will collect your documents at your house as a part of the KYC process.
3) Manage your money: Within a few days, you will receive your Card that will act not only as a credit card but do much more. You can start withdrawing funds from your app for any use you may have. You can choose your preferred EMI option and interest will be charged only on what you use. You could also use the card only for purchases!

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Once I download the app, how much time will it take to complete the application?
An average customer takes 8-minutes to qualify, after opening the app. The speed might vary depending on how fast you can type!

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Will I get an approval even if I apply on a holiday or beyond banking hours?
Yes! However, the KYC verification process might be impacted on holidays.

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Once I am approved on the mobile app, can my application be rejected later?
Their technology, along with their partner banks, does a series of checks on your application before the funds are available to you. If at any stage the information furnished by you or the verification(s) initiated by MoneyTap are found to be incomplete, fraudulent or unverifiable then your application will be terminated. No fees will be charged.

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Can I Change/Cancel my request?
You can Change/Cancel your request before the final approval from MoneyTap has been given.

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How do I pay back?
The payment is like any other credit card bill payment. You would be directly paying their partner bank. The app will display the amount you owe and remind you about this payment. You can make the payment by a Cheque or online directly to the bank or through the app.

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Can I schedule/setup auto-debit from my bank?
Yes, you can go to the website of their Partner Bank who approved your application and follow the instructions there to setup auto-debit from your bank for payments.

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How can I reschedule or change/postpone my EMI date? Is it possible?
At present, you cannot change or postpone your EMI date. Please ensure you have sufficient balance in your account before the EMI due date.

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What happens if I don’t pay back?
The same consequences of not paying your credit card bill or bank loans apply. The Reserve Bank of India has nominated 4 credit agencies (e.g. CIBIL) that track your financial credit scores. If you do not repay or delay your repayment, Their partner bank will automatically report it to these agencies, which will record the information. This can lower your credit score. Once your credit score is affected, you will not only lose MoneyTap access, but all your future loan applications will be negatively impacted. You might not be able to get loans easily to buy a house, a car or a two-wheeler or get a credit-card, as all the lending institutions in the country check with these agencies before approving your loan. The bank might also initiate legal recourse to recover the money from you.

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How is the credit limit decided?
MoneyTap Financial Partner decides the credit limit based on your profile, income, credit history and other factors. This limit can be increased, decreased or blocked based on the bank’s credit policies and the details you give on the app about yourself.

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Will my credit limit change under any circumstance?
Yes. It can increase if you pay your EMIs and bills on time. There is a very good chance that their partner banks will raise your credit limit provided you have not taken too many other loans or seen a significant reduction in your income.

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Is having MoneyTap good or bad for my credit score?
Once you start using MoneyTap and take out cash or EMIs and make timely monthly payments, you start building your credit history. In fact, taking credit and repaying them is the single most important way to improve your credit score. However, if you default or delay your monthly payments, your credit score will be impacted.

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Is there a chance that it my credit limit might be revoked?
Yes. The Partner Banks always have the right to revoke the line if they see activity that poses a credit risk to them.

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Is it necessary to download the MoneyTap app to apply for it?
No. You can apply on the MoneyTap website. Once you are successfully approved for a MoneyTap credit line. You can download the MoneyTap Android or iOS app to transfer funds to your bank account.

Who is eligible to apply for MoneyTap?
Anyone who meets the following criteria can apply:
Currently the resident of Bangalore, Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Ghaziabad, Faridabad, Gurgaon), Mumbai (Mumbai, Navi Mumbai, Thane), Chennai, Pune, Hyderabad, Secunderabad, Gandhinagar, Ahmedabad, Chandigarh, Jaipur, Vadodara, Mohali, Anand, Panchkula, Vijayawada, Vizag & Indore. (they will expand to other cities shortly!)
Salaried employees and self-employed professionals like doctors, lawyers, shop owners, business owners etc with a minimum monthly salary of Rs. 20,00.
23 years of age and above.
List of self-employed professionals who are not eligible – Waiter, bellboy, watchman, Durbaan , sweeper, jamaadar, security guard, warden, coolie, cleaner, plumber, conductor, gunman, orderly, ward boy, firemen, Machine Operator, fitter, Electrician, Dhaba Employee, Tea stall / Juice shop owner, Paan Walla/ Pan shop Owner, butcher shop Owner, Driller, Fire Operator, welder, mazdoor, workman, carpenter, mistry, labor, daftry, helper, peon, caretaker, Loco Pilot, Driver, Lab Attendant, Worker, Messenger, Hawaldar, sepoy, constable, office assistants, tailor, crane operator, halwai, gardener, car cleaner, maid, property dealer, travel agents, Insurance Agents, Contractors, Astrologers, yoga instructors, gym instructor, priests, Purohits, field sales executives and pawn brokers.

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What are the documents required for applying for MoneyTap?
The following are the required informations:
Aadhaar Card (preferred, not mandatory) or at least Aadhaar Number.
Pan Card (mandatory).
Your Company Name, Company email address.
Net Banking login information for your salary account.

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What documents should I keep ready for the KYC after approval on the app?
ID proof (PAN, driving license, Aadhaar, Passport, Voter ID etc.)
Address proof (passport, Aadhaar, etc.)

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Do I need to open a Savings/Current account with Partner Bank for using MoneyTap?
It is not compulsory to open an account in the bank.

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Will you be contacting my employers?
No. We only ask for your official email ID verification as a way of verifying your employment. MoneyTap will send a secure link to that email which you will have to click on by logging into your work email.

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What are the fees and interest charges I have to pay? Why should I pay them? Are there hidden fees?
Every time you withdraw cash or use the card, the interest rates and fee structure will be visible to you. So you are absolutely clear on what you are paying for. Here is what you pay, no hidden fees:
There is no fee for downloading the app and getting the approval. Even if you are denied for any reason, you will pay zero fees.
Rs. 499 + Service Tax as Annual Line Setup Fee in order to avail the MoneyTap facility. This amount not only allows MoneyTap and their banking partners to “block” the amount of money so that you can withdraw it 24 hours a day, 7 days a week. The above fee also includes all the initial home visits and processing of your KYC.
15% to 18% annual Interest Rate. You pay an interest on the amount of money you withdraw. The exact interest rate varies depending on your credit profile (if you have had any defaults or bounced cheques in the past), income, etc. as well as the tenure you want to pay the money back. The exact interest rate will be shown along with your monthly EMI and you will have to approve it before you are charged for anything.
2% + Service Tax as Processing Fee. Every time you withdraw from the app, you are charged for a processing fee only on the amount of cash transferred, which is added to your next credit card statement.
You also get to use MoneyTap card like a regular credit card. Any charges you make on the card while shopping will be interest free provided you pay it back within the due date every month.
You will also have the option to convert any card spend of more than Rs.3000 to EMIs on your App, if you do not want to pay it back during that billing cycle. The interest and service charges will be shown to you on your app at the time of conversion.
Late payment fee – 15% on the amount due: If you do not pay your monthly bills on time, there will be a late payment penalty.

How does tenure affect the total interest I have to pay?
The longer the tenure you choose (i.e. 3 years instead of 3 months), the lesser will be your monthly EMI outflow. Shorter tenures mean greater EMI burden, but your EMI is repaid faster.

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What happens if I miss the payment on the due date?
They will be reminding you on your app to pay on or before the due date. Most people do not realize this but missing your payment on the due date will have the following negative effects:
The partner bank will report this to the credit bureaus (CIBIL, Experian, Equifax, Highmark) and your credit history will be negatively impacted. You will feel the impact in the future, when you try to take any other loan or credit card (e.g. a Home loan or a Car/Two-wheeler loan).
You will incur a late payment fee, which 15% of the amount due (min Rs.350 and max Rs.1000).
If you don’t pay after continual reminders, the bank might initiate recovery proceedings. So, don’t miss your payments!

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Will I be charged extra if I use my card overseas?
If you opt for an International card, standard international charges are applicable on your credit card transactions at various merchants. These will be communicated to you by their partner bank once you receive your MoneyTap card.

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Is it safe to apply for MoneyTap online?
All your sensitive information, which are personal, financial or related to employment are encrypted through the Secure Socket Layer (SSL) protocol, used by leading institutions across the world. Your information is kept absolutely safe.
MoneyTap systems have been designed in a such way that most of the steps are automated. Their IT systems are checked and approved by the IT and Data Security teams of their partner banks.

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You ask for internet banking details. How safe is it? Should I share my bank’s credentials?
MoneyTap cannot access or tamper your financial details as they establish a read-only connection with your bank and your net banking security is not breached.
The banks prefer to receive your banking details electronically. This is a much safer and easier option.
Your bank details are stored securely. They do not have access to your internet banking password nor do they have the ability to change your banking details.
MoneyTap only use the information to pull your bank statements.
And lastly, they ensure that the auto-logout feature is enabled within a few seconds!

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How do I know my account transaction and payment details?
All the information will be on the app – at your fingertips.
All the information on transactions and upcoming payments will be available on the MoneyTap app. Additionally, MoneyTap partner bank will also send you a credit card statement and will list your transactions and upcoming payments.

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What if I get stuck and my app shuts down before the completion of the application on the app? Do I have to restart the process?
No, you just need to open MoneyTap app and you can continue from where you left. In case of any other problems you can to contact at hello@moneytap.com.

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How do I update/change my mailing address, mobile number or e-mail ID registered under my MoneyTap account?
You can contact MoneyTap Customer Care or email at hello@moneytap.com

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Frequently Asked Questions about ZestMoney

Following is the list of questions that people have about ZestMoney. Hopefully you can find your question too in the list.

What is ZestMoney?
ZestMoney is the fastest way to pay using EMI even if you don’t have a credit card. Using its completely online process you can pay for your entire cart amount in EMIs of your choice. It has one of the highest approval rates and zero pre-closure charges.

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What are the eligibility criteria?
To use ZestMoney, you must be over 18. You must be Indian resident and have a bank account, PAN card & Aadhaar card. A credit card is not mandatory.

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What are the unique features of ZestMoney?
Avail EMI without a credit card
Instant approval.
Easy account opening.
Flexible EMIs to suit your convenience.
Repay any time without any prepayment penalties (foreclosure charges).
Transparent fee structure.
No hidden charges.

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How can I apply for ZestMoney EMI?
There are two ways to use ZestMoney:
You can sign up on their website and find out your credit limit.
Alternatively, you can apply for a ZestMoney account from the checkout at one of their partner merchants on the website.
In both cases, they will need a few basic details about you (including your employment details and income proof). Using this information, a risk analysis is performed and you will find out immediately if you have been approved.

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Where can I buy using ZestMoney?
Currently you can use your ZestMoney EMI as a payment option from Amazon, Flipkart, Jabong, MI, Myntra, MakemyTrip, UrbanLadder, Cleartrip, Zefo,Pepperfry, Emibaba, BITS Pilani, UpGrad, Udacity,WiseApps, GreatLakes, Sangeetha, Oyo, HearingSquare, EzeeStartup, Lightspeed and CueMath. However, more merchants are added every week.

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Do I need to have a bank account to access ZestMoney?
Yes, you need to have an active bank account to use ZestMoney because they link your monthly repayments to it.

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How many EMIs can I have with ZestMoney?
If you have approved Credit Limit, you can make multiple purchases within your credit limit.
If you DO NOT have approved Credit Limit, you can have only one loan. However, you can apply for a second loan after 3 months of timely repayment (all additional loans are subject to approval).

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I’m unable to scan and upload my documents. What can I do?
You can take a clear picture of the document and upload the document in your account instead.
If you are receiving any error on ZestMoney website, take a screenshot of the error and send an email at help@zestmoney.in.

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What is the process to change my registered phone number/email-id?
You need to login to your ZestMoney account and under ‘Profile’, click on EDIT to update your new mobile number. This is done by verifying the OTP. To change email Id, send an email to help@zestmoney.in with the updated email ID.

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How long does it take for final approval?
Once ZestMoney receives all the required documents, your ZestMoney EMI application will be reviewed within 24 working hours and the status will be shared with you via SMS / Email.

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Is the information I share to avail ZestMoney EMI secure?
Yes, your details are 100% secure with ZestMoney. They use bank-level security to encrypt and protect all your sensitive data. They will definitely not sell your information to anyone.

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How is ZestMoney using Perfios?
Perfios is a web-based personal finance application, which helps ZestMoney to access your recent bank statements in a safe and secure manner.

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Why do I need to fill in my banking details on Perfios?
This is an optional service to help you provide ZestMoney with your bank statements in a fast and secure manner. Alternatively, you can upload them via their secure web site.
Perfios does not store your online banking login information – it simply passes your login credentials to your bank via a secure service linking your account. It only extracts your bank statement up to the last 6 months.

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Why do I need to make a down-payment?
A down-payment ensures that your product(s) is blocked for you while we process your ZestMoney EMI application.

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Does ZestMoney decline my application after making the down-payment?
In a very small amount of cases, an application will be declined after making the down payment. This is usually because the customer did not have the required documents or put wrong information on the original application form.
In case your application is declined after the document check, ZestMoney will initiate the complete refund (without any fees/charges) within 24-48 hours. The refunded amount will reflect in your account within 5-7 working days.

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Do I have a credit limit with ZestMoney?
Yes. Once you register on ZestMoney and upload your documents, an approved credit limit will be given to you on final approval. The amount you spend on EMI must be within that limit.

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Is there a fixed salary income for the application to be accepted by ZestMoney?
No, ZestMoney do not have a fixed income requirement for accepting the EMI application. ZestMoney reviews every application independently based on many different data points.

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Is PAN Card and Aadhaar card mandatory?
Yes, PAN card and Aadhaar card are mandatory for identification purposes.
We use your employment and income details in our risk model, the more accurate information you can give, the more likely we are to approve your EMI.

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I’m self-employed and I’m interested to buy a product on EMI. Am I eligible?
You are eligible to apply for ZestMoney EMI, assuming you have proof of regular income, PAN card, Aadhaar card and Company registration certificate.

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I’m a student and I’m interested to buy a product on EMI. Am I eligible?
You are eligible to apply for ZestMoney EMI, assuming you are over 18, have an income source, PAN card & Aadhaar card. If you do not have any of the above, you can always ask your parents to register on your behalf (assuming they have a consistent source of income).

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I’m a housewife and do not have a consistent source of income but I am interested to buy a product on EMI. Am I eligible?
You can have your spouse register (assuming he has a consistent source of income) and apply for an EMI on your behalf, to enable a successful application.

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Can I change my EMI Plan?
Unfortunately, ZestMoney will not be able to change your EMI tenure. However, you can pre-close (i.e. repay early) your EMI account at anytime, without any additional charges.

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Can I change my repayment date?
Unfortunately, ZestMoney will not be able to change your repayment date.

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Are there any penalties for paying off my ZestMoney EMI early?
No. You can repay all or some of your outstanding balance at any time without penalty. The amount you repay will depend on the date of the month. You can call their helpline at 9343422556,and they will sort it out.

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I do not agree with the amount on my EMI. What should I do?
You can double-check the terms with the loan agreement that ZestMoney have sent you and call their customer support number at 9343422556 or email at help@zestmoney.in, so they can rectify with any required changes.

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What happens if I don’t pay my EMI on time?
If you know you won’t be able to make the payment, please call their helpline immediately at 9343422556. Note that paying your EMI on time could result in you getting reported to a credit bureau, as per RBI regulations.

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Where can I see my payment due date?
Your loan agreement (communicated to you via email) will carry all essential details including your payment due date, based on the EMI plan opted by you. You can also login to your ZestMoney account and click on ‘Your Loans” to know your EMI details.

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Will you send me EMI reminders?
Yes, ZestMoney will communicate a reminder to you through SMS and email 2-3 days before the payment due date, so that you can ensure sufficient funds are in your account.

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My NACH mandate has been verified but EMI is not auto debited. How can I pay my EMI?
If your EMI is not debited on the EMI due date. Please call our helpline at 9343422556, and we will help you sort it out.

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How do I repay my monthly EMI?
As part of the initial account set up, you are ask to submit your bank details, which ZestMoney use to create an NACH (ECS) mandate. This mandate allows ZestMoney to auto-debit your bank account every month making repayments easy. Login to your ZestMoney account and make your EMI payment on Quick Pay using internet banking or debit card. ZestMoney will stop the auto debit of your EMI from your bank account if they receive the EMI payment 3 days before the due date.

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How does ZestMoney EMI Voucher Code works?
You need to visit ZestMoney voucher code partner website, just complete its super simple process by entering the product name, the loan amount, your phone number and Email ID. Complete your loan application and ZestMoney will provide you with a voucher code which you can use for shopping. The voucher amount can be paid back to us in EMI’s later.

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What documents will be required to complete the loan process?
Mandatory information required to apply for ZestMoney EMI are:
Aadhaar number.
PAN.
Employment information which includes monthly income & expenses.
Signed NACH (scan or a high-quality photo).
You can verify income using your secure Netbanking login.
You can upload ID and address proof like Aadhaar card, Passport, Driving License, etc.
If you can’t verify income using Netbanking, you can upload last 3 months bank statement including the current month. ZestMoney do not accept images or scanned copy of passbooks.

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How much time will this process take for the voucher codes?
Once ZestMoney receives all the required documents, your ZestMoney EMI application will be reviewed within 24 working hours and the status will be shared with you by SMS / Email.
On final approval, you need to login to your account to view your voucher codes.

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Can I cancel my loan after I’ve got the voucher codes?
Unfortunately, once the voucher codes have been emailed to you, it cannot be cancel or your loan. Remember, these vouchers have a validity of 1 year and can be used to pay for anything within that period.

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When does my EMI start?
Your EMIs will start after 30 days from the day you view your vouchers.

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My product cost is lesser than the voucher received. How can I use the balance amount?
The balance goes into your wallet and can be used later to purchase anything.

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I have made the down-payment and my ZestMoney EMI is approved. When will you deliver my product?
All product and delivery related enquiries goes through their merchants. You can contact their merchant for further assistance.

I have cancelled my order with the merchant. Is my EMI application closed?
Once you have cancelled your order with their merchants, your EMI application on ZestMoney will be cancelled as well. Please note, if you have made a purchase through voucher code. Once you have cancelled your order with the merchant, the refund amount will reflect in your wallet.

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How do I cancel a ZestMoney EMI application?
You need to cancel the order from the merchant. The merchant will then inform ZestMoney about your cancellation and ZestMoney will initiate the refund in 24-48 hours, if you have made the down-payment. It can take from 5-7 working days for the refunded amount to reflect in your account, depending on your bank. Note that voucher codes loan cannot be cancel.

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How would a NACH/eNACH setup help?
NACH/eNACH Mandate is payment services that allow us to easily automate recurring payments. Hence, your monthly EMIs will be automatically collected from your bank on the due date. This setup will help you pay your EMIs on time!

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I have given the wrong bank account number in NACH. How do I correct it?
You can email ZestMoney with the updated bank account details to help@zestmoney.in. They will send anew NACH mandate with the updated account number to be signed and sent back by you.

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How do i contact ZestMoney?
You can call ZestMoney at +91 93434 22556, or write to help@zestmoney.in.

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Frequently Asked Questions about ePayLater

Following is the list of questions that people have about ePayLater. Hopefully you can find your question too in the list.

What is ePayLater?
ePayLater is a Buy Now Pay Later payment option which lets you make multiple purchases, and pay for all in one go at a later date. You get a 14-day interest-free period from the date of order to settle your bills with us.

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What are the Benefits of using ePayLater?
ePayLater offers the simplest possible checkout experience in existence today. As you are not required to enter your 16-digit card number or log in to your bank account or for that matter even refill your wallet, you can conclude your transaction with just a tap!
You get 14 days of an interest-free period to settle your dues!
We eliminate the dependencies on any third party payment service providers such as payment gateways, banks etc. at the point of transaction, thereby providing an unmatched transaction success rate and security.
ePayLater not only provides the benefits of COD, such as a seamless checkout experience and a pay after delivery option but also goes beyond by doing away with the hassles associated with handling cash. You are no longer needed to struggle to find change or worry about your order not getting delivered when you are not around to make the payment.
On timely repayment, you get to choose from a list of tempting discount vouchers, which you can use for other purchases!

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How do I sign up?
You can sign up on ePayLater in 4 easy steps:
Click on ‘Sign me up’ on the home page.
Enter your Mobile number and Email Id.
Enter the OTPs received on your Mobile Number and Email Id.
At least one Government ID (Aadhar/PAN card).
That is it! You can now use your spending limit to shop with any of our partner merchants and pay later anytime in 14 days.

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Is there any fee charged on creating an account?
No, there is no fee charged on creating an ePayLater account.

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How would I get to know whether my application has been accepted or not?
As soon as you complete the sign up, you would be instantly notified whether your application has been accepted or not. If it is accepted, you will also be notified about the spending limit assigned to your account.

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How can I make the repayment to ePayLater?
You can also pay by logging in to your ePayLater account or by using the ePayLater app which will list all your pending dues. Alternatively, you will receive an intimation of the amount to be paid and the payment due date by email and SMS on the registered email id and mobile number. You can make a payment by clicking on the payment link provided therein. You will also get regular payment reminders from ePayLater, which also have the payment link.

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When do I settle my payments?
You can settle your dues anytime within 14 days from the date of order.

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What are the payment options using which I can make a payment to ePayLater?
You can make a payment using net banking, debit card, credit card, Mobile Wallets (Freecharge, Ola Money, Mobikwik, Jio Money etc.). We currently do not support the settlement of dues by cash.

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Is there a late payment fee?
Yes, failure to make a payment within 14 days will entail levying of a penal interest at the rate of 3% per month for the days that the amount stays overdue on a pro-rata basis. The rate is applicable for all merchants except PVR, where a flat Rs.20 penal charge is levied once a customer misses the due date.

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What happens if I don’t pay back?
ePayLater give their customers the leeway of a few more days beyond the due date to make the payment. However, the customer will be charged a late payment fee for such period. Users are notified multiple times via email, SMS and phone calls before the due date and periodically thereafter. However, in the remote case of non-payment, the user’s ePayLater account is deactivated. Just like an electricity bill or any utility bill, any amount payable to ePayLater is legally enforceable.
Further, ePayLater, acting through its partner financial institutions, holds the right to report all such default cases to credit bureaus including CIBIL which may impact your credit rating and hence your ability to access financial products, including any kind of loans, in the future.

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How do I raise a cancellation/return/refund request?
Please contact the merchant directly to raise cancellation/return/refund request. Once your cancellation/return/refund request has been accepted by the merchant, ePayLater will be notified of the same by the merchant. If you are yet to make a payment to ePayLater for that transaction, ePayLater will adjust your payment due as per the refund amount processed by the merchant. In such a case, you would be liable to pay ePayLater only for the amount outstanding against the transaction. However, in case you have already made the payment to ePayLater for the transaction, you will receive the refund amount into the instrument used for making the payment to ePayLater.

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How do I get a refund for my purchase?
Once ePayLater receives the intimation of your cancellation from the merchant your amount due will be adjusted against the refund in case you are yet to make a payment to us for the transaction. If you have already made the payment to us then the refund amount shall be processed to your account used for making the payment. It may take 5-7 working days for such refunds to reflect in your account depending on your bank.

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Where all can I use ePayLater?
You can use ePayLater across any of our partner merchant portals including IRCTC, PVR, Box8, Travelyaari, Mojo Pizza, Telebrands, Croma, eVoucher India, Ticketnew, Sports Uncle, Oyefood, Foodzap, MadBananas to name a few and many more. You can also use ePayLater to transact on merchants that accept UPI. Currently, ePayLater UPI can be used on Amazon, Flipkart, Jabong and Myntra.

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Why am i not able to create an account with ePayLater?
This is rare however, in such situation you to share a screenshot of the error in an email to support@epaylater.in and they will assist you.

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I didn’t receive the OTP. Please help?
In case there is a delay due to the mobile service provider, you can use your registered email address for quicker OTPs to proceed with the transaction.

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How do i know my credit limit?
To know your current credit limit, login to your account or download our mobile app from google playstore.

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I did not receive a credit limit. Please help?
This is probably due to a failure in one of the multiple checks that we do during account creation. These checks are not solely based on your creditworthiness and a zero limit does not reflect their assessment of your creditworthiness. ePayLater usually review limits from time to time and would intimate you in case your limit is revised.

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How do i increase my credit limit?
To be eligible for higher credit limits you just need to keep transacting using ePayLater and make payments on time. As you build your record of quick and consistent repayments, your credit limit with ePayLater will keep increasing.

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How will i change my mobile number?
Unfortunately, ePayLater do not allow change of registered mobile numbers/email address due to security reasons. If you have a genuine reason to change to your mobile (ex: mobile has been lost), contact support@epaylater.in and they will help you.

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My account is blocked. Why?
There can be multiple reasons due to which your account may be blocked:
You have not made payment for one or many ePayLater transaction(s) and the due date has passed.
You have cleared the payment after a prolonged delay which leads to non adherence to their repayment terms.
Your account may be blocked due to suspicious activities carried out in your account.
A de-activation request was received for your account.

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I cannot see the “Invite and Upgrade” option on my profile. Why?
ePayLater “Invite and Upgrade” option is being rolled out in a phased manner, and they expand the list of customers that can avail benefits of this option on a regular basis. As soon as the feature is available for you, you will be notified.

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How can stop receiving repayment reminder emails/messages?
ePayLater send regular reminders to all their customers before, on and after the due date, so that the customer does not miss the payments. You may ignore the email if you intend to clear the dues within the stipulate time line. Once the payments are cleared you shall not receive any further reminders of the same transaction.

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How do i stop receiving promotional emails?
ePayLater usually run regular offers, discounts, contests which are informed via emails so that all their customers can gain maximum benefit out of it. However, if you do not wish to get these promotional emails, you may simply click on “unsubscribe” at the bottom of the email and they will adhere to your request.

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My repayment process failed midway but amount was debited from my account. Please help?
In case your payment has been deducted but the transaction has failed, the amount debited shall be credited back to your account within 5-7 working days into the instrument from which the payment was made. You can check your account statement after such time and get back to them if the payment has not been reversed by then. You also make the payment using an alternate mode of payment.

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Why id my repayment link do not work?
In such case, drop an mail at support@epaylater.in and they will do the needful.

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I cancelled my order, but it is still showing payment due. Why?
The status of cancelled orders are updated as soon as they are notified by the merchant. However, you continue to be liable to make the payment to ePayLater till they receive a refund request from the merchant. In case you are approaching a payment due date and your refund is yet to be processed it is better that you make the payment to ePayLater for the amount due to avoid any late payment/penal interest. Once ePayLater receives the refund intimation from the merchant they will process the refund into the instrument used for making the payment to ePayLater.

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Why didn’t i receive refund yet?
ePayLater initiates the refund as soon as they are notified of the acceptance of the request. It generally takes 5-7 working days for the refund to be credited back into the instrument used for making the payment to ePayLater. In case you haven’t received the amount after said duration, drop an email at support@epaylater.in.

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I cancelled my transaction. Why do I need to pay?
The status of cancelled orders are updated as soon as they are notified by the merchant. However, you continue to be liable to make the payment to ePayLater till they receive a refund request from the merchant. In case you are approaching a payment due date and your refund is yet to be processed it is better that you make the payment to ePayLater for the amount due to avoid any late payment/penal interest. Once ePayLater receives the refund intimation from the merchant they will process the refund into the instrument used for making the payment to ePayLater.

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How do i cancel/return my order?
As with any other payment option, you need to raise the return and cancellation request with the merchant itself. ePayLater does not have any role to play in your request being accepted or not by the merchant.

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I have cleared all my dues. Why do i still cannot use ePayLater?
There can be multiple reasons due to which you can not use ePayLater.
Ensure that you use the same email id/mobile number which is registered with your ePayLater account.
Ensure that the order value is within the available spending limit.
If none of the above is true, contact ePayLater at support@epaylater.in

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I need more time to pay the pending dues. Please suggest?
Make sure you settle the payment before the due date. Late payment will attract a penal interest at the rate of 3% per month on a pro rata basis. The rate is applicable for all merchants except PVR, where a flat Rs.20 penal charge is levied once a customer misses the due date.

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I have not made a transaction using ePayLater. Please help?
Drop an email at support@epaylater.in and they will get back to you.

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Why don’t i see ePayLater on the merchant’s payment page?
There can be multiple reasons due to which you do not see ePayLater at checkout:
Merchant hasn’t partnered up with ePayLater. You can see a full list of merchants there.
Not using the email id and mobile number registered with ePayLater. Ensure that you are using the same mobile number and email id, with which you created your ePayLater account.
Order Value is above your available spending limit.
You have not made payment for other ePayLater transaction and the due date has passed.
In case none of the above is true, contact ePayLater at support@epaylater.in.

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How do i raise a dispute with merchants?
In case of a dispute with the Merchant, you can contact the merchant’s support team. ePayLater will only be able to adjust the amount due after receiving confirmation about the same from the Merchant partner.

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I get an error message ‘not eligible’ while attempting a transaction through ePayLater. Please help?
There could be multiple reasons for this. However, one of the probable reasons for this error message is when your transaction amount is higher than your spending limit. Try transacting for a lower amount instead. To be eligible for higher spending limits you just need to keep transacting using ePayLater and make your payments on time, and we will ensure that your ePayLater spending limit is adequately increased.

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Why am i unable to create my ePayLater UPI VPA?
You can write an email to support@epaylater.in with a screenshot of the error.

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Why am i not able to use my ePayLater UPI on any merchant?
Currently you can use the ePayLater UPI on select merchants only. You can see the list of eligible merchants by visiting https://my.epaylater.in/merchants or on your Mobile App.

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How can i use ePayLater’s UPI to transfer money?
ePayLater UPI can only be used to make merchant transactions. P2P(Peer-to-Peer) transfers are not allowed from ePayLater account.

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What if i transfer money into my ePayLater UPI Account?
In such case, you can write to support@epaylater.in with the UPI reference number. ePayLater will adjust your balance accordingly. It can take up to 2-3 working days to reflect in your account. Get back with ePayLater if you do not receive the amount by such time.

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How do i delete my ePayLater account?
In case you wish to discontinue using their services, ensure that you have cleared all your dues. At present they cannot delete your account for security and compliance reasons, however they will de-activate it upon receiving the request. A de-activated account can be re-activated later if you change your mind. For any de-activation or re-activation request, please contact at support@epaylater.in.

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How do i partner up with ePayLater?
If you are a merchant and wish to partner up with ePayLater or wish to avail the ePayLater facility, you can write to ePayLater at partnerships@epaylater.in

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How do i contact ePayLater?
ePayLater Support Team is available Monday to Friday between 10:00AM and 6:00PM via email and phone. Customer Queries at support@epaylater.in or you can call 9015110055 and 7895378953.

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Frequently Asked Questions about Mobikwik

Following is the list of questions that people have about Mobikwik. Hopefully you can find your question too in the list.

How can i add money to my Mobikwik wallet?
Click on ‘Add Money’ and enter the amount that you wish to add.
Select the payment option (Debit card/Credit card/ Net banking/UPI) through which you want to transfer money to your MobiKwik wallet.
Enter your bank or card details such as Card number, expiry date and CVV to proceed with the transaction.
Tap on the ‘Pay Now’ button to complete the transaction. Once your transaction is successful, you will receive an order summary with a notification stating that the desired amount has been added to your MobiKwik wallet account.

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I am unable to add money. Please help?
This could happen due to many reasons as listed below:
Your add money limit has been reached.
Connectivity issue with your Internet service provider.
Delay in receiving authorization from the Issuing Bank.
Insufficient funds in your bank/card account or has not been activated for online payments.
Connectivity issue between Bank and the Payment Gateway.

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How to transfer money from MobiKwik wallet to a bank account?
Wallet to bank transfer services are available for KYC verified Users only. Log in to your MobiKwik wallet account and follow the steps mentioned here:
Tap on the “Transfer Money” option on the Homescreen and then click on “Wallet to Bank” option
Enter the bank account details or choose from the list of previously used bank accounts.
Verify the details and enter the amount that you would like to transfer and tap on “Continue”.
On successful verification of the OTP for the said transaction you will receive an order summary with a notification stating that the desired amount has been transferred from your MobiKwik Account.

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Why am i not able to send money to bank?
Wallet to Bank transfer services are available only for KYC verified Users. If you are already a KYC verified User and are unable to use the wallet to bank transfer services, please share the details of the error with them.

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Any charges for wallet to bank transfer?
There is a processing fee of 3.18% + GST for Users opting for IMPS service. The Processing Fee is calculated and are visible once you enter the amount you wish to transfer.

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How to transfer money to another MobiKwik wallet?
Refer the below mentioned steps to transfer :
Please Tap on the “Transfer Money” option on the Homescreen and select the “Wallet to Wallet” option to proceed.
Enter the mobile number to which you want to transfer the money from your wallet or alternatively select the number from your Contact List.
Enter the amount from the balance available in your MobiKwik Wallet Account that you would like to transfer and click the “Transfer Now” button to complete the transfer.

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I am unable to send money to wallet. Why?
Wallet to Wallet transfer services are available only for KYC verified Users. If you are already a KYC verified User and are unable to use the wallet to wallet transfer services, please contact support.

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Is any charges for wallet to wallet transfer?
There are NO charges levied on Wallet to Wallet transfer service.

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I am unable to recharge ! Failing repeatedly. Please help?
Recharge failure could be due to an issue at Operator’s end. You to try after some time.
If your number is ported, then select the correct operator and circle manually.

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I accidently recharge a different number / account. Please help?
The recharge request has been successfully processed by the operator and they do not have any control once the request is processed. You can contact the operator for the same. To avoid these instances, you need to cross check the details before completing any transaction.

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Why I am unable to pay the bill?
Please check, if you have entered the details correctly. Payment failure could be due to an issue at operator’s end. You can try after some time.

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What is SuperCash?
SuperCash is a new way to earn, transact & save on MobiKwik. It follows a very simple rule as it can either be earned or utilized on a single transaction.

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How can I earn SuperCash?
Earning is basis the offer T&C’s and eligibility. Please ensure to apply code, wherever applicable.

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How can I use my earned SuperCash?
SuperCash can be used across categories mentioned in the app. Users cannot use SuperCash more than once in a day on a single sub-category from Recharge and Bill Payments (like prepaid mobile, post paid mobile, DTH recharge, water bill, etc.). For example, if you have utilized SuperCash today on post paid mobile bill payment, you will not be able to use it again on another post paid mobile bill payment today, however, you can still use SuperCash on DTH recharge or electricity payment on the same day. However, users can use SuperCash all three times on a single merchant (like Grofers, IRCTC, Myntra, petrol pumps, etc.) in a day unless specified otherwise on respective T&C on the offer page. SuperCash usage is restricted on payments done through MobiKwik Visa Exclusive. The option to burn SuperCash on Credit Card bill payments is currently not available.

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Is there any validity for earned SuperCash?
SuperCash earned is valid for 3 months i.e., SuperCash earned in the month of January 2019 will expire on 31st March 2019 and so on.

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Can I convert SuperCash to wallet balance?
You can purchase Scratch card by selecting ‘Convert to Cash’ under SuperCash Statement and redeem the voucher amount. T&C’s apply.

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Can I transfer SuperCash balance to my bank account?
SuperCash is non-transferable.

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How to transfer money from the wallet to a bank account?
Wallet to bank transfer services are available for KYC verified Users only. Log in to your MobiKwik wallet account and follow the steps mentioned here:
Tap on the “Transfer Money” option on the Homescreen and then click on “Wallet to Bank” option
Enter the bank account details or choose from the list of previously used bank accounts.
Verify the details and enter the amount that you would like to transfer and tap on “Continue”.
On successful verification of the OTP for the said transaction you will receive an order summary with a notification stating that the desired amount has been transferred from your MobiKwik Account.

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How to purchase Gift Card?
Click on Gift Card icon available on Home screen.
Select the category of your choice from the available options (Food and Beverage, Fashion, Electronics etc.)
Now choose your preferred brand Gift Card under this category.
You may choose to Gift the Card or buy for Self
You can review the Terms and Conditions of the Gift Card available under “Terms of Use” and MobiKwik Policy.
Load the Gift Card with the desired amount and select a theme which you want to incorporate with your gift card.
Enter the details of the recipient i.e. email ID, phone number and name.
Personalise your message and schedule the delivery of the Gift Card.
Preview the Card and then click on pay.
You will receive the success confirmation and the recipient will get the SMS along with an email with the Gift Card details on scheduled time.

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Can I combine the Gift Card with any other payment options and or offers available on Merchant Website?
Brand’s Terms and Conditions determine if you can combine the Gift Voucher with any other Offer and or payment method available. Please check with the Brand and or Merchant before making the purchase.

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How Scheduling of Gift Card Works?
You can surprise your loved one’s by scheduling the Delivery of the Gift Card to their mailbox as well as phone number. Once you have entered all the required details i.e. recipient Email ID and phone number, you can set delivery date and time as per your wish.

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What are the available Payment Methods?
You can purchase Gift Cards via MobiKwik wallet balance, UPI and other payment options available in MobiKwik App.

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How do i earn Payback Points through MobiKwik?
Buy apparels or groceries, fuel your vehicle, book flights and hotels or simply shop online earn PAYBACK points for everything you do. Make seamless payments through MobiKwik across multiple partner platforms and earn points on each and every transaction.

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How do i redeem Payback points through MobiKwik?
The points that you earn can be redeemed for various purposes like shopping, mobile recharges, etc. MobiKwik is the only place where you can convert your PAYBACK points into cash. Redeem your PAYBACK points on MobiKwik to earn wallet balance and use it to recharge your mobile, pay your bills and much more! You get Re. 1 for every 4 Payback points. Redeeming PAYBACK points on MobiKwik is as simple as the click of a button! Follow the following steps:
Visit ‘Wallet’ on the MobiKwik App.
Find Payback in the Points to Redeem Section.
Select your PAYBACK card, enter the required amount.

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What is a MobiKwik virtual card?
MobiKwik Virtual Card is a digital card loaded with your Wallet balance that can be used to pay online across all merchants accepting Visa/Master Card.

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Are there any charges for paying through MobiKwik Virtual Card?
Yes, 2.5% + applicable taxes per transaction is charged on some Merchant transactions.

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What is Max Get More?
Max Get More is a reward program that has partnered with major banks in India. Whenever you shop through a credit or debit card of the partnered banks, you earn Max Get More points. Go a step further and get additional points by shopping at Max Get More partner stores. Multiply your reward point earnings just by shopping at the right stores with the right bank card. MGM has partnered with all the major Banks in India to ensure that all your spends earn you higher rewards.

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Do MobiKwik offers personal loan?
One of the most trusted platforms for availing personal loans online is the MobiKwik app. The MobiKwik app allows you to avail instant personal loan without the requirement of any collateral. So, one can use the MobiKwik app or website and get an access to online loan.

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How do i apply for personal loan on MobiKwik?
In order to avail instant personal loan on MobiKwik, you only need to follow a few simple steps. Instant cash loans on MobiKwik are granted by providing basic details and documents.One you follow the following simple steps, personal loan is granted to you immediately.
Open the MobiKwik app and click on Boost loan
The instant cash loan page will appear on the page.Click on ‘I am interested’ .
The next step to avaIl the instant loan online, type in your personal details i.e Aadhar card number and PAN number.
MobiKwik will check your eligibility for instant loan online.The amount you are eligible for will be reflected on the screen.
You can type the amount you want to withdraw and click on ‘boost credit’.
The amount will instantly reflect in your wallet as a an instant loan online i.e small loan.
By following these simple steps, an instant payday loan will be granted to you. Evidently, getting instant cash loans or instant loans online is extremely simple with MobiKwik. In simple and few steps, short term loans are easily granted.

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Frequently Asked Questions about WhatsApp Pay

Following is the list of questions that people have about WhatsApp Pay. Hopefully you can find your question too in the list.

What features does WhatsApp Pay have?
WhatsApp Pay is building a new payment feature for India that enables people to easily send money to each other via WhatsApp. They are beta testing this feature so it’s only available to a limited number of people in India. Please be aware that the payments feature will change over time as they add more capabilities.

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Which payment methods does WhatsApp Pay use?
WhatsApp payments uses UPI to enable bank-to-bank money transfer. UPI (Unified Payment Interface) is a national payment system developed by the NPCI (National Payments Corporation of India), and supports most major banks in India. WhatsApp uses the phone number associated with your account to identify your bank account information.

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How do i add my bank account with WhatsApp Pay?
You can only send and receive money after you’ve added your bank account to WhatsApp.
To add your bank account, you will need:
An active account at an Indian bank that supports UPI (Unified Payment Interface). The primary phone number associated with this bank account must match the phone number of your WhatsApp account.
To add your bank account:
Tap More options > Settings > Payments > Add new account.
Tap Accept and Continue to accept our Payments Terms and Privacy Policy.
Tap Verify via SMS > Allow. If WhatsApp already has permission to make and manage phone calls, you won’t need to grant permission.
From the list of banks, tap the name of your bank.
Tap the bank account you want to add to send and receive payments with WhatsApp.
Tap Done.
Please note to send money, you will also need to verify the last 6 digits of your debit card and the expiration date. You will only have to accept the Payments Terms and Privacy Policy during your initial bank set up. If you don’t see your bank listed, it may not be supported. WhatsApp payments uses UPI and supports most major banks. The phone number associated with your WhatsApp account is used to identify your bank account information to enable payments.

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How do i get information about a specific transaction?
For questions about a specific transaction, tap the payment message > Help.
If you have any questions or concerns about your bank account, contact your banking institution.
For all other payments questions open WhatsApp Settings > tap Payments > Help.

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I am unable to add my bank account. Please help?
If you can’t find your bank in the list, make sure your bank supports UPI.
If you’re having issues adding your bank account, check the following:
Your WhatsApp number and the phone number linked to your bank account is the same. If not, contact your bank.
Make sure you have selected the correct bank, you can send and receive SMS and your phone has a reliable Internet connection.
If you have a joint or NRI (Non-Resident Indian) account, it may not be supported. Contact your bank for more information.
If you have a dual SIM phone on a version of Android less than 5.0: Open your phone’s Settings > Make sure the SIM set as default matches the phone number you use for WhatsApp.

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Why am i not able to send payment?
You won’t be able to send money if your contact doesn’t have payments enabled. You’ll see the following pop-up message when trying to send them money:
To receive a payment, make sure the contact name needs to set up payments in WhatsApp by tapping Settings > Payments.

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My contact hasn’t received the payment. Why?
If the payment is complete, but your contact hasn’t received the money, check that you’ve sent the payment to the correct contact. In some cases, it’s possible that the money transfer isn’t instant. It can take up to 4 business days for the transfer to complete. To get more information on the status of your payment, contact WhatsApp support. To contact support, tap the payment message > Help.

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My payment wasn’t completed and refund wasn’t received. Please help?
If your payment wasn’t completed, the app will notify you. Your bank should process a refund in up to 4 business days. Please check your bank account to check the status.
In some cases, you may need to contact support from within the app. To contact support, tap the payment message > Help.

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Who does WhatsApp send information to?
When you make a payment, WhatsApp creates the necessary connection between the sender and recipient of the payment, using Facebook infrastructure. We pass the transaction information to the bank partner, which is called a PSP (payment service provider), and to NPCI (National Payment Corporation of India), so they can facilitate the movement of funds between the sender’s and receiver’s bank accounts.

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Will my account information be shared on facebook?
Facebook does not use WhatsApp payment information for commercial purposes, it simply helps pass the necessary payment information to the bank partner and NPCI. In some cases, WhatsApp Pay may share limited data to help provide customer support to you or keep payments safe and secure.

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Does WhatsApp have my UPI PIN?
No, when you make a payment, WhatsApp sends the encrypted UPI PIN to their bank partners, which are called payment service providers. WhatsApp cannot see and does not store the UPI PIN, which is encrypted by software provided by National Payment Corporation of India. Nor does WhatsApp store other sensitive payment information such as your one-time password (OTP), account number or full debit card details.

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Is my payments with WhatsApp Pay secure?
Security is important to WhatsApp. This is how WhatsApp Pay apply it to Payments:
You can only send money if the phone number on your device matches the number associated with your bank account and you have provided the correct debit card details.
You must type in your multi-digit UPI or ATM PIN before making each payment. You shouldn’t share this PIN with anyone else. WhatsApp doesn’t receive, transfer or store any funds. Money is transferred directly from bank to bank. You should only make payments to reliable third parties.

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How do i send money via WhatsApp Pay?
You can send money after you’ve added your bank account to WhatsApp.
To send money:
Open the chat with whom you’d like to send money > tap Attach > Payment.
Tap Continue to verify your debit card information.
Enter the last 6 digits of your debit card number and expiration date > tap Next > Set Up UPI PIN.
An SMS containing an OTP (One Time Password) will be sent to your phone. Type the OTP under ENTER OTP. To send another OTP to your phone, tap Resend OTP.
Create a UPI(Unified Payment Interface) PIN (Personal Identification Number) and enter it under ENTER NEW UPI PIN > tap Submit. Re-enter the new UPI PIN under CONFIRM NEW UPI PIN > tap Submit.
Once UPI Setup is complete, tap Done.
Open the chat with whom you’d like to send money > tap Attach > Payment.
Enter the rupee amount you’d like to send.
Enter a description for the payment > tap Send .
You will only be asked to enter your UPI PIN twice during the creation process. Each time you send money after that, you will be asked to enter your UPI PIN once.
The description for the payment is optional and won’t show up on your bank statement.
Once the payment is sent, the transaction details will be listed in the chat, including a transaction ID.
You may receive a confirmation SMS from your bank after the payment has been completed.

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How do i receive money via WhatsApp Pay?
WhatsApp payments enables bank-to-bank money transfer. If your bank account is already added, you are ready to receive the money.
To receive money when your bank account isn’t added to WhatsApp:
Tap Accept Payment.
Tap Accept and Continue to accept our Payments Terms and Privacy Policy.
Tap Verify via SMS.
From the list of banks, tap the name of your bank.
A list of bank accounts associated with your phone number will be listed. Tap the bank account you want to add to WhatsApp.
Tap Done.
You may receive a confirmation SMS from your bank after the payment has been completed.

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Will i still be able to send money if my contact doesn’t have payments enabled?
You won’t be able to send money if your contact doesn’t have payments enabled. You’ll see the following pop-up message when trying to send them money.

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How do i contact WhatsApp Pay?
To contact WhatsApp Pay, from your phone, you need to open WhatsApp > Settings > Help >and then Contact Us. There you can contact WhatsApp Pay directly.

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Hope this was helpful!
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Frequently Asked Questions about FreeCharge

Following is the list of questions that people have about FreeCharge. Hopefully you can find your question too in the list.

Where can I use my FreeCharge account?
You can use your FreeCharge account:
For shopping on Freecharge merchant website/outlets. Get deals on your favorite products with your all new account.
For doing recharges and paying bills on FreeCharge. Get great discounts and other offers using your account.

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Is there any registration fee for using FreeCharge account?
No, there is no registration or any additional fees for creating or using FreeCharge account.

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Is the account secure?
Yes, FreeCharge is totally committed to safeguarding all your bank or card details. The transactions are done through a security protocol known as SSL thus ensuring that there is no leakage of confidential information.

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How do I create a FreeCharge account?
Just a matter of few steps:
Visit the signup page by clicking here https://www.freecharge.in/#!/signIn.
Fill in the details required.
Enter the one-time Verification Code sent on your registered mobile number.
Your FreeCharge account is activated!

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Why am I being asked to verify my email?
You need to link your old accounts on SnapDeal and FreeCharge. While doing this, make sure that it is definitely you! Here is all you have to do:
Login to either Snapdeal or FreeCharge using your existing credentials.
Upgrade to FreeCharge account by entering and verifying your mobile number. Next time when you visit the other website using the same email ID, you will be prompted to link the two accounts by verifying your email ID.
Upon successful verification of email, your two accounts will be linked together.

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Can I use my account without a smartphone?
Yes, even if you do not have a smartphone, you can go to FreeCharge’s mobile website freecharge.in. Once you login, there is a link in the hamburger to reach your account. This process is same for the desktop website.

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How do I add money into the FC account?
You can go to account.freecharge.in where you can add money into the account.

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Where will I find my FreeCharge Balance?
On FreeCharge App, Tap on ADD MONEY option on Home Screen. You will see a screen for Add Money where Balance is shown on top. You can view the breakup of FreeCharge Balance by tapping on Info Icon besides Balance Amount. Alternatively, you may also go to “My Transactions” in Account section on the App to see Breakup of FreeCharge Balance.

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How can I pay using FreeCharge account?
FreeCharge account makes payments amazingly easy. Just follow the steps given below.
On the payment page, click “Pay with FreeCharge”.
Log in to your FreeCharge account.
Use your FreeCharge Balance and/or saved cards, new cards, netbanking to make the payment.

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I don’t have a FreeCharge account, can I create one while making a payment?
Absolutely! During checkout, you can create your FreeCharge account and complete the transaction. Money in your FreeCharge account is 100% safe and can be used to complete transactions in a quick and hassle-free way.

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Will my cards be saved for future transactions?
Yes, details of any new card entered by you during checkout will get saved for future transactions. This will help you do away with the hassle of entering same card details every time. FreeCharge allows you to save upto 5 cards in your account.

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What if my transaction fails mid-way?
In such a case, the amount will get reversed to the source account. If the payment was made using only FreeCharge Balance, then the amount will reflect in your FreeCharge account in no time. For payments made using credit card/debit card or netbanking, the amount will get reversed within 4 business days.

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Where all can I use Freecharge Balance?
You can use FreeCharge Balance at a host of merchant websites. It can also be used at some physical stores.

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How will I be notified for transactions and refunds?
You will get email and SMS alert for each transaction or refund to your registered mobile and email.

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I am unable to add money into my wallet. Please help?
Following could be the reasons why you are not able to add money and are shown message on the app. Reasons could be one of the following.
You may not have completed KYC required for adding money into Wallet. If this is the case, you will have to provide minimum details of the KYC documents on the app.
Your Minimum Details KYC may have expired due to which you cannot add money into the Wallet. However, you can continue to use your existing balance and use any other Payment modes available on FreeCharge Account like Credit Card, Debit Cards, UPI, Netbanking etc.
Your Wallet may have become Inactive as you may have not used the Wallet (Added Money or Spent Money) for more than a year. If this is the case, you will not be able to Add Money and Spend Money from FreeCharge Wallet. Know more at frch.in/s1

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Is there a transaction limit I need to be aware of?
Yes, there is a monthly transaction limit of INR 5,000 per month on Wallet. You cannot load more money into the Wallet until the start of next month. However, you can still pay at Merchants using FreeCharge Gift Instruments, or through FreeCharge PG (CC / DC / Net Banking/UPI).

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What is FC+?
FC+ is an intuitive feature that enables end users to pay merchant via FreeCharge wallet. FreeCharge users running small businesses can now upgrade to FreeCharge+ or FC+ and become merchants in various categories. Each FC+ merchant can set a unique PayTag (e.g. #Sec14KiranaStore) and chat as well as receive payments from FreeCharge users on that tag.

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How do I upgrade to FC+ and become a merchant?
Download/update the latest version of the Freecharge APP. Login using your credentials or create a user name if you are a new user. Select the “Register as Merchant” option & update your profile. Fill the details, set pay tag & complete the registration process by providing the registration documents.

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I do not have a bank account, can I still become a merchant?
Yes, the payments you receive will get credited to your FreeCharge account. But you won’t be able to receive payments in excess of Rs. 10,000 in your wallet in a month. You need to provide your bank account details as well so that you won’t have to bother about any such limits. Payments get directly settled in your bank account which is an ease of access/withdrawal.

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What types of businesses can become merchants on FC+?
Whether you run a grocery store or drive a cab or own a barber shop, you can become merchants on FC+ as long as you are running a legal business.

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Will my bank details be kept secure?
Your details are at safe hands. Bank account details will be absolutely secure.

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What documents do I need to submit for ID and address proof?
Depending on the business category, you can send the following documents for ID and address proofs to complete your KYC requirements and activate your account.
Proof of Identity: (Should be self-attested)
Pan card for Sole Proprietor and Driving Licence for Cabs
Passport size Photograph
Proof of Address: (Any 2 for Self-Served and 1 for FOS)
Water Bill of the premises of the customer (date should not be greater than 2 months)
Landline Bill of the premises of the customer (date should not be greater than 2 months)
Post-paid Bill of the premises of the customer (date should not be greater than 2 months)
Electricity Bill of the premises of the customer (date should not be greater than 2 months)
Income tax return for the past one year CST/VAT certificate
Shop Registration certificate
Bank Proof: (Any 1)
Cancelled Cheque
Bank Letter
First page of passbook (Must include the IFSC code and the bank account number and the bank name)
Send across the above mentioned documents to fcplussupport@freecharge.com

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How do I add money?
To add money to your account.
Login to your FreeCharge account.
Click on ‘Add / Withdraw’ option in App & in web click on ‘Add money’ button.
Enter the amount.
Choose the payment option.
Complete the transaction.

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What are the steps to recharge through FreeCharge?
Enter Mobile number and press Enter.
Your Operator & Circle will be selected automatically.
Choose your free coupons of equivalent amount. This step is Optional.
Enter your registered email id & password (if you have already registered with FreeCharge before) or just follow the simple New user registration process – it will take less than 2 minutes.
Pay online via NetBanking/Debit Card/Credit Card/ UPI to complete the recharge instantly.
Coupons will be delivered to your inbox instantly via email.

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I am unable to withdraw money from my account. What do I do?
As per new RBI guidelines, withdrawal to bank account and transfer to other Freecharge account holders from your Freecharge account is not allowed. Withdrawal to bank account and transfer to other Freecharge account holders shall be available only for Full-KYC users.

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My money has been debited from bank account, but I can’t see it in my account. Why?
This issue may occur because of the following reasons:
Because the bank debits the amount from the customer and due to some reason is not able to update the payment platform immediately. In this case, it is advisable to wait for 24 hours in case the fulfillment is after a day. FreeCharge does reconciliation with the banks and would roll back the money back to your account in this scenario. Usually, this would take up to 5 business days for the money to get reflected in your account depending on the bank. But the request is made to concerned bank usually in a day’s time period. If you still have queries or face any problem in this, write to Freecharge at care@freecharge.com.

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What can I use my Freecharge Balance for?
You can use your balance across Freecharge app and website for Prepaid mobile recharges, DTH recharges, mobile bill payments, utility bill payments, donations, financial services etc and Freecharge merchant partner sites & stores, for purchasing goods and services.

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Why has my balance reduced?
Your balance may have reduced due to any of the following reasons:
Expiry of a FreeCharge Gift Instrument.
Deduction of a pre-authorized periodic payment.

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What should I do if my recharge is not done?
Wait for 5 minutes after the payment is successfully done. If your mobile number is still not recharged then you can write Freecharge at care@freecharge.com. You may also refer to the “Need Help” section under “My Transactions” for detailed information.

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Can I recharge for my friends and relatives too?
Absolutely, you can recharge for your loved ones using the same account. You just need to know the mobile number to make a successful recharge.

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Can I recharge without selecting coupons?
Coupons are rewards extended to you by FreeCharge for successfully completing an activity, however, Coupons need to be selected post recharge is successful. It’s your wish to select coupons or ignore.

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What are the fees for making a payment?
For most of their services, such as prepaid recharges, postpaid bill payments, paying online merchants etc there are no charges. However, in case of utility bills (Electricity, Gas, Broadband, Landline), you are charged a minimum fee to make this payment.

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What is FreeCharge EMI?
FreeCharge EMI is a credit line using which you can do any payment/purchase today and pay later in 3/6/9 or 12 months equated monthly installments (EMIs). You can also take money in your bank a/c instantly. This is available only for select users of FreeCharge. The approval process is online and takes only few minutes. FreeCharge has tied up with various Banks and NBFCs for this purpose.

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What is the benefit of FreeCharge EMI?
FreeCharge EMI is a great option if you need money urgently for shopping, bill payment, ticket booking, medical needs or any other payment but running low on cash and not holding a credit card either. You just need to activate the FreeCharge EMI A/c only once, without paying any fees, charges or interest. The best part is that you pay interest only when you use money from your FreeCharge EMI A/c for the tenure you choose at the time of usage.

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How do I use FreeCharge EMI?
There are 3 ways to use FreeCharge EMI:
Take money in your bank a/c.
Take money in FreeCharge balance and spend the way you like.
Select “FreeCharge EMI” option after choosing FreeCharge as the payment option at any of their partner merchant website.

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What do I require to have FreeCharge EMI A/c?
To use FreeCharge EMI, you must:
Be 18 years of age or older.
Have a valid PAN No. and an Aadhaar No. (Your mobile no. or email ID, updated in Aadhaar, should be active to receive the OTP)
Be salaried or self employed.
Have an active ICICI, HDFC or Axis Bank account(with Netbanking or Debit Card).

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Why do I have to setup Auto Repayment with FreeCharge EMI?
Auto Repayment has to be setup before your FreeCharge EMI A/c is activated. You have to provide your bank A/c details so that your EMIs can be automatically deducted when they are due. Please note that the Auto repayment will be setup for the complete amount of your approved credit limit. However, the actual amount will be debited, as per your EMI schedule, ONLY when you use the amount for any transaction. No amount will be deducted if you do not use the approved credit amount.

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How much FreeCharge EMI amount am I eligible for?
Based on your transaction history with FreeCharge, Their lender can approve amount upto Rs. 60,000. However, to avail this offer, you have to apply on FreeCharge app.

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What is Freecharge UPI?
Freecharge UPI is an option to send and request money via UPI (Unified Payment Interface) which allows you to instantly send and request money to an individual using any bank’s account for free, It allows users to transfer money instantly without knowing the sender’s or receiver’s bank details. Money can be sent just by entering the receiver’s UPI ID.

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Who can use UPI on Freecharge?
UPI on Freecharge app can be used by customers of any bank.

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Does the UPI ID necessarily have to end with @freecharge?
Yes. All UPI IDs created in Freecharge App are suffixed with @freecharge.

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What is a voucher Balance?
Voucher Balance is a gift instrument issued by FreeCharge to its customers for Bill Payment, Recharges and payment at merchant website/outlet.
FreeCharge Gift Instruments can’t be withdrawn or transferred to others
FreeCharge Gift Instruments can’t be reversed or refunded back to the source
FreeCharge Gift Instruments have an expiry of three years.

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Will I be charged extra for the coupons?
There is no extra charge for the coupons. However, Freecharge have exclusive coupons that are paid. The price will be mentioned on the individual coupons. You will not be charged anything apart from the recharge amount if you do not opt for any coupons.

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What should I do if coupons have not been received after a successful recharge?
You can write to Freecharge at care@freecharge.com with the order ID and the coupons will be re-send to you. Before that, please check your “Spam” and “Promotions” folder.

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How long does it take for the coupons to reach me?
Your e-coupons are delivered instantly to your inbox via email after a successful transaction.

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How can I utilize the coupons?
You can redeem at the respective merchant’s website before the expiry date. Apart from that, there are a few coupons for which you may have to carry a printout, in order to redeem it at the respective merchant’s outlet. T&C apply as per the respective merchant. You can refer to the coupon details for more information.

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Can I give these coupons to anybody?
Absolutely, these coupons are transferable. You can give these coupons to your friends and relatives for them to redeem.

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Can I order more than 1 quantity of same coupon?
You can select only one quantity of the same coupon.

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Can I order only coupons without recharging?
Coupons are the special offers extended by merchants to FreeCharge customer base. You may purchase them independently at a nominal cost from the “Deals” section in FreeCharge.
Also, you may purchase coupons of your choice by visiting the “Deals” section on the App.

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I want to distribute coupons through Freecharge. What do I do?
You can get in touch with us at partner@freecharge.com.

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How do i redeem my FreeCharge Referral point?
Login/Create your FreeCharge account on your Android Device:
Click on the Refer N Earn spotlight or visit frch.in/RNE
Refer your friends to FreeCharge by sharing a unique promo code on WhatsApp, Facebook etc. specifically made for your friends.
For every friend who recharges on FreeCharge for the first time using your promo code, you and your friend both will get a cashback of Rs.30.
Enjoy the cashback in your FreeCharge Wallet within 24hrs.

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What does Inactive Freecharge Wallet mean?
As per RBI guidelines, a semi-closed pre-paid instrument, referred as Wallet is considered Inactive if there are no transactions in Wallet for a year. You might have received the alert or your Wallet has been made inactive because you have not been transacting using the balance available in Freecharge Wallet. If you have transacted (added money or spent available Wallet Balance) recently using Freecharge Wallet, then this not applicable to you.

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How to Reactivate your FreeCharge Wallet?
Please follow below steps to reactivate your Wallet.
On Apps:
Please go to Accounts Screen, you will see “Wallet Status” as Inactive. Or you may get prompted on Home Screen to Reactivate your Wallet.
Tap on “Wallet Status” tile or “Reactivate Wallet” button to proceed.
You will be asked to enter PAN and/or Name on PAN for verification. On successful verification, you will get an OTP which needs to be verified.
Enter OTP received on your Register Mobile Number. Your Wallet will be reactivated instantly on OTP verification.

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I have Freecharge Balance but I am not able to use it?
Freecharge Balance is not usable until Wallet is reactivated, Gift Instrument Balance can be used for Payments. Hence, the usable balance shown to you is less than available balance.

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What will happen to the Cashback that I receive?
You will be able to use the Cashback amount even if your Wallet is Inactive. Cashback is given in the form of Gift Instrument. Gift Instrument is shown as a part of Freecharge Balance.

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Will I not be able to Pay my Bills or Recharge my Phone?
You will be able to Pay your Bills or Recharge your Phone on Freecharge and also be able to pay for services on your favorite Stores, Apps or Websites using all Payment methods except the Wallet. However, as your Wallet is Inactive, you will not be able to use any balance available in Freecharge Wallet until it is reactivated.

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What is the #OnTheGo Pin?
The #OnTheGo Pin gives you the power to pay, well, On The Go. A four digit #OnTheGo Pin will flash in the “Pay to Merchant” section in your FreeCharge app which can be used to complete transactions at offline stores.

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How do I generate the #OnTheGo Pin?
Fortunately, you do not need to generate the #OnTheGo Pin. It is always accessible in your FreeCharge app. After your mobile number is entered in the POS machine, use the four digit #OnTheGo Pin flashing in the “Pay to Merchant” section of your FreeCharge app.

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Where can I use the #OnTheGo Pin?
You can use the #OnTheGo Pin at a host of offline outlets like restaurants, clothing stores and more.

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What is the validity of #OnTheGo Pin?
The validity of #OnTheGo Pin is 3 minutes.

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How do I use the #OnTheGo Pin?
Using the #OnTheGo Pin is extremely easy. Here’s what you need to do:
Enter your registered mobile number in the POS machine at the payments counter of your favourite outlets.
In the latest FreeCharge app, you’ll find a four digit #OnTheGo Pin flashing in the “Pay to Merchant” section.
Enter the #OnTheGo Pin in the POS machine and your transaction is done!

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I do not have internet connection, can I still use the #OnTheGo Pin?
Yes, the #OnTheGo Pin will flash in the “Pay to Merchant” section of your FreeCharge app irrespective of internet connectivity in your phone. Moreover, a one-time verification code is also sent to users via SMS. Just ensure that you enter the mobile number that is registered with FreeCharge.

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What is FC Debit EMI?
FC Debit EMI is a facility using which you can add money to your FreeCharge Balance instantly for any payment/purchase today and pay later in 6 months equated monthly instalments (EMIs). This is available only for select account holders of Axis Bank.

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What is the benefit of FC Debit EMI?
FC Debit EMI is a great option if you need money urgently for shopping, bill payment, ticket booking, medical needs or any other payment but running low on cash and not holding a credit card either. You just add money to your FreeCharge Balance, without paying any fees or charges. Only interest is charged by the bank, on the amount, to give you this facility.

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How can I avail FC Debit EMI?
Get money in just 1 step by validating your Axis Bank Debit Card. If you have not availed the amount, same will be added in your FreeCharge Balance instantly. Please note that this amount cannot be withdrawn, transferred or cancelled.

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I am not able to see the option to apply for FC Debit EMI. How do I access this facility?
FC Debit EMI facility is available for select Axis Bank debit card holders. Also, if you have already availed the amount, you may not be able to get it again for sometime.

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When will my EMIs be due?
Your 1st EMI will be due 31 days after the transaction. For eg., if you have taken the amount on 15th January, your first EMI date will be 15th of February. EMI will be auto deducted from your Axis bank a/c.

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Can Gift Cards or E-Gift Cards be recharged after purchase on Freecharge?
E-Gift Cards cannot be recharged.

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How do I order an E-Gift Card through Freecharge?
Ordering an E-Gift Card through Freecharge is easy. Once you select your favorite brand, you can select the card theme based on occasion. Enter the denomination and quantity you wish to purchase. Choose the suitable payment mode to complete your purchase.

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Can I cancel my gift card with Freecharge?
Gift cards once ordered cannot be cancelled.

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How can I pay my insurance bill payment using FreeCharge account?
FreeCharge account makes payments amazingly easy. Follow the simple steps given below:
Sign in to your FreeCharge account.
Select Insurance under the ‘Bill payments’ section.
Select Service provider.
Enter the required details (Policy Number and DOB)
Choose your preferred mode of payment (Net-Banking/Debit Card/Credit Card/FreeCharge Balance) and complete your payment instantly.

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My Insurance Payment transaction is successful but have not received a confirmation from the Insurer. Please help?
Your service provider will take two working days to reflect the amount paid in your account, the premium payment date will be effective immediately.

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My transaction status shows as Processing/Pending. Why?
Your service provided takes two working days to update the final status.
You need to wait for 48 hours while the systems update the final status.
In case your transaction fails, the amount will be automatically refunded to your source account, which will take 5-7 bank working days. Raise a query via the need help option on your FreeCharge APP if you haven’t received the refund after 7 working days.

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My transaction status shows as failed. Please help?
The amount will be refunded to your source account within 5-7 bank working days. Raise a query via the need help option on your FreeCharge APP if you haven’t received the refund after 7 working days.

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My account was just locked because of a suspicious activity. What should I do?
If you have received an email or sms from FreeCharge stating that your account has been locked because of security reasons, do change your password. Changing password will secure your account and log you out from all other platforms where you are logged in with your FreeCharge account.

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How much refund will I get on cancelling the bus ticket on Freecharge?
Refunds are based on the operator, route and the time of cancellation. To know the exact amount, please check the confirmation mail sent by Freecharge. You will also know the refund amount before you cancel the ticket. Please note that refund amounts include any cashback given by Freecharge.

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What if I have questions queries related to bus journey?
You can call us at 04067651345 for any queries related to your bus journey including queries regarding the type of bus, type of seats, pick up points or to track your bus. In case of any queries related to your payment, cashback or cancellations, please raise a ticket inside the Freecharge My Transactions section.

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Can i partially cancel my bus ticket?
Freecharge do not allow partial cancellations on bus tickets.

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How do I know about the new offers from Freecharge?
Please follow us on our official Facebook (www.facebook.com/freecharge) and Twitter (https://twitter.com/FreeCharge) page for new offers. You may also refer to the “Offers” section on app or browse – https://www.freecharge.in/offers

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I am unable to access my account because of security reasons, what should I do?
In such cases, please contact care@freecharge.com

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I am receiving many alerts. What should I do?
In such a scenario, write to care@freecharge.com. They will help resolve your issue.

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How do I close my account?
Please write an email from registered email id to care@freecharge.com.

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How do I raise a query on Freecharge?
Write to Freecharge at care@freecharge.com. You may also refer to the “Need Help” section under “My Transactions” for detailed information.

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Hope this was helpful!
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Frequently Asked Questions about GooglePay

Following is the list of questions that people have about GooglePay. Hopefully you can find your question too in the list.

How do i set up GooglePay?
You can use GooglePay to send or request money from family and friends using a mobile phone. You can also pay your utility bills and recharge your prepaid phone using Google Pay.
The following will help you as to how you can set GooglePay on your phone:
Download GooglePay.
Enter your phone number.
Sign in with your Google account.
Follow the instructions to secure your Google Pay app and add a bank account.

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How do i secure my GooglePay account?
To make GooglePay more secure, you can require a Google PIN to use the app. You can also use your existing screen lock to secure Google Pay. Please note that your Google PIN is different from your UPI PIN or the PIN that you use to unlock your phone.
Follow the below steps to secure your GooglePay account:
Open Google Pay Google Pay.
In the top left, tap your photo > Security.
Select Use screen lock to use your existing pattern, PIN or password that you use to lock your phone.
Select Use Google PIN to use Google PIN.

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How do i change my Google PIN?
Open Google Pay.
In the top left, tap your photo > Security.
Select Use Google PIN.
Tap Forgot PIN.
Follow the instructions.

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How do i change my GooglePay phone number?
Before changing your number make sure that the mobile number that you use for GooglePay is the same one that you have listed on your bank account.
To change the phone number that you use for your account:
Open Google Pay Google Pay.
In the top left, tap your photo > Phone number.
Tap on Change phone number.
Enter the new phone number and tap Next.
Wait to receive an SMS with the One-Time Password (OTP).
If your phone doesn’t automatically verify the number, enter the OTP and tap Next. Your contacts on Google Pay will also be able to see your new phone number.

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What screen reader feature GooglePay has?
You can have the text on your screen read out aloud to you using accessibility features that come with your mobile device. You can use Android accessibility features like TalkBack screen reader or iPhone and iPad accessibility features like Voiceover screen reader to use Google Pay.

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How do i add a bank account with my GooglePay?
When you first set up Google Pay, you’ll be asked to add an Indian bank account so that you can send and receive money. Check to make sure that your bank works with UPI. If it doesn’t, your bank account won’t work with GooglePay.
Open GooglePay(Make sure that you’re using the latest version of the app. If you’re not sure, try to update the app.)
In the top left, tap your photo and then Bank account.
Tap Add bank account.
Choose your bank from the list. If you don’t see your bank, it doesn’t work with GooglePay yet.
You might need to give GooglePay permission to send a verification SMS to your bank.
To prevent errors, do not leave the Google Pay app during bank registration.
If you have an existing UPI PIN, you’ll be asked to enter it.
If you don’t remember your PIN, tap Forgot PIN and follow the instructions.
If you don’t have a UPI PIN, enter your debit card information.​
(Maestro debit cards do not have expiry dates. To add a Maestro debit card, use 01/49 as the expiry date.)

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How do i change or remove a bank account?
To update a bank account, you’ll need to remove it and add it back.
To delete, open GooglePay.
In the top left, tap your photo > Bank account.
Tap on the account that you want to delete.
Tap More and then Remove account.
To add, open GooglePay.
In the top left, tap your photo > Bank account.
Tap on the account that you want to update.
At the bottom of the page, tap Set as primary account.

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Which account do i receive money when someone sends?
When someone sends you money, it goes into your primary account.

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Where do i find my UPI ID?
UPI is a banking system for money transfers on payment apps. To add a bank account to GooglePay, your bank must work with UPI.
Your UPI ID is an address that identifies you on UPI (typically yourname@bankname).
To find your UPI ID:
Open Google Pay GooglePay.
In the top left, tap your photo.
Tap Bank account.
Tap the bank account whose UPI ID you want to view.
You will find the associated UPI ID under “UPI IDs”.

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How do i reset UPI PIN on GooglePay?
You’ll need your debit card details to reset your UPI PIN.
Open Google Pay Google Pay.
In the top left, tap your photo.
Tap Bank account.
Tap the bank account you want to edit.
Tap Forgot UPI PIN.
Enter the last 6 digits of your debit card number, and the expiry date.
Create a new UPI PIN.
Enter the OTP you get by SMS.
If you enter a wrong UPI PIN more than 3 times, you might not be able to change or reset your UPI PIN for 24 hours. You won’t be able to send or receive money during that time.

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How do i view my account balance?
The steps to view account balance are as follows:
Open GooglePay.
In the top left, tap your photo > Bank account.
Tap on the account whose balance you want to check.
Tap View Balance.
Enter your UPI PIN.
If you can’t view your account balance:
Make sure that you entered the right UPI PIN. If you have forgotten your UPI PIN, you can create a new one.

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How do i send money to someone nearby via GooglePay?
You can send money to someone near you who uses GooglePay.
GooglePay uses audio pairing to help you connect with nearby users. You’ll need to let GooglePay use your microphone.
Make sure that the person who you want to send money to has GooglePay installed on their phone.
Open GooglePay on both phones.
Slide the circle in the middle of the screen up towards ‘Pay’. Ask the other person to slide the circle down towards ‘Receive’.
When it appears, tap their profile photo. If you don’t see their photo:
Go to the home screen.
Tap More and then Scan QR code.
Ask the person to pull up their QR code so that you can scan it.
(To do this, you’ll need to let Google Pay use your camera.)
Enter the amount and description, and select the form of payment.
Tap Proceed to pay.
Enter your UPI PIN.
When the money has been sent, you will get a notification.

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How do i send money to someone anywhere in India?
To pay one of your contacts, no matter where they are in India:
Open Google Pay Google Pay.
From the bottom of the screen, swipe up.
Under ‘Payments’, tap a contact. If you don’t see the person that you want to send money to, tap New and search for them by name, phone number, account number or UPI ID.
(Make sure that you enter the correct details. Once you send the money, the transaction can’t be cancelled.)
Tap Pay.
Enter the amount and description and select the form of payment.
Tap Proceed to pay.
Enter your UPI PIN.
When the money has been sent, you’ll get a notification. You’ll also receive an SMS from your bank with the debited amount. (If your transaction to your contact’s bank account fails, the bank might debit the money from your bank account and then refund it. In this case, you will receive two SMS messages, one for the debit and the second for the refund.)

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How do i request money via GooglePay?
Open GooglePay.
From the bottom of the screen, swipe up.
Tap the photo of the contact for which you require payment.
You can also search for their name, phone number, account number or UPI ID.
At the bottom of the screen, tap Request.
Enter the amount and description.
Tap Request.
When the other person pays or declines your request, you’ll get a notification from Google Pay.

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How do i respond to a request for money?
If you want to pay a request:
Open Google Pay Google Pay. From the bottom of the screen, slide up.
Tap the name or photo of the contact who sent the request.
Tap the Pay option on the request.
Review information about the requester, amount and description and choose a form of payment.
Tap Proceed to pay.
Enter your UPI PIN.
(When the money has been sent, you’ll get a notification. You’ll also receive an SMS from your bank with the debited amount.)
If you want to decline a request:
Open Google Pay Google Pay.
From the bottom of the screen, slide up.
Tap the name or photo of the person who sent the request.
On the request, tap Decline.

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Is there a limit on how much i can send money?
There are daily and monthly limits to how much money you can send or receive using GooglePay. Limits can differ for Google Pay, UPI, your bank and Google.
If you reach one of the following limits, here’s what you can do.
You may reach a daily limit if:
You try to send more than ₹1,00,000 in one day across all UPI apps.
You try to send money more than 10 times in one day across all UPI apps.
Wait until the next day to send more money.
You may reach the Bank limits:
If your daily transactions are below the UPI limit and you’re still having trouble, try a different bank account.
Your bank might have its own limits on how much you can send or receive. Contact your bank for more information.
You may reach Other limits:
To protect against fraud, some transactions might get flagged for further review. If you’re having trouble making a transaction and you don’t think you reached a limit, contact GooglePay support for more help.

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How do i view my transaction history?
Open GooglePay.
From the bottom of the screen, slide your finger up to show your contacts.
To see all transactions: At the bottom of the screen, tap All transactions.
To see transactions with a specific person: Tap the contact.
Click on each transaction to view more details.

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Does GooglePay accept payments for your business?
You can use the GooglePay app to accept payments for your business. You will need to use an individual current account. Using this account, you can receive up to Rs. 50,000 per month with UPI with no fees. Beyond that, your bank might charge fees or add more requirements. Transaction limits are set by the NPCI, your bank, and sometimes by Google. Your transaction limits can change from day to day. There are currently no fees to use GooglePay for commercial payments. It’s up to you, the business owner, to collect and pay taxes such as sales tax, service tax, VAT or any other similar taxes or levies. Google is not responsible for collecting or paying any taxes related to your business.

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How do i earn referral rewards on GooglePay?
You can earn up to 50 referral rewards by inviting new users to GooglePay. Once the referred user makes their first payment, both users will receive the reward. You can only earn one referral reward for installing Google Pay. You will only receive the referral reward if the invitee uses your unique code.

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How do i send a referral invitation?
Open GooglePay.
Under ‘Payments’, tap New.
Scroll to the bottom and tap Invite Friends to GooglePay​.
Select how you’d like to invite.
Tap Send.

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How do i use GooglePay referral code?
Open Google Pay GooglePay.
In the top right, tap More and then Referral Code.
Type in the referral code that your friend sent you. If the code is valid, you’ll see a success screen.
Make your first payment.

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Do i get a chance to win cash prizes with GooglePay Scratch Cards?
You have a chance to win cash prizes when you use GooglePay.
Use GooglePay to send money to or receive money from someone else. You’ll get a GooglePay Scratch Card in your Rewards section.
Tap the reward > Play Now.
Follow the on-screen instructions to find out if you won a cash prize.
If you win, the money will be deposited into your bank account within 48 hours.

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What is Lucky Fridays Draw?
You can win a one-off prize of 100,000 for participating in GooglePay Lucky Fridays.
To participate:
If you haven’t already done so, add your bank account to GooglePay.
Use Google Pay to send Rs 500 or more to another GooglePay user. You’ll get a Lucky Lakh entry card in your Rewards section.
On the entry card, tap Play Now.
Follow the on-screen instructions to find out if you won a prize.
If you win, tap Claim Now and enter your Permanent Account Number (PAN) for tax withholding purposes. GooglePay will pay the taxes, so that you can keep the full 100,000.
If you win, the money will be deposited into your bank account within 48 hours.

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How do i view my prizes?
To see your prize history:
Open Google Pay.
From the bottom of the screen, swipe up.
Tap Rewards.
Scroll to the bottom to see your reward history.

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Is there an expiration of Offer Rewards?
If you do not claim your offer rewards within 45 days or link your UPI enabled savings account to your GooglePay account within 45 days of claiming the reward, your reward will be deemed to be forfeited and will no longer be available to you.

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How will i get offers from nearby merchants?
To get offers from merchants near you, turn on your device’s location.
If you turn off your device’s location, you will get offers available across India.

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How will i stop getting offers from a merchant?
Open GooglePay.
From the bottom of the screen, swipe up.
Tap the merchant that you don’t want offers from anymore.
Tap More and then Archive.

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How do i set up a biller account to GooglePay?
Before setting up a biller account, make sure that your biller is supported by GooglePay.
Open GooglePay.
From the bottom of the screen, slide up.
Tap New and then type in the name of a biller.
From the search results, tap the name of the biller and then Link account.
Follow the instructions on the screen.
If you’re asked to enter your Customer ID, you can find it on your physical bill or e-bill.

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How do i pay bills using GooglePay?
You can pay your bills, including mobile, television, electricity, water and gas, using GooglePay.
Open GooglePay.
From the bottom of the screen, slide up.
Tap New.
Type in the name of a biller.
From the search results, tap the name of the biller and then Make payment.
Select an account. Find out more about payment limits using GooglePay.
You’ll see one of the following:
Pay a custom amount: Tap Make Payment and enter the amount that you’d like to pay.
Pay an available bill: On the bill, tap Pay Bill.
Follow the instructions on the screen.
When done, view the bill to confirm that the payment was successful.
(It usually takes up to 3 business days for payments to show up in your account.)

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How do i view my bills?
Open GooglePay.
From the bottom of the screen, slide up.
Tap a biller. You’ll see a list with details of paid and pending bills, if any.

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How do i check the status of my payment?
Open GooglePay.
From the bottom of the screen, slide up.
Tap a biller.
Choose the bill payment.

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How do i recharge my prepaid mobile phone using GooglePay?
Open GooglePay.
Choose a type of recharge:
Pay a custom amount: Tap Search Search. Enter the amount that you’d like to recharge.
Choose a plan: Tap a plan from the options.
Tap Proceed to pay.
Follow the instructions on the screen.

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How do i view my past recharges?
Open GooglePay.
From the bottom of the screen, swipe up.
Tap a mobile operator. You’ll see a list with details of past recharges.

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My Adwords bill is under ₹100,000 but i can’t pay it. Why?
Check to make sure that you can pay bills for your AdWords account with GooglePay.
You need to be an AdWords customer who makes manual payments or gets monthly invoices.
You can’t pay bills with GooglePay for automatic payments on AdWords accounts.
If you try to send more than ₹100,000 in one day in UPI payment apps, you might reach a daily limit. Wait for 24 hours and try again.
If you’re still having trouble, try a different bank account.

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My bill payment was unsuccessful, but the money got deducte from my account. Please help?
If the transaction was unsuccessful, the money will be put back into your account.
Check your bank statement for the amount. The entry will say ‘UPI-REV’ or ‘UPI-RET’ followed by the UPI transaction ID and invoice ID.
If the money hasn’t been returned after 5 business days, contact GooglePay.

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How do i pay using GooglePay for Google products & services?
These steps can differ depending on the Google product or service that you’re trying to buy.
Open the GooglePay app that you plan to buy from.
Find what you want to buy.
Start to check out.
If it’s the first time that you’ve bought a Google product, you’ll be asked to create a payments profile.
Finish your purchase.

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How do i add a payment method?
Sign in to Payment methods.
At the bottom, click Add payment method.
Click Add credit or debit card.
Enter your card info.
If you’re asked to verify your payment method, choose an option from the list.
Find and enter the verification code.
After you add a card, you might see a small temporary charge on your account from Google. This charge checks that your card and account are valid. It won’t affect your balance and will disappear soon.

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How to buy gold via GooglePay?
To buy gold on GooglePay, follow these steps:
Open GooglePay.
Tap New.
In the search bar, enter ‘Gold Vault’. Then, search for that term.
Tap Gold Vault.
Tap Buy.
The current market buying price of gold (including tax) appears. This price stays locked for five minutes after you begin the purchase, as the buying price may change throughout the day.
(Taxes may be different in different areas, based on your postal code.)
Enter the amount of gold that you want to buy, in INR.
The minimum purchase amount is ₹1 of gold. However, GAP accounts that total over ₹50,000 must follow Know Your Customer (KYC) norms before more purchases are allowed.
Tap the tick icon .
Select your preferred payment method in the window that appears.
Tap Proceed to pay.
After the transaction has been confirmed, the gold should appear in your Vault within a few minutes.
You cannot cancel a purchase after the transaction has been processed. You can, however, sell it back at the current market price. If payment fails during your gold purchase, any money debited will be refunded within 3 business days.

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How to sell gold via GooglePay?
To sell gold on GooglePay, follow these steps:
Open GooglePay.
Tap New.
In the search bar, enter ‘Gold Vault’. Then, search for that term.
Tap Gold Vault.
Tap Sell. The current market selling price of gold appears. This price stays locked for six minutes after you begin the purchase, as the buying price may change throughout the day.
(Tax is not applied to the sale of gold.)
Enter the amount of gold that you want to sell in mg. The current market value is shown in INR under the amount of gold.
While the minimum sale amount is ₹1 of gold, you can sell up to ₹2 lakh or the total amount of gold in your Vault, whichever is lower.
Tap Tick mark Tick mark.
Once your sale is confirmed, the money should appear in your account within a few minutes.

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How do i buy train ticket using GooglePay?
Google Pay India lets you buy, cancel and check the status of train tickets to make it easier and more convenient to plan and book your travel. To book train tickets, you need an IRCTC account. If you don’t have an IRCTC account, you’ll be prompted to create one on the IRCTC website during the booking process.
To book a train ticket with Google Pay, follow these steps:
Open the GooglePay app.
In the Business section, tap the Trains chat head. You can also search for ‘trains’ under the New section.
Tap New ticket.
Search for trains by origin, destination and date of travel. A list of available trains appears.
When searching for trains, you can enter a city name or the specific train station’s code or name. If a city has more than one station, all stations in the city will be included in your search.
Find a train that you’d like to book, then tap Check availability. Learn more about train availability.
Find an available class that you’d like to travel, then tap Select. If you select a train different to the one that you searched for, a confirmation screen appears. Learn more about train classes.
Confirm that the stations are correct, then tap OK.
Enter your IRCTC user ID. If you don’t have an IRCTC account, tap Create account. Follow the instructions to create a user ID.
Enter your passenger and contact information. If you plan to travel with other people or infants (children aged 5 and below), enter their information too.
You can add up to 6 passengers and up to 2 infants per ticket booking. If you’re booking travel for more passengers or infants, you must book another ticket.
Tap Continue.
Confirm your booking information, including the fare breakdown.
If the information is correct, tap Continue.
If the information is incorrect, tap Edit trip. Update your information, then continue to the next step.
Select a payment method, then tap Proceed to pay.
Enter your UPI PIN. After your PIN is confirmed, you’re taken to the IRCTC website.
Enter your IRCTC password and the CAPTCHA.
Tap Submit. A confirmation screen appears. (If your booking was not confirmed, a notification appears on the next screen. To try to book a new ticket, tap Book new ticket. Then, repeat the above steps.)
To schedule a return train, tap Book return ticket.
To save your ticket on your device, tap Download ticket. You can also share your ticket later.
To finish booking, tap the X icon.
Search results and availability may change from the time of booking. If there’s a change in availability, you’ll receive a Reservation Against Cancellation (RAC) or wait list (WL) ticket.
After your ticket is confirmed, a confirmation also appears in your transaction history under the trains chat head. This confirmation includes all important details for your trip, including its PNR (passenger name record) number, current status and schedule, and an option to share your ticket.

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How do i protect my GooglePay information?
Google Pay protects your information using Google Pay’s collection of top security features that help detect fraud, prevent hacking and protect your identity. Your Google Pay information is stored on secure servers in a safe location, and our team monitors it at all times.
However, in order to protect your GooglePay information, you can follow the below steps:
To make it hard for other people to use your account, you’re asked to set a Google PIN when you get started with Google Pay. If you don’t think that your Google PIN is strong enough, you can change it.
Make sure that you set a strong UPI PIN that only you know, and which cannot be easily guessed. Keep these PINs private and don’t share them with anyone.
Using a screen lock (such as a pattern or a PIN) on your phone can help protect your information if your phone gets lost or stolen.
In Gmail, click the drop-down next to the ‘Reply’ button and click Show original.
Make sure the ‘From’ address and the ‘Reply to’ address match.
Check that the address on the ‘Message-ID also matches the ‘From’ address domain.

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How do i block someone via GooglePay?
If you block someone on GooglePay, they’ll also be blocked on some other Google products, such as Photos and Hangouts. You can find out more about blocking Google users.
If someone that you don’t know requests money from you or you don’t want someone to contact you on GooglePay, you can block them from making requests.
Open GooglePay.
From the bottom of the screen, slide your finger up to show your contacts.
Tap the person that you want to block.
Tap Moreand then Block
To unblock the person, tap Unblock.

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How do i close my GooglePay account?
If you no longer want to use GooglePay:
Open GooglePay.
In the top-left corner, tap your profile photo.
Tap Close account.
Uninstall the app from your phone.
Once you close your account, Google Pay will de-link your bank accounts from the GooglePay app.

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How do i give feedback to GooglePay?
If you have a question, issue or suggestion related to GooglePay, you can contact them and this is how you can:
Open GooglePay.
Tap More and then Settings.
Tap Help & Feedback.
Chat with them, request a call or submit feedback.
Share as much detail about your issue or suggestion as you can.

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How do i contact GooglePay?
To get help online, you might be able to find a solution to your issue in their Help Centre. Follow these steps:
Open the GooglePay Help Centre.
In the top-right corner, click Get help.
Select your issue.
Choose the help topic that’s relevant to your issue.
To get help through the GooglePay app:
Follow these steps:
Open the Google Pay app.
Tap Settings.
Tap Help and feedback.
Tap Request a callback or chat.
GooglePay representatives will never ask for your credit/debit card PIN, CVV, request payment within or outside the app, or any other sensitive personal information over the phone, through email, or any other communication channel.

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Hope this was helpful!
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Frequently Asked Questions about PhonePe

Following is the list of questions that people have about PhonePe. Hopefully you can find your question too in the list.

What is PhonePe app?
PhonePe is a UPI-based, all-in-one digital wallet for users in the Indian subcontinent. PhonePe is also a convenient app as it enables businesses to pay their utility bills through it, so they can ensure that their operations are not disrupted due to late or missed payments.

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Is PhonePe a wallet?
Yes, that is official! The Bengaluru-based financial technology firm PhonePe wallet provides an online payment system based on Unified Payments Interface (UPI), which is a new process in electronic funds transfer launched by National Payments Corporation of India.

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How do I log into PhonePe?
Login to your PhonePe account using your registered mobile number and your 4 digit password.
Choose the bank account from which you wish to pay, and tap on the pay button ( Bank account not linked yet) Open PhonePe App.

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What is UPI pin in PhonePe?
UPI allows the users to pay directly from your bank account to different merchants without adding the beneficiary, card details, or net banking/wallet password. UPI-PIN (UPI Personal Identification Number) is a 4-6 digit secret code. You can enter this UPI-PIN to authorize all bank transactions.

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Is there any charges for creating an Account or using Phonepe services?
Membership is free for Users. PhonePe does not charge its Users any fee for creating an Account or use of Services.

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How do i add a bank account with PhonePe?
Open menu by tapping on the icon at top right corner of the screen.
Go to Bank Account section, and tap on the ” Add New Bank ” button.
Select the bank which you want to link with PhonePe from the list of available banks.
PhonePe will fetch your account details in an instant and will link it to your account. proceed to set up UPI PIN by tapping on the set UPI PIN button.
Enter the ” last six digits ” of your Debit/ATM card number and ” Expiry Date ” (Incase your card does not have an expiry date, then try entering 00/49).
Use the OTP which you received from your bank, to set your UPI PIN.
You have added your bank account successfully, now you transact directly from your bank account by authenticating using your UPI PIN.

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How do i pay by PhonePe with an android phone?
Select ” Pay by PhonePe ” from the listed payment options
Login to your PhonePe account. with your register mobile number and 4 digit password.
Choose the bank account from which you wish to pay.
Enter your UPI PIN to complete the transaction.

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How do i pay by PhonePe with an Iphone?
Login to your PhonePe account using your registered mobile number and your 4 digit password.
Choose the bank account from which you wish to pay, and tap on the pay button.
Open PhonePe App. you will see a collect request in the pending transaction screen, tap on pay button to proceed. Enter your UPI PIN to complete the transaction.
You have successfully complete the payment and the order is placed successfully.

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How do i pay by PhonePe using web?
Login to your PhonePe account, using your mobile number and the 4 digit password.
Choose the bank account from which you wish to pay.
Open PhonePe App in your smartphone. and go to notification section.
You will see a collect request from the merchant, Tap pay to proceed for payment.
Enter your UPI PIN, and complete your transaction.
You have securely completed the payment process and the order is placed successfully.

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How much money can i send through PhonePe?
You can send as much as ?1 lakh in a day using the UPI facility of the PayTM. You can do a maximum of 10 UPI transactions through the PayTM. The PhonePe App has a maximum transaction limit of ?1 lakh per transaction.

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How do I recharge my PhonePe wallet?
Go to My Account from Home Screen.
Select Wallet Balance.
Select Top Up.
Enter Amount.
Choose Payment source.
Confirm Pin.

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Does PhonePe charge for money transfer?
No fee is charged for any transactions made from PhonePe wallet. You can withdraw upto Rs. 5000 from your withdrawable wallet balance into your bank account per transaction with a monthly cap of Rs.25,000.

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How do i set/reset UPI Pin?
Open menu by tapping on the icon at top right corner of the screen.
Go to “Bank Accounts” section. All your bank accounts linked with PhonePe will be shown in this section.Select the bank account for which you want to set a UPI Pin. You will see a “SET” option in case you have never set a UPI Pin for the bank account. Otherwise you will see a “RESET” option to set a new UPI Pin for the bank account.
Enter the ” Last six digits ” and “Expiry date” of your Debit/ATM card . Incase your card does not have an expiry date, then try entering “00/49”
You will receive an OTP from your bank. In the next screen, enter the OTP received from your bank and the new UPI Pin you want to set for the account and click submit.

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Does PhonePe need KYC?
RBI has mandated kyc for wallet users, and it will be done in a phased manner. Based on your requirement, even without kyc, you will still be able to do recharges, bill payments etc through your wallet amount but, the only catch is that to send money/bank transfers, you will need a KYC.

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Can i add money from credit card to PhonePe?
You can add credit card and do transaction on PhonePe. You can use credit card to make transactions, but can’t use it to add money to wallet.

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How do I pay my electricity bill from phonepe?
On your PhonePe app.
Click on Electricity Icon within “Recharge & Pay Bills” section of the app.
Select Electricity Provider to pay.
Enter the “CA Number” of the electricity provider.
Enter the amount to be paid.
Pick the payment option for the same.

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How do I withdraw money from PhonePe wallet?
Logged in your PhonePe wallet.
Now Tap on My Money.
Next tap on Wallets/ gift Voucher.
Now select the PhonePe Wallet.
After that tap on Withdrawal.
A screen will appear that shows Your withdrawal Balance.

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How do I uninstall PhonePe?
The first step to open Phonepe app on your device.
Go to My Account option and scroll down below.
Select the Other Topics > PhonePe Account.
Under the Account, select Deleting an account.

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Is PhonePe safe to use?
PhonePe is 100% safe and secure. It is powered by Yes Bank. All payments happen over secure banking networks and the app does not store any user data or passwords. All you need to do for every transaction is enter your MPIN (which only you know).

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What is the maximum Gift Voucher can i purchase from Phonepe?
Gift Voucher may only be purchased in denominations upto Rs. 10,000. PhonePe may cap the maximum amount of Gift Voucher based on business rules or fraud prevention rules. You may purchase PhonePe Gift Voucher using UPI, Debit Card or Credit Card. Gift Vouchers cannot be purchased using Wallet or Gift Voucher balance. Usually Gift Vouchers are delivered instantly. But sometimes due to system issues, the delivery can be delayed by up-to 24 hours.

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Can i transfer Unused Gift Voucher balances to another PhonePe account?
Gift Vouchers, including any unused Gift Voucher balances, expire one year from the date of issuance. Gift Vouchers cannot be reloaded, resold, transferred for value or redeemed for cash. Unused Gift Voucher balances cannot be transferred to another PhonePe account. No interest will be payable by PhonePe on any Gift Voucher or Gift Voucher balance.

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How can i redeem the PhonePe Gift Voucher?
Gift Voucher may only be redeemed toward transactions on eligible merchants on PhonePe platform. Purchase amount is deducted from the user’s Gift Voucher balance. Any unused Gift Voucher balance will remain associated with the user’s PhonePe account and applied to purchases in order of earliest expiration date. If a purchase exceeds the user’s Gift Voucher balance, the remaining amount must be paid with any of the other available instruments. No user fees or charges apply to redemption of Gift Vouchers.

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What all languages does PhonePe transact on its App?
PhonePe is multilingual. Choose from Kannada, Marathi, Bengali, English, Hindi, Tamil, Gujrati, Telugu, Malayalam, Assamese and Odia languages to transact easily on the app.

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How do i contact Phonepe?
You can contact Phonepe from the following:
Phonepe Private Limited (Formerly known as FX Mart Private Ltd.),
A-41, Second Floor, Mohan Co-operative Industrial Area,
or
Ashford Park View,
Site No – 9 Industrial Layout,
Koramangala 3rd Block, 80 ft Road, Bangalore-560034.
South Delhi, New Delhi-110044, India
Custumer service @ 0124-6789-345
Email PhonePe: support@phonepe.com

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Frequently Asked Questions about Trivago

Following is the list of questions that people have about Trivago. Hopefully you can find your question too in the list.

What is Trivago?
Trivago App is a hotel search with an extensive price comparison. The prices shown come from numerous hotels and booking websites. This means that while users decide on Trivago which hotel best suits their needs, the booking process itself is completed through the booking sites.

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How does Trivago determine the ‘our recommendations’ sort?
The ‘our recommendations’ feature is based on a dynamic algorithm that shows you a range of attractive and relevant offers you’re going to love. In the ‘top position’ green displays the offer which the algorithm recommends as a great offer. Their algorithm takes into account a number of relevant factors, such as your search criteria (for example your location and stay dates), the offer’s price, and its general attractiveness – for example the experience we think you’ll likely have on the displayed booking site. We also take into account the compensation booking sites provide us with when a user clicks on an offer.

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How does Trivago determine the strike-through price for the “top position”?
Above the “top position” offer displayed in green you will find another offer in red, that is the strike-through price. They display strike-through price to give you a better sense of the range of offers available for the hotel you are looking at. The strike-through price corresponds to the cheapest offer they received from the most expensive booking site on Trivago for this hotel and your stay dates. Although their comparisons are always based on your chosen stay dates and number of occupants, they may not account for differences in room sizes, number of rooms, hotel amenities or meals, or different cancellation policy terms.

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Why is it possible that there may be a different price on the booking site than on Trivago?
Trivago works with many different websites, and the rates and availability they provide us with change constantly. Trivago frequently updates its site to try to ensure that the information you see on their site is correct. On occasion though, you may not find the exact same offer you clicked on when you land on the booking site. This can be for a number of reasons. Perhaps the booking site gave us inaccurate information, or maybe they have sold out of the rates they offered us. In such situation, you can contact Trivago.

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How are the prices of deals displayed on Trivago?
The results page, you’ll see the price listed per hotel, per night. The price shown is the gross rate, excluding any hotel fees or city tax. You can view the full price on the booking site that is offering the deal. Just go on our website and click on the deal listed. You will be redirected to the booking site.

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How do trivago hotels compare?
Trivago helps you to research and compare hotel prices. So, when you search for a hotel on Trivago, you will see a list of online hotel booking sites that are offering rooms at that hotel for your selected dates, along with corresponding prices.

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What about taxes & other fees that I might have to pay?
Possible transaction fees, resort fees and fees related to the booking site or hotel policies are not included in the deal on their website and may vary from booking to booking, depending your payment method and the booking site you’re using. To know exactly where every cent is going, double-check all information on the booking site before confirming your reservation. You can get in touch with the hotel directly to ask about possible fees.

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How do i use the filter option on Trivago?
Trivago filters allow you to find a fitting place to stay. Whether you’re looking to rekindle a little romance with a sweetheart or take the kids on a weekend family getaway, this feature helps you to select your preferred star rating, the maximum price per night, proximity to a given location, and much more.

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Does Trivago have ‘pet-friendly’ filter?
Yes, however in some cases, you may need to contact the booking site offering the deal or get in touch with the hotel directly to confirm whether they will allow your type of pet.

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How do I book a hotel room on Trivago ?
By clicking on the “view deal” button, you will be forwarded onto a booking site where you can complete the reservation for the hotel deal found on Trivago.

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Who do I contact for an invoice for my booking?
You can contact the booking site for the invoice. If you would like to contact the booking site, most contact information can be found at the bottom of your booking confirmation. Alternatively, booking sites will have a contact page, where you will find all contact details including direct phone numbers to the booking site’s support centre.

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Where is my Trivago booking confirmation?
In some cases, it may take up to 72 hours for the booking site to send the booking confirmation. It’s always best to speak to the booking site directly. If you need to contact the hotel directly, you can find the information on Trivago by searching for your hotel in the search bar.

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Why can’t Trivago provide me the booking invoice?
Bookings are not made directly with Trivago. They find your ideal hotel and compare prices from different websites. As a result, Trivago keep no records of transactions made through the booking sites. This includes any payment information.

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How do I get in contact with the booking site or hotel?
If you need to contact the hotel directly, you can find the information on Trivago by searching for your hotel in the search bar. Follow the simple steps below:
Click on the hotel name
Select the “Info” tab
Scroll past “Top amenities” to the bottom
Click “Show hotel policies”
There you will find a contact number and address along with a link to the hotel website.

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How do I report an error while searching an incorrect hotel on Trivago?
You can write to Trivago from their website with the following details:
Booking confirmation, if applicable
Name of the hotel you originally wanted.
Name of the booking site used.
Screenshots if you have.

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How do I report an error while searching an incorrect location on Trivago?
You can write to Trivago from their website with the following details:
Booking confirmation, if applicable.
Location/address you originally wanted.
Name of the booking site used.
Screenshots if you have.

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How do I report an error while searching an incorrect hotel details/deal on Trivago?
You can write to Trivago from their website with the following details:
Booking confirmation, if. applicable
The name and address of the hotel you originally wanted.
Name of the booking site used.
Screenshots if you have.

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How do I report an error while searching an Incorrect dates on Trivago?
You can write to Trivago from their website with the following details:
Booking confirmation, if applicable
Dates you originally wanted
Name and location of your hotel.
Name of the booking site used.
Screenshots if you have.

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Why doesn’t the hotel have my reservation?
Sometimes it can take some time for the booking site to communicate your reservation details to the hotel. If you still want to make sure, the booking site can help you with this. You can get in touch with the booking site you used, most contact information can be found at the bottom of your booking confirmation.

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How come I’ve never heard of this booking site on Trivago before?
Before displaying rates from a booking site on Trivago, a background check on the company is always conducted to ensure their legitimacy. Additionally, we do not display deals from any site that does not pass our initial integration check. If you would like to contact the booking site, most contact information can be found at the bottom of your booking confirmation. Alternatively, booking sites will have a contact page, where you will find all contact details including direct phone numbers to the booking site’s support centre.

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How does Trivago determine its guest ratings?
Trivago scans many available guest review and rating sources across the web on a daily basis. They aggregate these reviews and ratings, and convert them using our Rating Index that ranges from 0 to 10 (10 is the highest possible rating). You can find more details in relation to accommodation-specific ratings by clicking on the accommodation’s guest rating score.

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How does Trivago protects my personal information?
Trivago protects your personal information very seriously. For details concerning how to use and protect your personal information. please Trivago’s privacy policy or you can contact
info@trivago.com

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Who do I contact to cancel or modify my booking?
To cancel or change your booking, it’s always best to speak to the booking site directly. Since the booking site is responsible for your reservation, they would be able to help you! Most contact information can be found at the bottom of your booking confirmation. Alternatively, booking sites will have a contact page, where you will likely find all contact details including direct phone numbers to the booking site’s support centre.

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How do I cancel trivago Hotel?
To cancel or change your booking, it’s always best to speak to the booking site directly. Since the booking site is responsible for your reservation, they would be able to help you! Most contact information can be found at the bottom of your booking confirmation.

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Who do I contact about a refund?
For any query on refund, the best way to resolve any of the above issues is to directly contact the booking site.

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How do i contact Trivago by phone?
You can contact Trivago Hotel India at +91-80-71279220 between Monday to Friday 9:00 a.m to 1pm.

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So, you tell us what has been your experience with this app so far!

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Frequently Asked Questions about BHIM UPI

Following is the list of questions that people have about BHIM UPI. Hopefully you can find your question too in the list.

What is BHIM?
BHIM is a UPI based payment interface which allows real time fund transfer using a single identity like your mobile number or name.

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What all can I do with BHIM?
You can send and collect money to any person on UPI
You can pay bills on merchant website by UPI
You book flight tickets or recharge your Mobile
You can scan A QR to make quick payments
You can check your transaction history on UPI
You Can Send Money To Account And IFSC Code.

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Is BHIM available for all handsets and operating systems?
BHIM can be used currently on all handsets with iOS (version 8.1 & above) & Android OS (version 4.2 & above).

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What is VPA?
A Virtual Payment Address (VPA) is a unique identifier which you can use to send and receive money on UPI. Think of it as an email ID which you can use to transfer money.

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Can I use BHIM outside India?
You can use BHIM outside India to send and collect money for your local accounts. Please note that NRI/NRE accounts cannot be used for the same.

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Does BHIM run without Internet?
Dial *99# to avail features of BHIM without internet on any mobile phone.

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How do I use BHIM if my bank is not Live on UPI?
BHIM is interconnected with every bank through the UPI ecosystem. Hence, you will not be able to link your account on BHIM application.

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Who can use BHIM?
Any user having a smartphone and bank account is eligible to use BHIM. That being said, you need your mobile number registered with the bank and a debit card linked to that account. You can download the app from playstore or appstore.

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When can I use BHIM?
BHIM is a 24×7 payment solution.

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How does BHIM verify my mobile number and what is the process?
After installing and running the app for the first time:
App will ask permission to send SMS to verify.
Successful attempt with take you to Home page
If unsuccessful, after 45 seconds an OTP will be sent to you.
If step 4 is unsuccessful, you will be prompted to dial a USSD code.
Once NPCI recognizes your mobile number and handset, your registration is complete.

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What methods are available on BHIM for sending money?
BHIM users can send money by using one of the following details of the beneficiary.
VPA ( Registered on UPI)
Mobile No. ( Registered on UPI)
Aadhaar Number ( Should be linked to a bank account)
Account Number and IFS code.

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Is there a limit to the amount of money that can be sent using BHIM?
A user can send upto Rs 20,000 per transaction and a maximum of Rs 40,000 per day for one bank account. This limit is available per bank account linked on BHIM.

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How many VPAs can be added to BHIM?
BHIM allows you to use two VPA’s. First one is the default VPA (mobile number@upi). The second one, you can create on “My Profile” page.

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Can i save the beneficiary details for later transactions?
Yes, you can save details. While sending money to a particular receiver you have to click on the option “Save for Future”.

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Is there a limit on the amount of money that can be received using BHIM per transaction?
There is a limit of Rs 10,000 per collect request on BHIM.

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What is Split Bill feature?
Split bill allows you divide a bill between yourself and other users (BHIM and UPI). Let’s say you and your friends have used a product/service amounting to Rs 1,000. Using split bill feature, you can enter the total amount and that will get automatically split between the users (after entering their VPA). A collect request will be initiated and the payers need to approve the collect transaction.

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How to block unknown money request?
You can do so by clicking on spam for the request and also by clicking the particular sender so that he can no longer send unwanted requests.

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Is there a time frame within which the money request has to be accepted?
Pending transactions can be viewed in the transaction section of BHIM. The requests will be valid till the time the initiator has kept. If the request is not accepted within that set time, the request expires.

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Which bills can i pay using BHIM Bill Pay?
Bill payments can be made for the following categories:
Electricity, Gas, Water, DTH and Telecom, Mobile postpaid and landline.

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Why can’t i see the bill pay option with my Bank Account?
BHIM Bill Pay is only available for banks which are enabled on Bharat Bill Pay. If your bank account Is Not Live, You will not see the option for Bill Pay. Kindly switch to another bank account which is enabled on Bharat Bill Pay.

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Will i be charged for bill payments?
No, there will be no charges for bill payment via BHIM Bill Pay.

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Can i check my bill details before payment?
Yes, you can check the amount before paying the bill. Please note that all billers will not display the amount due for bill payment.

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Is UPI PIN mandatory to pay any bills?
Yes, UPI PIN is mandatory for all the Bill Payments. This is as per security standards of BHIM.

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What are the steps for bill payment on BHIM?
Click on Bill Pay section of BHIM
Selects the bill category.
Select the biller for which you want to make a payment (the biller will be saved automatically for future payments).
Enter your biller ID ( subscriber ID, customer ID, etc).
The next screen will contain the bill details like amount. Not all billers will display the bill amount.
If the bill is not displayed, a confirmation screen will be displayed, else it will not be displayed.
Click on pay and enter your UPI pin to confirm the payment.
You will receive a confirmation for the bill payment.

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Do i get a confirmation for payment immediately?
Yes, user will get online confirmation for Bill Payment. Please note user can also check the status of their transaction under Bill pay of Transaction section of BHIM.

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What is the maximum amount allowed for bill payment?
Bill payments are subject to existing limit of BHIM i.e ₹ 20,000/transaction & Rs 40,000/day per bank account.

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During bill payment transaction my bank account got debited but the bill payment is failure. When will i get my money back?
Your money will refunded in three working days.

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For any concern related to bill pay transaction whom can i contact?
You can contact your bank in Call Bank option on BHIM, in the failed transaction.

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Can i save more than one biller for one particular category?
Yes you can save multiple biller per category. You can also save multiple customer Identifier for same Biller.

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How do i save my beneficiary?
When performing a transaction, click the button “Save for future” to save the contact. You can view the same in your added beneficiary.

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How do i delete a saved contact from my beneficiary?
When you click on any contact in my beneficiary, it gets highlighted with two options i.e. “Send Money” and “Delete”. Click on delete to remove the beneficiary from the list.

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How do i unblock a user?
Click on the three dots on the top right of the My Beneficiary page and go to blocked contacts. Click on the contact and select the option to unblock the same.

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I have sent money but the transaction failed and my account is debited. What should i do?
The transaction has failed due to a system error. The money is in the pool account of the remitting bank (your bank). Your transaction ID is your reference ID, which you can take up with your bank.
To report a failed transaction, click on report issue in the transaction page against the failed transaction and mention the details. The amount should be reversed to you in T+3 days.
Incase that does not happen, you can reach out to BHIM.

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I performed a transaction but it is showing pending. What should i do?
The transaction has failed due to a system error. The money is in the pool account of the beneficiary bank. Your transaction ID is your reference ID, which you can take up with your bank. To report a pending transaction, click on report issue in the transaction page against the failed transaction and mention the details. The amount should be reversed to you in T+3 days. incase that does not happen, you can reach out to BHIM.

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Money sent to the wrong receiver. Can i reverse the transaction?
NPCI is acting as platform for processing transaction. It is an instant transfer, hence we request you to check beneficiary details before transacting. A successful transaction cannot be reversed, unless the beneficiary refunds at his own end. You can try and raise a collect request (for VPA based transactions) and hope that the user will return the same. There is no guarantee that your amount will be reversed.

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What is the BHIM Cashback Scheme for individuals?
As part of this scheme, any new user who is using the BHIM App to send money will receive cashback based on eligibility criteria. As part of this scheme, you can receive onetime cashback of Rs. 150* for
downloading the BHIM App from the mobile number registered with your bank and successfully carrying out 10 unique financial transactions (Send Money) each of Rs.50 or more during the scheme duration.

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Who is not eligible for this BHIM Cashback Scheme for individuals?
Any user who is already using the BHIM App or any other Bank UPI App/Apps for sending or receiving money or accepting/sending collect request or scanning QR code.

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Who can participate for BHIM Cashback Scheme For Individuals?
The scheme is open for all the citizens of the country who have valid bank account/s.

What is UPI PIN?
UPI PIN is a four or six digit number that is set by the customers on BHIM after the registration process. UPI PIN is used for authenticating all transactions done on UPI platform (BHIM or *99# or UPI apps).

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What happens after registration?
Once your mobile is verified, you will have to select your bank account and set your UPI pin.

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I cannot see my bank in the list. Why?
Your bank is not registered with UPI, hence it is not on the list. BHIM team is working towards getting all banks on UPI.

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How do i set my UPI Pin?
After you select your bank account, you will be promoted to set your UPI pin for the first time. You need to input the last 6 digits of your debit card along with the expiry date. If you are a SBI Maestro card user, you can enter the expiry date as 01/49.

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Whom to contact in case of any issues with the App?
Reach out to the BHIM Toll Free number 18001201740 or on the helpline number 022-45414740 for any queries or complaints on your BHIM transactions.

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Frequently Asked Questions about PayTM

Following is the list of questions that people have about Paytm. Hopefully you can find your question too in the list.

What is PayTM?
India’s largest mobile payments. PayTM stands for Pay through mobile. It lets you transfer money instantly to anyone at zero cost using the PayTM Wallet. You can make cashless transactions at several places like taxi and autos, petrol pumps, grocery shops, restaurants, coffee shops, multiplexes, and many more. You can also use PayTM to pay for online recharges, utility bill payments, book movie or travel tickets among other things on the Paytm app or website.

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How to create PayTM account?
You can follow the below steps to create your account:
Tap on ‘Create A New Account’
Enter your mobile that you want to use for PayTM, email address and a password.
Tap on ‘Create a New Account’
Enter the OTP that you will receive on your mobile number and click on ‘Submit’
Enter your First Name, Last Name and DOB.
Click on ‘Create Account’
Your account has been created.

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I have not received my OTP. Please help?
If you have not received the OTP, retry again with better network connectivity. Kindly note that the OTP you receive expires in 3 minutes to prevent any misuse of your PayTM account. Please enter your OTP before it expires.

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I am still unable to update my mobile number to a different number. Please help?
If you have access to the old number with which you created PayTM account then you can login to that PayTM account and update new number through profile section (Please note that this new mobile number should not be already registered with PayTM). You can use below mentioned simple steps:
Click on the menu on top left corner with three horizontal bars and then click on your name to open the ‘Profile’ section.
Click on ‘Edit Profile’ at the top right corner.
Go to the mobile number field and enter the new mobile number you want to update with and click ‘Save’.
Enter the 6 digits OTP received on registered mobile number followed by the 6 digit OTP received on new mobile number for verification.
However, if you are unable to update new number, Mention exact details through (https://paytm.com/care/ticket) ‘Message us’ box in the following format.
Mobile number of the PayTM account which you are not able to access. Debit/credit card statement reflecting money added to your PayTM account OR, Confirmation e-mail or SMS screenshot for money received in your PayTM account registered with old/inaccessible mobile number OR, You can share police complaint or FIR copy in case you have lost your phone OR, If your account is KYCed, please share linked KYC documents.
New number which you want to update in this account. If the new number is already registered with PayTM, please share debit/credit card statement reflecting money added to your PayTM account OR, Confirmation e-mail or SMS screenshot for money received in PayTM account registered with this new mobile number OR, If your account is KYCed, please share linked KYC documents.

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How to use PayTM?
You can use PayTM for many different things such as online recharge, shopping, pay fees, bills and a lot more thing. You will need to at least one of your bank account to your PayTM account.

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How to add money in PayTM?
You can add money in your PayTM wallet using your debit card or credit card. Follow these simple steps to add money to your PayTM Wallet.
Just go to ‘PayTM Wallet’ section in your ‘Passbook’ on your PayTM app or PayTM web.
Click on ‘Add money to PayTM Wallet’.
Enter the amount you want to add in your PayTM Wallet and click on ‘Add Money’.
Choose your bank account or add a new debit/credit card.
Enter your net banking password or card details.
Enter OTP that you will receive on your linked mobile number to confirm the transaction. Money is added in your wallet.

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How to transfer money back from PayTM to bank account?
Follow the steps to transfer money from PayTM wallet to a bank account-Open your ‘Passbook in your PayTM app.
Click on ‘Send Money to Bank’.
Enter the transaction amount and account details.
Click on ‘Proceed’. Your transaction is complete. Please note that PayTM charges you 4% of the transaction when you transfer money from your PayTM wallet to a bank account.

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How to do KYC in PayTM?
To do your KYC in PayTM, you need to log in to your account on PayTM app and follow these steps- Go to your ‘My Profile Settings’ section in PayTM app. Tap on ‘Complete your KYC’. Select your state and district. You will see a list of KYC centres as per the details you have filled. Go to the nearby KYC store to complete your KYC. You will have to carry the required documents such as Aadhar card, Voter ID card, PAN card etc.

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Can I use Paytm under 18?
No PayTM KYC can not be done if Age is less than 18 year(Eighteen year) because According to RBI rules and regulations all financial or payment tools restrict the signup if you are under 18. You can get Aadhar and PAN before 18 but PayTM will not allow to signup.

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How to get free PayTM cash back?
You can get free PayTM cash back by applying promo codes while you are proceeding your transactions. Tap on ‘Cashback’ on the top right corner of your PayTM app to find daily promo codes and offers. You can get additional cash back by purchasing a gift voucher on PayTM.

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How to add money in PayTM wallet?
To add money in your PayTM wallet follow these simple steps-
Go to your ‘Passbook Tap’ on ‘PayTM Wallet’
Tap on ‘Add money to PayTM Wallet’
Enter the amount you want to add in your wallet and click on ‘Add Money’
Select your mode of the transaction- bank account, debit card, credit card or net banking.
Enter account/card details and tap on ‘Pay Securely’
Enter OTP that you will receive on your mobile number. Money is added in your wallet.

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How to pay through PayTM?
Tap on ‘Pay’ on PayTM app. Scan the QR code or enter the number of the beneficiary that you want to pay. Enter the amount. Pay using your PayTM wallet or add money to your PayTM wallet from your bank account if the wallet has insufficient funds. The money is paid to the beneficiary.

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How to use PayTM in Hindi?
You can use your PayTM app in Hindi. The steps are as follows:
Download PayTM App.
Tap on the top left corner button on your PayTM app.
Tap on ‘Choose Language’. Select ‘Hindi’ as the language and tap on ‘Continue’.

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How to pay electricity bill by PayTM?
Go to electricity bill payment page on PayTM website or PayTM app.
Select your state.
Select your board.
Enter your consumer number.
Pay your bill through debit card, credit card, net banking or PayTM wallet.

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How to reset Paytm password?
Follow the below easy steps to reset your Paytm password:
Tap on ‘My Security Settings’ on your Paytm app
Select ‘Change Password’
Enter your current password.
Enter a new password and retype your new password in the box below Tap on ‘Save’.

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What is the benefit of PayTM?
The moment you pay for it, the PayTM Cash will be credited back into your PayTM wallet in the same month. Enjoy recharges, bill payments and shopping at PayTM and many other partners like Uber, BookMyShow, Food panda, MakeMyTrip and many more for Rs. 1, 00, 000 as it is your monthly Wallet transaction limit!

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How to get cashback?
Open your order in PayTM app/website, and tap on cashback button against the particular item to get your cashback. Confirm the cashback terms and conditions. Wait for cashback to be processed. PayTM cashback will be successfully credited to your account.

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Is PayTM safe?
PayTM says it has an app password feature that ensures the money is safe even if users lose or misplace phone. It also PayTM claims that it never stores the CVV number of a credit or debit card to ensure the safety of card details. “All financial transactions on PayTM are done with 128-bit encryption SSL security.

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Can PayTM be hacked?
Like any other bank account, PayTM can also be hacked! Though it’s possible, you can still remain safe by ensuring that you have a strong password.

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What if i sent money to a wrong mobile number?
Amount transferred to another user gets credited instantly. As per regulatory guidelines, PayTM cannot reverse the amount without receiver’s consent therefore, you can connect with the receiver to either transfer the money back to you or get a consent over SMS from the users registered mobile number for the reversal of the amount. In case the receiver denies to share a consent, you can take legal or police help to get the money back.

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I have transferred money using my PayTM account but amount not received by beneficiary. Why?
Amount is transferred to the beneficiary instantly as it is done through IMPS. In case the transaction is stuck and not transferred immediately, it will be settled within 5 working days. You may raise query with PayTM after the stipulated time has lapsed.

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I shared my ATM Card/Debit card/Credit card Number/CVV/OTP with someone and a transaction was done on Paytm or Paytm merchant. Please help?
Immediately report this incident to your bank and get your ATM/debit/credit card or netbanking account blocked. Provides your following details to Paytm to verify and investigate your concern:
First six and last four digits of the card number on which fraudulent transaction was made.
Amount of transaction.
Date and time of transaction.

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What Is PayTM Postpaid?
PayTM has launched a new feature in partnership with ICICI bank named “PayTM Postpaid”. In this new service from PayTM, you can get Rs. 10,000 as your credit balance in your PayTM account. You can use this amount for shopping on other online websites which have PayTM as their payment option.

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Why did my PayTM Postpaid application get rejected?
Your application can get rejected if you do not meet the eligibility criteria.

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How is Paytm Postpaid bill calculated?
A bill is generated for all the transactions placed using Postpaid in a calendar month. Example: For the month of January, a bill will be generated on 1st February for all the transactions placed in January. No extra charges will be levied if you pay us back by the due date.

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I have cleared all my dues but my account is still blocked. Why?
Your PayTM postpaid account gets blocked when the billed amount is not cleared by the due date. If the due amount has been paid, it takes us up to 24 hours to unblock an account. If your account is still blocked after 24 hrs of repayment, you can contact PayTM(0120-4456-456) mentioning the repayment order id, which can be found in the My-order section of your passbook.

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What is Paytm Auto Debit option?
Auto debit is a facility given to postpaid users to set up automatic PayTM Postpaid bill payment from your debit card or bank account. No need to worry about late fee or keeping reminders for repayment.

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Postpaid option is not visible. Why?
PayTM Postpaid option is available only for movies, travel tickets, mobile recharges, PayTM Mall shopping, and our prime online merchants.

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How do i permanently close/delete my account?
If you wish to delete/close your account and not use any of PayTM services, following is what you need to know:
If you have balance in your account, then make sure to use it or transfer it before sending a request for closure. Balance transfer from your PayTM account to another PayTM account or bank account is allowed only after KYC as per the RBI guidelines dated October 11, 2017, Para 9, Point no. 9.1 (i) (g) and (k) (see applicable RBI guidelines here: bit.ly/ppiwallet). Closing your account unlinks your phone number and the associated login ID and password are no longer valid. Effectively, you cannot login to PayTM anymore with these tokens. The PMLA (Prevention of Money Laundering Act) guidelines – section 12, point no. 3 & 4 (bit.ly/fiuindia) and PPI guidelines para 6, point no. 6.3 (bit.ly/ppiwallet) requires your transaction logs to be stored for a period of up to 10 years post the deletion of an account. This data is stored on servers located in India and would never be shared with any third-party. Only government agencies mandated under the law to obtain information will have access to this information, through a legally compliant data request. Follow these steps to “Permanently Delete/Close Your PayTM Account”
Raise a request to close your account by clicking the “Message us” box.
After receiving your request, our team will contact you to confirm the reason for closing your account (We have witnessed that many of our users asking for a closure have a different issue in reality and it helps us to answer their concerns)
Post this call to verify the request, we will send an SMS on your PayTM registered number with a link to close your account. Follow the link to confirm your request to delete/close account.

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How to contact PayTM customer care executive?
You can get in touch with the PayTM Customer Care Executive by calling at one of the following PayTM customer care numbers-
Bank, Wallet and Payments- 0120-4456-456
Movies and Events Tickets- 0120-4728-728
PayTM Mall Shopping Orders- 0120-4606060
PayTM Travel Tickets and Forex- 0120-4880-880

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Frequently Asked Questions about Ola

Following is the list of questions that people have about Ola. Hopefully you can find your question too in the list.

How to create an Ola account?
Here are a few tips to help you get started with Ola:
While registering, please select your signup country and enter the mobile number that you would like to use to book an Ola ride. You will receive an OTP on your phone to verify your mobile number.
Next, enter the details such as your name and email to create an Ola account. Once you’ve filled in all the details, tap REGISTER.
If you have a referral code, you can apply the referral code in Got a referral code? You can earn a free-ride coupon by entering a referral code while signing up. You can get the referral code from a friend who has an Ola account. The referral code can be found in the Refer & Earn section of your friend’s Ola app.
If the mobile number entered is correct and you haven’t received the SMS with OTP details, you can request for OTP again by clicking on Resend OTP or Get OTP over a call.
Please note that there is a limit on the number of accounts that can be created on one mobile device.

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How to change mobile number for my Ola account?
You can change your mobile number from your Ola app. All you need to do:-
Go to your Ola app menu to view your name and mobile number.
Tap on your name to visit Profiles & Settings.
Tap MOBILE NUMBER and enter your new number.
Tap Save. You will receive an OTP on the new mobile number you entered.
Enter the OTP to verify your mobile number. Once you verify, your mobile number will be updated.

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I forgot password for my account. Please help?
If you have forgotten the password of your Ola account, follow the steps given below to reset your password.
Click on Forgot Password? link available on the screen to reset your password.
You will receive a password reset link on your email ID registered with Ola. Please use the link sent to your email ID to reset your password.
On Set password screen, enter a new password.
Note- Your new password should be a minimum of six characters and a mix of both alphabets and numbers. Re-enter your new password to verify.

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How can I turn on location services?
Your phone’s Location Services (or Location/GPS) needs to be enabled in order to book an Ola and track your ride after booking. You can turn on the Location Services (or Location/GPS) from the Settings in your phone.

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How do i update my email ID?
Once you have logged in to your Ola account, you can update your email ID from your Ola app itself. All you need to do is:-
Go to your Ola app menu.Tap on your name to visit Profiles & Settings.
Tap Email option and enter the email ID you would like to update.
A verification link will be sent to your email ID. Click on the link to verify your email ID.
Post verification, email ID will be updated and linked to your Ola account.

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I forgot to apply coupon on my ride. Please help?
If you forgot to apply coupon on your ride before confirming the booking, you can always apply the coupon anytime before your trip starts. All you need to do is:-
From your Ola app menu, click on Your Rides.
Select your upcoming ride to view your ride details.
Click on Use Coupon option. Enter coupon code and click Apply. You will not be apply a coupon on your ride once driver has started the trip.

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How can I check the fare for my Ola ride?
Select the Rate Card option available in the Ola app menu to check the fares for Ola rides in different cities.

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How do i check my fare breakup?
You can check the total fare for your ride on Ola app by entering the drop location. On entering the drop location, you will be able to view the estimated fare for every cab category.
Please note Base Fare, Distance Fare, and Ride Time Fare may vary depending on the demand for cabs during that time and the cab category selected. You will always be informed before you confirm the booking of any fare increase (if applicable).You can always check the invoice sent to your registered email id for understanding the fare breakup of your ride.

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What is peak pricing?
Peak Pricing is an additional charge applicable when the demand for cabs is higher than the number of cabs actually available near your location. A variety of factors such as office rush hours, heavy rain, holiday or a local event can cause rise in demand for cabs which may result in peak pricing being applied on your ride.

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Which cards can I use to pay for my Ola ride?
You can pay for your Ola rides with your VISA, Master, Maestro, AMEX, RuPay or Diners card.

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I was charged Rs 10 on my debit/ credit card. Why?
To validate your card details, Ola initiates a transaction of Rs 10 on your card when you add a card to your Ola account. The amount charged will automatically be reversed to your card within 24 hours of the transaction.

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My card has been charged twice. How will I receive refund?
In case your card has been charged twice, rest assured the amount will be refunded to your card. It may take upto 7 days for the same to reflect in your statement.

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What is Ola Money Postpaid?
Ola Money Postpaid is a fast and easy way to pay for your Ola rides and other online services. Ola Money Postpaid offers hassle-free payments without you worrying about wallet recharge.
You can continue to pay using Ola Money Postpaid up to 15/30 days (depending on your billing cycle) or till you exhaust your Ola Money Postpaid limit, whichever is earlier.

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How does Ola Money Postpaid work?
To pay for your Ola ride with Ola Money Postpaid, select Ola Money Postpaid as the payment mode at the time of booking the ride on your Ola app. For other online services, just select Ola Money Postpaid option while making the payment. You can continue to pay using Ola Money Postpaid up to 15/30 days ( depending on your billing cycle) or till you exhaust your Ola Money Postpaid limit, whichever is earlier.

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How can I view my Ola Money Postpaid credit limit?
Your postpaid credit limit is the total amount you can spend using Ola Money Postpaid. To check your credit limit:-
Click on Payments option in your Ola app menu
Select Ola Money Postpaid to view your Ola Money Postpaid limit.
You will need to settle your dues either when you have exhausted your credit limit or at the end at the billing cycle. Please note if you have not exhausted your credit limit at the end of the billing cycle, you will just need to pay for the amount used.

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How can I check my Ola Money Postpaid dues?
Click on Payments option in your Ola app menu to check your Ola Money Postpaid dues.

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Is late fee applicable on my Ola Money Postpaid dues?
A late fee is applicable on your Ola Money Postpaid if there is a delay in repayment beyond 7 days from the due date. The late fee will be applied based on the amount due.

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How can I settle my Ola Money Postpaid dues?
You can settle your Ola Money Postpaid dues anytime from your Ola app.
All you need to do is to click on Payments option from your Ola app, select Ola Money Postpaid and settle dues by clicking on Clear Ola Money Postpaid dues.

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Can I use Ola Money Postpaid to pay for other services than Ola rides?
You can use Ola Money Postpaid services to pay for various online services including Dominoes, Pizza Hut and Food panda.

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How can I deactivate Ola Money Postpaid service for my account?
To deactivate Ola Money Postpaid service for your Ola account, please drop an email to care@zipcash.in. Ola Money Postpaid service for your account will be deactivated post a period of 7 days of acknowledgment by Ola of the receipt of such request from you.

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What is Ride Now with Ola?
You can book an Ola instantly from your Ola App using RIDE NOW option. Set up your pickup location and enter your drop location on Book your Ride screen by either moving the location pin on the map to your exact desired pickup/drop location or by selecting the exact address from the search bar. Select a cab type and then click RIDE NOW.

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What is Ride Later with Ola?
With Ride Later option on your Ola App, you can book an Ola from your Ola app up to 7 days in advance to 1hr 15 mins ahead of the desired pickup time. You can book an Ola to ride later from your Ola app only.

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How can I book an Ola for a friend?
If your friend is away from your location:
You can now book an Ola for a friend from your Ola app. All you need to do is:- Open your Ola app.
Choose your friend’s location as the pickup location.
Select a cab category and click RIDE NOW or RIDE LATER.

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Can my friend track the cab?
Yes, once you confirm the booking for your friend, he/she will receive the ride details via SMS along with the link to track the cab. Your friend can track the cab by clicking on this link.

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Can the driver contact my friend?
When you book an Ola for a friend, the driver calls your friend directly.

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Can I keep a track of the trip progress?
You can track the trip progress from Your Rides section in your Ola app menu. All you need to do is to select the ride and tap Track Ride option available on the screen.

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Are any extra charges applicable on booking for someone else?
No, there are no extra charges applicable when you book an Ola for someone else/ friend.

How can I cancel the ride booked for someone else?
Either you or your friend ( for whom you have booked the cab) can cancel the ride. You can cancel the ride yourself from Your Rides section in your Ola app menu. Your friend can cancel the ride using the track- ride link shared with him via SMS.

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How can I book a cab when I don’t have internet?
To book an Ola offline, all you need to do is:-
Open your Ola app. Your Ola app will automatically detect your location.
Select the cab category you would like to book. Select Ride Now and Confirm your booking. On confirming the booking, a SMS will be sent from your phone with details of your location.

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Can I book a cab from a different pickup location via offline booking?
Offline booking can only be done from your current location. Currently, you cannot book a cab for any other pickup location with offline booking.

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How can I check fare for my offline booking?
Currently in offline booking, there is no option to enter drop location. Therefore, the fare will not show up.

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How can I check the ETA for the cab booked offline?
Due to poor or lack of internet connectivity, you will be unable to check the expected time of arrival (ETA) of the cab on your app. You will be informed about the ETA of the cab via SMS. You can also call the driver to track the ride.

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How can I cancel an offline booking?
From Track Ride screen on your Ola app, you can request cancellation for your offline booking. You will receive a confirmation via SMS.

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How can I request a cancellation fee waiver?
If you think you were wrongly charged a cancellation fee, we would be happy to help. Click Your Rides in the Ola app menu and follow the below steps:-
Select the ride on which cancellation fee has been charged.
Tap the Support button. From ‘Choose an Issue’, select Charged Cancellation Fee Incorrectly.

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What is the seating capacity for Micro and Mini?
Both Micro and Mini can seat upto 4 passengers. Please Children above 5 years will be considered as single passenger.

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How much luggage can I carry in my Micro or Mini ride?
Micro and Mini rides can accommodate up to 2-3 small size bags.

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How can I invite my friends to Ola?
You can invite your friends to Ola by sharing your referral code.
To share your referral code with friends, all you need to do is:-
Select Refer & Earn in Ola app menu to find your referral code.
On Invite Friends screen, start inviting your friends to Ola by sharing your referral code along with the unique Ola app download link via WhatsApp, Facebook, Messenger, Twitter, SMS, or Email.

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What is Share Pass?
Share Pass offers the convenience of hassle-free daily commute on Ola Share rides with its fixed fares.

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What are the benefits of Share Pass?
Travel anywhere in the city with fares starting from as low as flat Rs.40 per ride (depending on the city and the type of share pass). The fare for your Ola Share ride will always be indicated before you confirm a booking.

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How can I buy a Share Pass?
Share Pass offers hassle-free daily commute for your Ola Share rides. You can buy Share Pass from your Ola App. All you need to do is:-
Go to Ola app menu.
Tap on your name to visit your Profile.
Select Share Pass option and click on Buy a New Pass.
Please ensure that you have selected the correct city as each city has its unique set of Share passes that you can choose to buy. Once purchased, the pass will only be applicable to the Share rides taken in that particular city and not in other cities. Choose a pass which suits your travel requirements and select Buy This Pass option. You can pay for Share Pass with your Ola Money wallet or alternatively opt to pay with credit/debit card/ net banking.

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Where can I view my Share Pass on the app?
You can view all your Share Passes on your Ola App. All you need to do is:-
Go to Ola app menu.
Tap on your name to visit your Profile.
Select Share Pass option to view pass details.

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How can I cancel my Share Pass?
You can cancel your Share Pass within 7 days from the date of purchase only if no ride has been taken using the pass.
To cancel your Share Pass, all you need to do is-
Go to Ola app menu
Tap on your name to visit your Profile.
Select Share Pass option and choose the pass you want to cancel.
Click on Cancel a Share Pass option to cancel your Share Pass.
There are no cancellation charges applicable on your Share Pass.
If you are eligible for refund, the complete amount will be refunded to your Ola money wallet.

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What is Ola Pass?
Ola pass offers the convenience of hassle-free travel with its flat fare rides. Ola pass is available in two variants i.e. Cab Pass and Auto Pass.

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What is Cab or Auto pass?
Cab/Auto pass offers the convenience of hassle-free daily commute on your cab (Micro, Mini, and Prime- Sedan and Play) and auto rides respectively with their flat fares.

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How can I cancel my Ola Pass?
You can cancel your Ola pass within 7 days from the date of purchase only if no ride has been taken using the pass.
To cancel your Ola pass, all you need to do is-
Go to Ola app menu.
Tap on Ola Pass to view the current active passes.
Select the pass you want to cancel.
Click on Cancel Pass option to cancel your Ola Pass.

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Are Bikes and E-rickshaws available with Ola?
Yes, You can book auto-rickshaws or bikes near your location using your OlaCabs app.

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How do i book an Ola Bike?
Ola Bike is a great option for commuters looking for short-distance and affordable trips. So book your Ola Bike now and zip through the city affordably.
To book an Ola Bike, all you need to do is: –
Tap the Bike category icon on Ola app.
Set your pickup location and select Ride Now.
Tap CONFIRM to make your booking.

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How do i book an E-Rickshaw?
You can now get an E-Rickshaw at your doorstep when you book through the Ola app.Besides being quick and convenient, E-Rickshaws are battery operated and hence environment friendly too, making them a perfect choice for all your short distance rides.
To book an E-Rickshaw, all you need to do is: –
Tap the E-RICK category icon on Ola app.
Set your pickup location and select Ride Now.
Tap CONFIRM to make your booking

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Where can I find my free-ride coupons?
You can check the free-ride coupons earned in the Refer & Earn section of your Ola app menu.
The validity period of each coupon is indicated over it. You will also receive your coupon codes via SMS and email on your registered mobile number and email id. To apply a free-ride coupon while booking a ride:
Tap Apply Coupon and select a coupon.
Enter the free-ride coupon code.

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What is Ola Select?
Ola Select is a subscription based membership program which offers premium benefits.
Key benefits of the Ola Select membership include: –
Ride Without Peak – No peak pricing on Prime & Mini, 24X7
Skip Booking Queue – Your booking request gets top priority
Prime at Mini Fares – Upgrade to Prime Sedans at the price of Mini
Enjoy Free Wi-Fi – Stay connected even as you commute

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How can I become an Ola Select member?
You can subscribe to Ola Select membership by selecting Join Ola Select option available in your Ola app menu.
Next, on clicking Subscribe Now button, you will be directed to the payment screen.
On Payment screen, you can choose the subscription time period and pay the membership fee using the Ola Money option to start enjoying Select benefits.

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How can I check the status of my Select membership?
You can check the status of your Ola Select Membership on the Ola app. All you need to do is:-
Go to your Ola app menu .
Click on the Ola Select Membership option.
Select Check Status to view the details of your Ola Select Membership.

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How do i check the validity period of my Select membership?
You can check the validity period of your Ola Select membership on your Ola app. All you need to do is:
Go to your app menu.
Click on the Ola Select Membership option to view membership details.

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How can I renew my Select membership?
You can renew your Ola Select Membership from the Ola app. All you need to do is:-
Go to your Ola app menu .
Click on the Renew Ola Select option to view the membership fee details.
Choose your membership subscription and make the payment to renew your membership using Ola Money.

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What is Prime at Mini fares?
As an Ola Select member, you enjoy the comfort of a Prime Sedan ride every time at the price of Mini fares. Please note that this benefit is applicable only on Prime Sedan rides. Maximum Select Savings is capped at Rs 75 per ride. The benefit is not applicable on certain destinations such as Airport drops, or any other such fixed route or fixed fare destinations.

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What is in-cab Wi-Fi?
As an Ola Select member, you enjoy the convenience of quick, easy and free access to Internet with Ola in-cab Wi-Fi feature. In-cab Wi-Fi is available in Micro, Mini & Prime categories. Maximum usage per customer is limited to 300 MB per ride.

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What is Priority Customer Support?
As an Ola Select member, you have access to the best dedicated customer service teams have to offer. With Priority Customer Support, Ola Select members get faster resolution to their queries.

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What all access does an Ola Select Member gets?
As an Ola Select Member, you enjoy the exclusive privilege of free access at their partner lounges & FnB outlets across city airports. To avail this benefit, all you need to do is to share your unique access code at the lounge. You can find your unique access code by clicking on the Ola Select Membership option in the Ola app menu. Access will only be granted after verifying a Select customer’s identity.

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What is Ola Outstation?
You can now book an Ola for your outstation travel by selecting the outstation option (at the top of the screen) or tap the outstation icon ( at the bottom of the screen) on your Ola app.
You can book an outstation ride from 1 hour to up to 7 days in advance for a one way or a round trip. Depending on your travel requirement, you can choose car category from Mini, Sedan Prime or SUV for your outstation trip.

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How can I book an outstation ride?
You can book an outstation ride from your Ola app. All you need to do is-
Select the outstation option (at the top of the screen) or tap the outstation icon ( at the bottom of the screen) on the Ola app.
Enter your destination city.
Select journey type from One way or Round trip.
Enter date and pickup time as per your travel requirement.
Please note that for a round trip, you will also be required to enter the return time. This will help us in providing the fare estimate of the trip.

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How can I pay for my outstation ride?
You can opt to pay for your Outstation ride with Ola Money or in Cash. You can pick a payment option before you confirm a booking from Cash or Ola Money to pay for your outstation ride.

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How much in advance can I book an outstation ride?
Depending on your travel date or time, you can book an Outstation ride from within 1 hour to up to 7 days in advance. The ride details for your trip will be shared 45 minutes prior to the pickup time. At select places such as airports and railway stations, you can also book an Outstation using Ride Now option for immediate use. When you book an Outstation ride using Ride Now option, the nearest available cab is allocated to you.

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When will I receive the ride details for my trip?
The ride details (car and driver-partner details) will be shared with you 45 minutes prior to your pickup time.

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Can I request a specific car model for my outstation ride?
You can pick a car category from Mini, Prime Sedan, Play or SUV while making a booking on the app. However, we cannot assure you any specific car model on booking an outstation ride.

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Can I use the same cab for return too even if I have booked a one way trip?
You can use the cab booked for a one way trip for return too. However, you will be charged for the additional kms and hours (as applicable) used over the base kms and the hours booked for the one way trip.

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Can I use the outstation cab for visiting places/ tourist spots at the destination city?
Yes, you can use the outstation cab for visiting places or tourist spots in your destination city. You can update the location of the place that you would like to visit on your Ola app and your driver will be informed. The same will reflect on driver’s device and he will navigate you to the location.

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How can I cancel my outstation ride?
Ola outstation offers you the benefit of free cancellation until you have received the driver details. You will be charged cancellation fee only if you cancel the ride 5 minutes after receiving the driver details. If a driver cancels the booking, you will be re-allotted another cab. In another scenario, if you are attempting to cancel the booking due to ‘driver denied duty’, ‘unable to contact the driver’ or ‘cab is not moving in my direction’, you will receive a notification on the app screen asking if you need another cab. All you need to do is to press ‘Find a ride’ and another cab will be allotted to you.

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What are the safety measures for outstation ride?
Incase of emergency, you can raise an emergency alert from your Ola app. Press the red Emergency button alert on the app and tap on ‘Get Help’ option to inform about any safety-related concerns to our safety response team in real-time. Our safety response team will immediately get in touch with you and the driver. You can track your cab in real-time and share the track ride link with your family & friends to keep a check on trip progress. In case of any unforeseen event such as cab breakdown or accident, we make an arrangement for another cab (subject to availability).

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What is Corporate Profile?
Corporate profile offers you the convenience of managing your corporate travel more efficiently with your Ola app. By creating a corporate profile, you can :-
Tag Corporate Rides: Separate your personal and official rides.
Add Ride Reasons: Add reasons to remember trip details before or after the ride.
Simplify Reimbursements: Receive consolidated invoices for all your official rides.
Corporate profile also offers the option of sending weekly or monthly travel reports summarizing the corporate rides taken during a period, thus reducing the hassle of managing multiple invoices.

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How can I activate my Corporate Profile?
To create a corporate profile, you need to provide your official email address on the Olacabs app. Go to the Olacabs app menu
Tap on your name to visit your Profile
In Accounts, tap on Ola Corporate and provide your official email id
Select the frequency for receiving ride report. Click Save
Please note that a verification email is sent to your official email id. Please verify your email id to receive invoices, and consolidated travel reports.

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When do I receive my travel reports?
You can opt to receive your travel reports either weekly or monthly basis .
All you need to do is:-
On your Ola app, Go to your app menu to see your name displayed with mobile number.
Tap on your name to visit your Profile. In Accounts, tap on Corporate Profile. Select from the option of receiving weekly or monthly report. Click Save. You can start taking official rides after selecting corporate profile from the Profiles Tab on the OlaCabs app.

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What is Guest Ride Booking?
Guest ride booking is our new offering which lets you book rides for your guests without adding them to your company’s Ola Corporate account. All the bookings for your guests are made on the Travel Admin’s name and are directly debited from your company’s corporate wallet.

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How can I get Guest Booking enabled for my company?
You can get this feature enabled on your company’s corporate account with Ola by either contacting your Sales Account Manager directly or by writing to Ola at corporatesales@olacabs.com.

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How many Guest Rides can be booked in a day?
You can book as many rides as you wish, there is no ceiling on the number of rides that can be booked in a day.

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Do I need to pay for the guest ride?
No, you do not have to pay for your guest ride. As the payment is directly debited from the company’s corporate account with Ola.

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Can I view my guest ride on the Ola app?
Sorry, guest rides are not tagged to your existing ride history and therefore you cannot view your guest rides on the Ola app. However, you can easily track your ride through the Track-ride link shared through an SMS.

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What are the rates for Ola Corporate Rides?
With our competitive pricing, you can reduce employee travel expense by upto 60 percent. Below is the rate card for all top cities.

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Is my guest ride with Ola safe?
Yes, your guest ride with Ola is safe. Ola have strong safety features and policies in place to make your ride safe, comfortable and reliable. If you have any concerns regarding your safety, you can call at 3355 3355 (Add your area’s STD code before this number) and they will help you. You can also share Track Ride link sent through an SMS with friends and family for safety.

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How can my company make payments for Ola Corporate rides?
Ola Corporate provides easy and flexible payment options to companies:
Auto-paid by Company – As an admin, you can recharge your company’s Corporate account and enable corporate paid cashless rides for your employees. The bill amount is automatically deducted from the corporate account balance at the end of each corporate ride.
To Be Reimbursed – As an admin, you can opt to reimburse later to the employees. Employees can pay for their rides by Ola Money or cash and apply for reimbursement later. Employees can still mark their rides as Corporate, and you can manage and track their rides on the dashboard. If you intend to go for a postpaid option and avail a credit for your corporate account, you can write to corporatesales@olacabs.com.

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My account is blocked. Please help?
Your account might be temporarily blocked if you cancel multiple booking from your Ola account in a day. If this is the case, your account to be automatically unblocked with 24 hrs. Once your account is unblocked, you can restart the app. If you think that your account has been blocked mistakenly, you can write to grievance@olacabs.com.

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How do i contact Ola?
You can contact Ola from the following:
ANI Technologies Private Limited
Regent Insignia, 414, 3rd Floor, 4th Block, 17th Main, 100 Feet Road
Koramangala, Bengaluru, 560034
Phone number 080-67350900
Fax number 080-67350904

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Frequently Asked Questions about Uber

Following is the list of questions that people have about Uber. Hopefully you can find your question too in the list.

How do i create an Uber account?
Download the Uber app from the App Store or Google Play, then create an account with your email address and mobile phone number. You’ll also need to create a password and agree to terms and conditions and our privacy statement. Fill in your first and last name, phone number, and preferred language. Once you complete this part of the signup process, you will get a text SMS to verify your phone number. Next, enter your payment information. Adding a credit card or debit card number allows your trip fares to be automatically charged after each ride. Please note that Uber doesn’t accept prepaid cards. After you provide this info, we’ll send an email to confirm your account registration. Once you confirm, you’ll be able to use your app to request a ride.

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How do i request a ride?
When you’re ready to go, open the app and enter your destination. Then choose the ride option that best suits your needs. Confirm your pickup by tapping Request.

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How do i set up payment with Uber?
Follow these simple steps to set up your payment profile online:
Fire up the Uber app
Select the main menu
Tap ‘Payment’
Select ‘Add payment method’
Select your preferred payment method. (You can choose from a list of UPI, Credit or debit card, Google Pay, JioMoney or PayTM)

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Is it safe to share my card details with Uber?
Don’t worry, it’s completely safe! If you’ve added your card details, you will be asked to complete the payment just the way you do whenever you pay online. Just make sure you do it before your next trip.

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I am getting an error adding a payment method. Why?
If the CVV number or billing zip code for your credit or debit card is entered incorrectly, you may receive a message about an error processing your payment after a trip.
Try removing the payment method, then add it again, making sure all info is correct.
If you continue to receive messages about payment errors, contact your bank.

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Can i change my payment method?
You can change the payment method if a trip is less than 30 days old. Follow the steps below:
Open the Uber app and tap the menu icon Select “Your Trips” then the trip you want to update, tap “I had a different issue” and then “I used the wrong payment method or profile”, select the correct method and tap “Next”

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Can i change my payment method during a trip?
Yes, you can also change your payment method during a trip as well. The following are the instructions:
In your Uber app, tap the white panel at the bottom of your screen
Tap “Switch” next to the price and payment method
Select the correct payment method

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Can i use Uber without a smartphone?
The Uber app is made for use on smartphones however, If you don’t have a smartphone, you can still login to your account and request a ride by visiting Uber mobile website, m.uber.com.

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How do i share my location with the driver?
Riders can show their exact location to their drivers by turning on Live Location Sharing. This helps your driver locate you as you make your way to the pickup location. When your driver arrives at the pickup spot, they will see an extra icon on their map indicating where you are. Once your trip begins, your driver will no longer be able to see your location.

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Does Uber notify when you arrive?
Yes, when a nearby driver-partner accepts your request, your app displays an estimated time of arrival for the driver-partner heading to your pickup location. Your app notifies you when the driver-partner is about to arrive.

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How long do Uber drivers wait?
Drivers are required to wait for five minutes.

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How do i contact the Uber driver through VoiceOver/Message?
The options to call or message your driver appear in the white bar at the bottom of your screen once you’ve been matched. There is a phone icon and a message input box in the white bar where driver’s name and vehicle information appear. To call your driver:
Single tap, then double tap the round phone icon under your driver’s information. Single tap, then double tap the phone number or the “FREE CALL” button. Your phone will automatically call your driver according to the option you chose.
To message your driver:
Single tap, then double tap the text field under your driver’s information.
Type or speak your message.
Single tap, then double tap the “SEND” button.

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Is there a cancellation fee?
A rider may be charged a fee if the request is cancelled more than 2 minutes after requesting.

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Do I get my money back if I cancel Uber?
Uber says it is possible to dispute a cancellation charge and get a refund instead of credit, you just have to request it the right way. If your driver cancels and you’re charged, when you click into the trip in the app the top option should be ‘Problem with my cancellation fee’.

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Can an Uber driver refuse a trip?
A request can be refused/cancelled before the trip even begins. Yes, the drivers are independent contractors and they drive their own car. … As long as the driver cancels the ride before it begins, say upon arriving at the location, the passenger will not be able to rate the driver at all.

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Can you request 2 Ubers at once?
You may request one Uber cab only at a time. You can request another vehicle immediately after a current trip ends.

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Can i request for a specific driver?
Unfortunately, Uber App cannot match you with a specific driver. When you request a ride, your app sends your request to nearby drivers to pick you up at your pickup location.

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Can Uber driver see destination before accepting?
No, the driver can’t see the destination before riders accept the trip.

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Can i schedule a ride in advance?
Yes, you can schedule an Uber ride 15 minutes to 30 days in advance of when you’d like to be picked up by tapping the clock icon before you confirm your ride. Scheduling a ride in advance doesn’t guarantee you’ll be connected with a driver. In the rare case you’re not connected with a driver, You will be notified at the end of your pickup window. Dynamic pricing may be in effect at the time of your ride.

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How do I schedule an Uber ride?
you can schedule an Uber ride by tapping the clock icon before you confirm your ride. The instructions are as follows:
Enter your destination in the “Where to?” field
Swipe through vehicle options and tap one to select it for your ride
Tap the clock icon next to the “Request [vehicle option]” button
Set the date and time window for your pickup
Tap “SET TIME”
Update your pickup location if necessary, then tap “CONFIRM PICKUP”
Tap “SCHEDULE [VEHICLE TYPE],” then tap “DONE”

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How do i cancel a scheduled ride?
The instructions are as follows:
Open the menu in the Uber app and tap “Your Trips”.
Tap “Upcoming.”
Tap ” RIDE”.

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How do ETAs work?
Before a trip starts, your app provides an ETA for when your driver should arrive at your pickup location. After your trip starts, your app provides an ETA for when you should arrive at your destination. Please note ETA at times are estimates and not guaranteed. A variety of external factors like heavy traffic or road construction can impact travel time. Before you request a ride, your app displays a time in the black SET PICKUP LOCATION bar. This time estimates how long nearby drivers should take to arrive at your pickup location.

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Can i Uber ride with my pet?
In accordance with local and federal laws in your area, service animals are permitted to accompany riders at all times. If you’re planning to ride with a non-service pet, it’s good practice to contact the driver who accepts your ride request. Use your app to send a text message or call to let the driver know you’d like to bring a pet.

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How do I schedule multiple stops on Uber?
To set additional destinations
Open your App. Tap to open the Uber app on your mobile device.
Choose your own adventure. Tap the + next to the destination box to add stop(s) at any point before or during your ride. Change on the go.

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Can Uber pick up different passengers on the same fare?
Sure you can. If you need your driver to pick up friends of yours on the way to your destination, let him or her know. Just be aware of the passenger limits, if you’ve flagged the standard UberX, you’re limited to four riders including yourself.

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Can’t I add multiple stops Uber?
You can add multiple stops with Uber either before your trip or during your trip. You can easily add, change, or remove additional stops while on the go. Although Uber is available in most cities, it’s important to check your app to ensure the multiple stops feature is available in your location.

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Will Uber drive me an hour away?
Yes, Uber doesn’t limit the distance you can travel on a trip.
Trips may automatically end after 4 hours. When this is about to happen, the driver is notified by the partner app. Please let drivers know if you’re planning to travel a long distance.

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What’s the longest Uber ride ever?
The longest uber ride is now a journey (2,256 miles).

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Do Uber drivers rate their passengers?
Internet ride-sharing app Uber allows its passengers to rate drivers on a five-star system, but they are also being rated by drivers.

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How do i contact driver about a lost item?
Calling your driver to connect is the best way to retrieve an item you may have left in a vehicle. If you have not tried contacting your driver directly, head back and select “Contact my driver about a lost item”. If more than 24 hours have passed since your trip ended and you’re still unable to connect with your driver. Contact Uber by calling 1300 091 272. In-app, Go to Account -Help and select your issue or get online support 24/7 at help.uber.com.
Drivers are independent contractors. Neither Uber nor drivers are responsible for the items left in a vehicle after a trip ends. Uber can help you however, cannot guarantee that a driver has your item or can immediately deliver it to you.

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I had an issue with the co-rider?
When you take an uberPOOL trip, you’ll likely sit with other riders. Uber hopes co-riders enjoy the opportunity to meet each other while sharing a ride but sometimes, it is possible that you might have a negative experience involving another rider. If that happens, Uber will help in every way. Please note, however, that for privacy reasons, Uber cannot share personal information about a driver-partner or co-rider.

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How do I know my current Uber Rewards level?
Your starting level when you first join Uber Rewards is based on your last six months of rides and Uber Eats orders. To check your current level, look for Uber Rewards via the menu in the top left of your app, or under Account if you are using Uber Eats.

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How do i apply unlock my special promo code?
To unlock promos, all you have to do is apply the code to your Uber account with these simple steps:
Go to the main menu of the app Click on ‘Payment’
On the ‘Promotions’ section, click on ‘Add Promo/Gift Code’
Type the code and click ‘ADD‘ (it is not case-sensitive)
Your promo would automatically apply when you take a relevant trip
To check, click on ‘Promotions’

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How do I get a free ride on Uber?
Earn free rides or Uber account credit by inviting friends to signup and ride using your personal invite code. You can find your invite code in the Uber app by tapping Free Rides in the main menu.

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My promo code didn’t work. Why?
Here are some important things to know if your promo code didn’t apply to your trip:
You must enter the promo code before or during the trip for it to apply.
A promo code applies to only one trip, and any leftover value disappears.
Promos can have expiration dates.
Some promos only apply in specific areas.
You can see the details of your promotions in the “Payment” section of your app menu.
For any other related issues you can contact Uber at 1300 091 272 or get online support 24/7 at help.uber.com.

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My driver made an unrequested stop. Please Help?
Uber trip fares are calculated by time and distance. When you’re on a trip, you wouldn’t expect the driver to make unplanned or unrequested stops along the way. If your driver made a stop during this trip that increased your fare or travel time, You can contact Uber.

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Can I use my wife’s car to drive Uber?
Yes, your friend, family member, or anyone else can drive your car for Uber, but the person should meet the Uber requirements to become a driver.

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How do i sign up as an Uber driver?
You can sign up to drive with your rider app.
Download the driver app. As a driver-partner, you’ll receive ride requests with your driver app. Driving your own vehicle, you’ll meet riders at their pickup locations and drive them to their destinations around the city. Your driver app also keeps track of your trip fares. Uber facilitates payment of your earnings to your bank account.

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How do I contact Uber India?
Get support at every turn:
Phone Support: Chat to an Uber Expert 24 hours a day, 7 days a week, by calling 1300 091 272.
In-app: Go to Account > Help and select your issue.
Online: Get online support 24/7 at help.uber.com.

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Frequently Asked Questions about MyTeam11

Following is the list of questions that people have about MyTeam11. Hopefully you can find your question too in the list.

What is MyTeam11?
MyTeam11 is one of the leading fantasy sports platforms in India with a user base of 10 million+ users. MyTeam11 enables the users to earn real money by using their skills and knowledge for playing fantasy sports.

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How do I sign up?
The users can sign up on MyTeam11 by filling a short registration form available on the homepage of MyTeam11 website. However, the users can also signup directly by using their Facebook or Google+ account.

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Why can’t I log in to my account?
The users may encounter signup problems due to various reasons. The primary reasons due to which the user might not be able to signup can include the user might be entering incorrect email address or password. In case the user has forgotten his/her password, there’s a Forgot Password link available below the login option. By clicking on the Forgot Password link, the user will be taken to a new webpage, wherein the user can reset his/her password by entering his/her registered mobile number and MyTeam11 will send an OTP. The user can enter the OTP sent by MyTeam11 to reset his/her password.

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Can I have multiple accounts on MyTeam11?
No. A user is allowed to have only one account under its name with valid supporting documents on MyTeam11. Please refer Fair Play policy for further details.

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Can I update/edit my information?
Yes! Users can easily update/edit their information by logging into their MyTeam11 accounts using their registered email address and password. After logging into their MyTeam11 account the users can edit/update their information by clicking on ‘Edit Profile’ on the top right of the page. The users will be able to edit their basic information including date of birth and address however, the users won’t be allowed to change, update/edit their profile name, email address, mobile number or team name once registered with MyTeam11.

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I’m sure I’ve got the right username and password but I still can’t log in. Why?
In case you are a registered and verified user of MyTeam11, and are using the correct registered email address and mobile number but still can’t login into your MyTeam11 account, you can contact them via phone +91-1414579900 or Support email suport@myteam11.com.

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I did not get any confirmation email after I signed up. Why?
In case you haven’t received any confirmation email from MyTeam11 after registering with MyTeam11 there could be 2 reasons. One, the mail sent by MyTeam11 might have been marked as“Spam” and could have been sent to the spams folder of your mailbox. In such case, please check the spam folder of your mailbox and mark MyTeam11 as ‘Not Spam,’ additionally add MyTeam11 to your contacts in order to avoid any future inconvenience. The user might have mistyped his/her email address while registering with MyTeam11. In such case, please reach out to them via phone +91-1414579900 or Support email suport@myteam11.com.

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How to add a credit/debit card to my MyTeam11 account?
You can add a credit/debit card to your MyTeam11 account by following a few simple steps. Click on ‘Add Cash’ tab, enter the amount you wish to add and select your payment gateway, select a card and enter your card details. Click on ‘Save & Proceed’

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Can I add multiple credit/debit cards to My Account?
Yes, you can add numerous credit/debit cards to your account until and unless they have not expired.

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What type of cards can be saved or used?
You can use all major types of credit/debit cards including Visa, MasterCard, Maestro, etc.

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I don’t know much about cricket – can I still play?
The fantasy cricket services offered by MyTeam11 are for everyone including those who don’t know much about cricket. So, yes, you can play even if you don’t know much about cricket. In addition, the “How to Play” section of MyTeam11 website can assist you in playing the game by briefing you about the playing tactics.

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How do I play on MyTeam11?
In order to play and avail the services provided, the user needs to follow these simple steps: Register/Login to MyTeam11.
Select the match you want to join and then click on the ‘Create New Team’ button for creating your team. Create your team of 11 players (including a Captain & Vice-captain) within an allocated virtual budget of 100 credit points choosing from all the players in the match. Join free or cash contests of your choice. Cash contests let you win cash and require an entry fee, for which we provide multiple payment methods such as Credit Cards, Debit Cards, Net banking, and different wallet services. After the beginning of the match your team is awarded points on the basis of the on-field performance of your selected players. Final points, ranks, and winners are declared after the end of the match.

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How do I get my MyTeam11 account verified?
The account verification process with MyTeam11 is very simple and a one-time process. In order to verify your account manually click on the Menu button available at the top left corner of the page and then select “Verify” from the drop-down menu. Verify your account by following the below-mentioned steps:
Enter your mobile number and then enter the OTP received on the mobile number in order to verify your mobile number. Enter your email address and verify your email address by clicking the verification link sent by MyTeam11. In an event you have chosen direct registration by logging in with your Facebook or Google+ your email address will be automatically verified by MyTeam11. The third step of verification process at MyTeam11 is the PAN card verification. In order to successfully verify your PAN card details, upload your PAN Card number, PAN Card image and other required details. After successfully uploading and entering the required details click on ‘Save PAN Card”. After successfully submitting your PAN card details submit your bank account details for completing the verification process. PAN card and bank account details are verified on the very same day.

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Why do I need a PAN card on MyTeam11?
MyTeam11 is a fantasy sports platform that enables its users to win real money by using their cricketing skills and knowledge. MyTeam11 involves transaction and transfer of real money between your MyTeam11 account and your bank account. Thus, in order to make withdrawals from your MyTeam11 account, it is mandatory to verify your PAN Card details with MyTeam11 as a proof of identity. In an event the user does not have a PAN Card, he/she can still play on MyTeam11 and the winning amounts will be deposited in the “Your Winnings” section of users’ MyTeam11 wallet. Further, the user can withdraw the amount by applying for a PAN card in the meantime and verifying his/her PAN card details with MyTeam11.

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How do I withdraw money from my MyTeam11 account?
The users are allowed to withdraw money from “My Winnings” section of their MyTeam11 wallet, only after they successfully complete the verification process. The users can withdraw a minimum of ₹200 and a maximum of ₹1,00,000in a day wherein the user can make a request of ₹50,000 at a time. Further, the withdrawal amount will be deposited to your bank accounts within a time period of 24 working hours.

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What bank account details do I need to provide for withdrawal/verification?
In order to successfully complete the withdrawal process, the user needs to provide certain information as a part of identity verification. The user needs to provide the following bank account details:
Name of the bank
Name of the branch
Name of the account holder
Account Number
IFSC code

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Am I allowed to play if I’m under the age of 18?
MyTeam11 does not allow any individual below the age of 18 to participate or use the services and Fun Features provided by MyTeam11.

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When does Fantasy Games start on MyTeam11?
The games in Regular Play comes with a deadline which is usually 1-hour prior the beginning of the real match for cricket, volleyball and kabaddi and 1:30 hours prior for football. However, the games in Safe Play are not time-bounded and starts right before the beginning of the real match.

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What if one of my chosen players does not play in the round?
In an event wherein one of your selected players is included in the match but does not play, then your team will not be awarded any points.

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How many players are needed to create a team?
In order to create a team, the user requires 11 players in cricket wherein there must be at least 3 bowlers, 3 batsmen, 1 all-rounder & 1 wicket-keeper, 11 players in football where there should be at least 3 defenders, 3 mid-fielders, 1 striker & 1 goal-keeper, 7 in kabaddi with at least 2 defenders, 1 all-rounder & 1 raider, and 6 in volleyball with at least 1 Libero, 1 setter 1 blocker, 1 attacker & 1 universal. However, the remaining three players can belong to any category except wicket-keeper, goal-keeper, and Libero.

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Can I choose players from one side only?
No, the users cannot choose players from one team only. They are allowed to choose a maximum of 7 players only from a single team in cricket & football, and a maximum of 4 players in kabaddi & volleyball. The remaining players should be selected from the other side.

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I’ve spent my entire budget before selecting all the players of my fantasy team. How do I complete my team?
MyTeam11 allows the users to create their team within a virtual budget of 100 credit points only. Thus, the user must use the provided credits efficiently for selecting all the players of the team within the given budget of 100 credit points only.

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What is the use of a Captain and Vice-captain in a team?
The Captain of a team can help the user in earning extra points. The player chosen as the Captain of the user’s team is awarded 2 times the original points whereas the Vice-captain of the team is awarded 1.5 times the original points according to their on-field performance.

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When I make changes to my team, how long does it take for the changes to reflect?
The users are allowed to make multiple changes in their team but prior the deadline of the match. In addition, the changes made by the users are modified and reflected instantly.

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Can I edit my team during the round?
The users are not permitted to create or edit their teams during the round. The users are only allowed to make all the changes prior to the deadline, which is usually 1 hour before the start time of the match for cricket, volleyball and kabaddi, 1:30 hours for football in Regular Play and right before the beginning of the real match in Safe Play.

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How can I change my team name?
MyTeam11 does not allow the users to change their team names once it has been registered with us.

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How do I create multiple teams for the same match?
The users can create multiple teams only after creating their first team. The users can create another team by clicking on “Create New Team” option. The user can additionally create a new team by cloning his/her previous team via the “Clone” option available on the My Teams page.

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How many teams can I create for a single match?
MyTeam11.com allows the users to create a maximum of 6 separate teams for a single match.

Can I join the same contest using multiple teams?
In an event wherein the contest displays “Multiple Entry,” a user can join the same contest using a maximum of 6 teams otherwise the user is allowed to join one contest with one team only. The user can identify a “Multiple Entry” contest through an “M” sign embarked on the contest.

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How will I score points?
The users are awarded scores on the basis of the on-field performance of their selected players in the live match. Check out ‘Fantasy Points System’ to know more about the points.

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When do the scores get updated?
The points usually get updated in every few minutes, however, the final points, teams’ total and your rank are calculated and updated after the completion of the match. The declaration of winners and distribution of prizes is accomplished only after the point verification on the part of MyTeam11.

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I have created my team before the deadline, so why hasn’t my team got any points yet?
The points are awarded to the users on the basis of on-field performance of their selected players. Thus, the points are awarded only after the beginning of the live match.

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Will I get points for Man of the Match?
There are no points awarded for Man of the Match.

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What happens when there is a tie between users? How will you distribute the prize?
In an event wherein there’s a tie between two or more users the prize money is distributed between the users equally.

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Do I get points for a Super Over in a Match?
No, points are not awarded to the users for a super over in a match as the points scored or wickets taken by the players in a super over are not considered in their official records.

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How can I cross check my team’s points?
The users can cross-check their team’s points by clicking on the ‘Fantasy Scorecard’ link on the Live Score page.

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Do I get points for a substitute player if replaces any player on-field?
No, your team is not awarded any points for a substitute player in case he replaces any player on-field as the substitute is not considered as a part of playing XI in cricket & football. However, in kabaddi, 2 points are awarded to the substitute player. In case of volleyball, substitutes are given 2 points for playing VI & rest points on the basis of their performance.

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What type of contests can I join?
The users using the services and fun features provided by MyTeam11 can join various types of contests organized by MyTeam11.com such as 2-member, 3-member, 5-member and 10-member contests (depending on the number of competitors in a contest). Further, the users can join cash contest(s) to win real money or they can join the practice contests free of cost to enhance their playing skills.

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What are public contests?
The public contests organized by MyTeam11 are contests that are open to everyone. Any of the MyTeam11 users can join the public contest(s) organized by MyTeam11 and be eligible for winning the contest(s).

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What are private contests?
The private contests organized on MyTeam11 are contests which the user creates. In private contest a user can create his/her own contest with a pre-defined number of participants and a pre-defined winnings amount. The private contest can be shared by the user among his/her friends via a unique code. As the private contest are not visible to all the users of MyTeam11 and is only accessible by the users who have the unique code for the contest.

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How do I join contests?
The users can easily join any of the contests organized by MyTeam11 by just clicking on the ‘Join‘ button below the specific contest, the user wishes to join.

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What are cash contests?
The cash contest organized by MyTeam11 are contests wherein the users can participate by paying a pre-defined entry fee and can compete with other MyTeam11 users in order to win prizes and real money. However, the user whose team scores the highest aggregate of points will be declared as the winner of the contest.

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How do I know if a contest has a single winner or more than one winner?
The users can identify if a contest has a single winner or more than one winner by selecting the contest and clicking on the Winners option to view a detailed list of winners & the prize money for each rank.

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How is the prize money distributed in case of multiple winners?
The users can check the distribution of prize money in case of “Multiple Winners” by clicking on the pre-defined number of winners below each of the contests. In an event, the winning amount is more than ₹10,000, there will be tax deductions according to the government taxation policies.

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What happens if there is a tie between winners of a multiple winner contests?
In an event wherein there is a tie between winners of a multiple winner contests, the prize money for the position of the winners and the immediately next winning position (if any), and so forth complying with the number of tied winners, will be summed up and then distributed equally among the tied winners. All other prize money will remain as per the winner’s standing.

What happens if an ODI/T20 match is abandoned?
In an event wherein an ODI/T20 is called-off, the fantasy cricket contest(s) organized on MyTeam11 associated with the real match will be cancelled and the entry fees will be refunded to the users. This comprises of both the circumstances wherein the real match is abandoned either without a single ball being bowled, or the match is abandoned after it has begun.

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What happens if a test match is declared as drawn?
In an event wherein the real test match is announced as drawn with neither of the teams completing a single inning, the fantasy match will be cancelled and the entry fees will be refunded to the users.

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What if the contest doesn’t fill up with the required number of participants?
The users playing practice contest(s) does not win anything. The practice contest(s) organized by MyTeam11 does not charge an entry fee and are only meant for people who want to enhance their skills prior playing the cash contest(s).

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What do I win in a cash contest?
The users playing the cash contest(s) organized by MyTeam11 win real money according to his/her rank as the winning prize.

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Why do ranks keep fluctuating during a contest?
The ranks keep fluctuating amid a contest because of the changes in the aggregate scores of the teams due to the on-field performance of your chosen players.

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How do you decide the winner of a contest?
The winner in a contest is decided on the basis of the aggregate a team scores. The user whose team scores the highest aggregate of scores on the basis of the on-field performance of their chosen players is announced as the winner of a contest.

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How will I be informed if I win a Cash prize?
MyTeam11 updates the final ranks and points immediately at the end of every match. In an event a user wins a cash prize post participating in a contest(s), the winnings amount will be credited automatically to the MyTeam11 account wallet of the user.

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When will the winnings be distributed?
MyTeam11 usually completes the process of winner declaration and distribution of winnings amount among the winners within few hours after the end of the match. MyTeam11 team checks and verifies the scorecard of the live match with the scorecard at MyTeam11 in order to ensure that correct points have been rewarded to the users on the basis of on-field performance of their chosen players.

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Does the amount in my Winnings Account have any expiry date?
The amount in the winnings account of the user should be withdrawn to the user’s bank account within 365 days of the transfer. In an event the user fails to withdraw his/her winnings within 365 days of credit, then the winnings amount of the user will be forfeited by MyTeam11.

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How do I check my MyTeam11 account balance?
The users can check their MyTeam11 account balance by clicking at the Menu option available at the top left corner of their screen. After clicking on the Menu option click on the My Account section for a detailed account balance and most recent transactions on MyTeam11.

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What are the ways to add money?
The users can add money to their MyTeam11 account by using various transaction methods such as Debit Card, Credit Card, Net banking and different wallets. If the users have any query regarding adding money to their MyTeam11 wallet, you can call +91-1414579900
or email them at suport@myteam11.com.

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Is it safe to pay through your website?
MyTeam11 uses verified third-party payment gateways that use various security checks in order to ensure that all the transactions on our website are completely safe and credible.

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How do I get notification for my transaction?
MyTeam11 sends you a confirmation email to your registered email address submitted at the time of registering with MyTeam11 along with an Order No. or a Transaction Id of your transaction.

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What if the payment is deducted from my card and not updated in the MyTeam11 account?
This usually happens when there is a delay in communication among the parties involved in the transaction primarily from the bank’s end. In such an event the users can call +91-1414579900 or email them at suport@myteam11.com with the screenshot of their card/bank statement affirming that there has been a deduction from the user’s card.

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In what order does my Account Balance get utilized towards the entry fee for a cash contest?
MyTeam11, first of all, deducts the amount from your Unutilized account followed by your Cash Bonus account, and lastly from your Winnings account to cover the entry fee for any cash contest that you join.

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What is Cash Bonus? How can I get it?
The cash bonus offered by MyTeam11 can be defined as an amount awarded to the users by MyTeam11 under various schemes and promotions of MyTeam11. In addition, the users can receive a cash bonus when they join MyTeam11 for the first time or under promotional schemes of MyTeam11.

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What if my transaction fails and the amount is deducted from my bank account?
In case you are carrying out a transaction on MyTeam11 and your transaction fails due to certain circumstances and the amount is deducted from your bank account but is not added to your MyTeam11 account. In such case, contact the payment gateway you had used for carrying out the transaction. The transaction failure amounts are to be refunded by the payment gateways.

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Does my Transaction history have a validity?
All your Transaction history (including but not limited to Amount Added, Winnings, League Joined, etc.) will only be available for the last 15 days. In case you’ve any query related to any of your transaction please call +91-1414579900 or email them at suport@myteam11.com within 7 days of occurrence of the issue.

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Is verification necessary to join contests on MyTeam11?
In order to join contests on MyTeam11, the users are required to verify at least their email address and mobile number. However, the user will not be eligible for the cash bonus offered by MyTeam11 to its new users. In addition, the user would not be allowed for any withdrawal until and unless his/her account is verified by MyTeam11.

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Do I have to pay taxes when I withdraw money to my bank account?
In an event, the winning amount crosses the mark of ₹10,000, a tax of 31.20% is imposed on the amount which is paid off by MyTeam11 by deducting the tax amount from the winning amount.

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What are the things that are neither allowed nor appreciated by the MyTeam11 platform?
A single user cannot create multiple accounts on MyTeam11. Any user misusing his/her referral code by creating different fake accounts on MyTeam11 in order to earn Cash Bonus. A user is not allowed to submit fake or some else’s documents.

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What happens if a single user uses various ids or create multiple accounts using his/her referral code in order to earn cash bonus?
In an event a user uses multiple accounts to play on MyTeam11 or uses his/her referral code to create multiple accounts with MyTeam11 for earning a cash bonus, MyTeam11 at its sole discretion shall deactivate the account of such users.

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What happens if someone converts or tries to convert cash bonus into winnings amount by activities that violate FairPlay policy of MyTeam11?
In an event any user carries out activities that violate the Fair Play Policies of MyTeam11 for converting cash bonus into winnings, MyTeam11 shall block the user refraining him from using the services & Fun Features provided by MyTeam11 alongside resetting the MyTeam11 wallet value of the user to “0” by deducting all the amount present in his/her MyTeam11 wallet.

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How do i contact MyTeam11?
You can reach out MyTeam11 from the following:
Gate No. 8, 275, Gandhi Path, Guru Jambeshwar Nagar A, Vaishali Nagar, Jaipur, Rajasthan 302021, phone# +91-1414579900 or email us at suport@myteam11.com.

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So, tell us about it in the comments, if you have more questions.

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Frequently Asked Questions about Cricbuzz

Following is the list of questions that people have about Cricbuzz. Hopefully you can find your question too in the list.

What is CricBuzz App?
CricBuzz is a sports news website and app covering the game of cricket exclusively. The site features news, articles, live coverage of cricket matches (including videos, scorecards and text commentary), player rankings and team rankings. The website also offers many mobile apps.

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What features does Cricbuzz have?
Cricbuzz contains live streaming of cricket scores, upcoming schedules, team and player rankings, archives, news, articles, videos, pictures, cricket based online games and several mobile apps (for Android, iPhone, Windows phone, BlackBerry, Nokia, Lava etc.) Cricbuzz Live videos featuring Several Cricketers and Famous Commentators is a Standout feature.

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How do I stop Cricbuzz auto refresh?
Click on “Add to Chrome” next to the result for “Stop Auto Refresh,” which should be the first result. Click on the extension icon (a white circular arrow in a red hexagon) at the top of the screen when you want to stop a page automatically refreshing.

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What information do get in Cricbuzz Schedule and Results section?
In Cricbuzz Schedule and Results, we get to see the Team names, Venues, match details along with the date and time.

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Where do i see the latest News updates on Cricbuzz?
From the main homepage, go to News and then click on latest News.
Cricbuzz is your source for cricket news and is the largest mobile app in India for getting cricket news. The app gives you instant scores and ball-by-ball commentary on your mobile device as matches unfold.

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Can i get an alert for the scores?
Yes, with Smart alerts you’ll always be notified of everything that’s important.

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Can i see the women ranking on Cricbuzz?
Yes, you see the women ranking on the Ranking section for both ODI and T20 matches. This section also gives a complete view of your favorite players, their stats etc.

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Can i see the future series on Cricbuzz?
You can see fixtures to keep up with what’s coming your way. You find the future series for international, domestic, T20 leagues and Women series on Cricbuzz.

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Can i also see results of who won recently or a long way back?
Yes, you can see the results which will tell you who won recently or a long way back. You can browse through thousands of photos from matches and other cricket events.

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What is CBQuiz?
In CBQuiz, you will be given straightforward five questions everyday. The five quickest to answer will be picked and fed into a system that will pick the winners for each question. This is done to ensure everyone gets a fair shot and so that internet-speed does not deter your chance of winning. Overall winner is decided on his cumulative points for the day. All answer must contain #CBQuiz. Answers without #CBQuiz will not be considered.

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When does it happen?
On Wednesdays and Sundays starting 12 noon IST.

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Will i still considered for prizes if i won the previous day?
To ensure everyone gets a fair shot at winning a prize, the winner from the previous day will not be considered for prizes the following day.

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What if there is a tie?
We will call out to the people who have tied on points and ask them a simple tie-breaker question. Fastest to answer, wins the day.
So, tell us about it in the comments, if you have more questions.

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What do I get?
Something that will make your day. Prizes will be announced daily. So follow them on twitter and keep a close eye out.

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What if i won a Lumia, can i still participate in the quiz?
Anyone who has won a Lumia device cannot participate in the quiz until the end of the IPL. This is to ensure that everyone gets a crack at winning the big prize.

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Who do I get in touch with for my prize?
You don’t have to. You just need to give your full name, complete contact address, phone number and email id. For any particular issue that needs addressing, you could send in an email to social@cricbuzz.com

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I answered correctly, but I did not find my name on the list of winners. What do I do?
You can be rest assured that Cricbuzz will be tallying the points very accurately and fairly. Make sure you’ve answered the entire question correctly, with #CBQuiz. Genuine queries will be considered and answered immediately.

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Is Cricbuzz an Indian app?
Yes, CricBuzz was created by, Pankaj Chhaparwal, Piyush Agarwal (IIT, BHU alumnus) and Pravin Hedge in the year 2004. By 2010, CricBuzz started developing mobile app for live cricket news and scores. In Nov 2014, Times Internet, a subsidiary of Times of India acquired majority stake in CricBuzz for undisclosed sum.

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How do i contact Cricbuzz?
You can contact Cricbuzz from the following:
Akuate Internet Services Pvt Ltd.
http://www.cricbuzz.com
No. 190-B, 1st Floor,
HN Plaza,100 Ft Ring road,
6th Main, BSK 3rd Stage,
Bangalore . 560085, INDIA
Ph: 080-40965631
Email: info@akuate.co.in
For complaints: privacy@cricbuzz.com

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Frequently Asked Questions about MPL

Following is the list of questions that people have about MPL. Hopefully you can find your question too in the list.

I am not getting my MPL OTP on my phone. What should i do?
You can try ‘Resend OTP’ button and wait for a minute to get the OTP. Otherwise you can try signing up by Truecaller.

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I am unable to login using Truecaller even though i had signed up using it. What should i do?
Please reach out to MPL at help@mplgaming.com. They will get sort out in a better way to help you asap.

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Why can’t I login via Email?
Unfortunately MPL do not have the option to sign up via email. You can however sign up using Truecaller or phone number.

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How can I upload a picture from my phone as profile pic?
G
o to wallet, click on profile then edit to Change Photo.

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How do I create my team?
You can create your team by going to Super Team tab, select a match, now you can click on “Add team” and create teams or you can select contest and then click on register team where you will be prompted to select the existing team or create a new team.

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Can I change my Super Team Cricket Team?
You can make as many changes to your Super Team teams as you like until the deadline of the registration for that match! You can also change your Captain or Vice Captain before the deadline of registration for the match. Select the “Edit Team” button in your teams to make changes to your team. Make sure you keep an eye on which of your players are playing the match and keep your session updated at all times.

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How many players are needed to create a team?
You need 11 players to make a team, based on credits you can select team, Wicket-Keeper(1), Batsmen (Minimum- 3, Maximum 5) , All-rounders (Minimum-1, Maximum- 3), Bowlers (Minimum-3, Maximum- 5)You can select a maximum of 7 players from one playing side team.

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How to manage my teams?
You can manage your teams for the match by going on “your teams” section on each and every match.

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How do I join contests?
To join contests, click on a contest on contest listing page and click on register team to join the contest.

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What happens if there is a tie between winners of a multiple winner contest?
In case of a tie between winners of a multiple winner contest for any position, the prize money for the winner’s position and the immediately next winning position (if any), and so forth in accordance with the number of tied winners, will be aggregated and shared equally among the tied winners.

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How can I see my team’s rank?
You can see your team’s rank on “leaderboard” of particular contest you joined with that team.

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What happens if an ODI/T20 match is abandoned?
If the real match is abandoned, Super Team match will be cancelled and the entry fees will be refunded. This includes scenarios where the real match is abandoned without a single ball being bowled, as well as where the match is abandoned after it has started.

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What happens if an ODI/T20 match is abandoned?
If the real test match is declared as drawn with neither of the teams completing a single inning, the Super Team match will be cancelled and the entry fees will be refunded.

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What is the max pause duration?
Generally, the maximum duration for which the game can be paused is 10 seconds. It may change in the future.

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Will I get the same pause duration every time I pause the game?
No, the pause timer is cumulative i.e everytime the game is paused, duration decreases by the amount of time the game was paused for. Example: If total pause time is 10 seconds, and the game is paused for 5 seconds, The next time you pause the game, pause countdown timer will start from 5 seconds.

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What will happen when the pause timer ends?
If the pause timer ends, the game will end. The score that you got in the current game session will be submitted.

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Do I need to be connected to Internet while playing the Game?
No, you only need to be connected to the Internet to submit your score.

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Am I allowed to play Super Team if I’m under the age of 18?
No, Super Team is strictly for users who are at least 18 years of age.

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How is my Leaderboard Rank calculated?
Your Highest Score is considered in a Tournament’s leaderboard. Leaderboard will show your Rank accordingly.

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How do I register for tournaments?
Open MPL App, select the Game, select the Tournament, then hit the Play Button at the bottom.

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How much do I need to pay to register for a tournament?
Each tournament has a specified entry fee that you need to pay to join it. This may start from as low as Rs. 5 and go up to a few thousands as well. They are also tournaments where the entry fee is in specified as a certain number of tokens. You can check the entry fees for the tournament in front of each tournament’s name and also by clicking on the tournament name.

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How to earn free tokens in MPL?
You can earn free tokens by any of the below methods:
One time welcome & sign up bonus.
One time bonuses for completing parts of your profile
Add token coupon code to get free tokens.
Earn tokens by sharing the app link with your friends.
Earn tokens as referral bonus.
Play “Spin the wheel” daily to win tokens / cash or even bigger prizes like OnePlus 6T phone.
Join free entry tournaments and win tokens as prizes.

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How do i earn free tokens by referring you friends to join MPL?
You can earn more tokens and even cash bonus when a friend joins MPL using your referral link shared over social media. To earn token, open the App and visit the earn more tokens section, copy the referral code and share with your friends or use the share button. When your friends download the App and signup using your share link or referral code, you get the specified amount of tokens and cash reward in your wallet.

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Can I use tokens to register for tournaments?
You can register for tournaments using tokens when the entry fee for the tournament is specified in tokens. These tournaments can be found in the All Games tab for each of the games.

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For how long do the tournaments run?
Tournaments are available for durations as low as 20 minutes to as high as even a day or more. You can check the Tournament’s Starting and Ending time in front of each tournament’s name and also by clicking on the tournament name.

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Is there a minimum participation needed for a tournament to begin?
There is no minimum requirements on number of participants needed for a tournament to begin. Winners will still be awarded prizes based on their rank.

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How many can win in one tournament?
Number of winners in a given tournament and their prize money varies from one tournament to another. The prize money distribution for any tournament is available in the details of the tournament accessible by clicking on the tournament from All Games.

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How do I win a tournament?
You win in a tournament if your rank in the tournament is eligible for prize money as specified in the prize distribution table for the tournament. Your rank is calculated based on your best score across all your attempts during the course of the tournament.

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What is the prize money?
In every tournament, based on your rank in the tournament, you are eligible for a prize money. You can check the Prize table before joining the tournament. You can access this Prize Table when you click on the Tournament’s Name.

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What are token prizes?
In some cash tournaments, some prizes may be awarded in the form of tokens as well. These are called token prizes.

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When will I get my prize money in wallet?
Post-match is completed, results will be verified and post verification & declaration of match results within 12 hours your winning amount will be credited to your wallet. Please contact our customer support in case you do not receive your winning amount within 12 hours.

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What are the taxes applicable if I win more than Rs.10,000?
As per the Income Tax Act 1961, if your individual winnings for a single contest are more than Rs.10,000, tax of 31.2% will be deducted. The remaining amount (68.8%) will be credited to your winnings balance.

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How is my rank calculated in a tournament?
Rank in a tournament is calculated by sorting (in descending order) the best scores of every participant across all their attempts during the course of the tournament.

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What are “Possible Winnings”?
Possible Winnings are the winnings shown on the tournament leaderboard during the course of tournament. These are indicative numbers to represent prize money you stand to win if you hold your current rank till the end of the tournament.

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How do I withdraw money from my MPL account?
You can withdraw money only from the winnings account in your account once your account is KYC verified. This verification is a one-time process which doesn’t need to be repeated unless you wish to make changes to your account. Once your account is verified, you can withdraw money from your MPL account.

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I registered for a tournament but couldn’t play a single game. Will I get my money back?
Unfortunately, No. Once you have registered for a tournament, and the entry fee has been deducted, it cannot be refunded.

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How can I play with my friends?
Currently, we do not support private tournaments. However, You may invite your friends to MPL and coordinate to join the same public tournament if you wish.

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What happens if the match is cancelled?
If the match is cancelled due to some reason, the contests you joined will not be running and any amount used to join contests will be refunded to your Wallet.

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How can i check status of my withdrawls
You can check the status of each withdrawal in the View Transaction History Option in Wallet Page.

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How can i contact MPL?
To contact MPL, you can follow the details:
MPL House: 13-6-439/4/6, Balaji Nagar, Pillar No. 70
Mehdipatnam Ring Road,Hyderabad-500006
Telangana, India.
+91 40 67330000
+91 40 6733 0010
Email: contact@mplgroup.in

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Frequently Asked Questions about Dream11

Following is the list of questions that people have about Dream11. Hopefully you can find your question too in the list.
What is Dream11?
Dream11 is the world’s #1 single-match fantasy sports game of skill offering fantasy cricket, football & kabaddi to an exponentially growing user base of over 5 million gamers.

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How do I register to Dream11?
That is simple! Just register by filling out a valid email id and setting a password or by clicking on ‘Instant Connect with Facebook’ to register with your Facebook account or ‘Instant Connect with Google’ to register with your Google account. After you’re through with the registration, you can follow the simple starter guide, which will take you through the simple steps of creating your Fantasy Cricket Team and then joining Contests to win Cash. You can also go through the ‘How to Play’ page of Dream11.

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Why can’t I login to my Dream11 account?
Please check whether your registered email address and password are entered correctly and try logging in again. If you’ve forgotten your password, click on ‘Forgot Password’, enter your registered email ID and we’ll send you a link to reset your password on it within a few minutes! If you’ve forgotten your registered email id, reach out to Dream11.

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How do I change my Dream11 password?
When you are logged in, head to ‘My Profile’, select ‘Change Password’ and click on ‘Save Changes’.

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How many Fantasy Cricket teams can I create with the same email Id?
You can create only one account with one email id on Dream11. Creation of multiple accounts by a single gamer is strictly prohibited and violates their FairPlay policy.

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Can I update / edit my information?
You can edit most of your information on Dream11. Here’s how:
On the Dream11 App, head to ‘My Profile’, scroll to the bottom of the page and tap on the ‘Full Profile’ button next to the Personal Details section.
On the desktop/mobile web, you can Contests’. You will be able to update/edit your full name and mobile number, your date of birth, address and state if your Dream11 account is ‘Unverified’. Remember, the team name chosen by you and the email id registered once cannot be changed.

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I did not get any email with change password link?
It could have been marked as Spam mail by your mailbox. Please check your spam mail and mark the email from Dream11 as ‘Not Spam’. Also, add fantasycricket@dream11.com to your contacts so that you receive their email the next time. You may have entered a different email id than the one used by you during registration. For any assistance, please drop an email to Dream11.

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I forgot the mobile number/email id I used to register on Dream11?
If you have forgotten your registered email id, you can log in using your verified mobile number. An OTP will be sent to you on that number, which you can use to log in successfully. If you have forgotten your verified mobile number, you can log in with your Facebook and Google IDs as well.

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Why am i not receiving the OTP?
The OTP is sent to the verified mobile number on Dream11. Please ensure you are checking the device with the verified mobile number.
Please ensure that you have provided the correct mobile number and it’s in the coverage area. A poor network can result in a delay of receiving OTP, have patience and cooperation. If you still don’t receive the OTP, please contact your service provider. You can try updating your alternate phone number.

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I don’t know much about Fantasy cricket. Can I still play?
Absolutely! Even if you are not sure about your cricketing knowledge, you can gain some valuable experience and knowledge as you play more Fantasy Cricket. You can also check out their Dream11 ‘Guru’ to gain a better insight into the matches and players. You can practice with the Free leagues before participating in the Cash & private leagues.

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What are Public & Private Contests?
Public contests are open for all to join whereas private contests let you invite & challenge your friends in the same contest. You can invite your friends by email or through Facebook. Only those who have the code for a Private Contest can join that contest.

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How do I join a Private Contest?
You will receive a link to join a Private Contest on Dream11 if invited by your friend. Click on that link, you will need to create your team for the contest you’re invited to. After creating your team, enter the invitation code on the contests page. Click on the ‘Join’ button. The system will confirm deduction of the entry fee for the contest from your account or prompt you to make payment in case your account does not have the adequate balance.

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How do I join a Public Contest?
To join a Public Contest, follow the below steps:
Select the match that you want to participate in. You can choose any of the given contests to join in. Click on the Entry Fee of the contest to join that contest. If you have not created a team, you will be asked to create your team. Once you have saved your team, it will ask you for a confirmation to join the selected contest. As soon as you click on “Join Contest”, you will be a member of Public contest.

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How do i understand a contest?
Your contest consists of the below details:
C icon – It’s a confirmed contest and will continue even if not filled completely
M icon – It’s a multi-entry contest in which you can join using all 6 teams. Each team will have to pay the entry fee to join this contest.
Entry Fee – the amount that is required to join the contest
Prize Pool – This is the total winning amount which will be given to each rank accordingly. Click on the contest to check the ‘Prize Pool Breakup’. Scroll to the right to see prize amount for each rank
XXX spots – Number of total members that can join the contest
XXX spots left – Number of spots available to fill the contest

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What are Cash & Practice Contests?
Cash Contests are contests where you participate by paying an entry fee and compete with others to win real money! The prize money will be awarded to the winners who have the highest points in the contest. Different Cash Contests have different winning amounts and the total number of members. On the other hand, if you need to hone your skills, join a Practice Contest for free. Once you’re confident of your skills, you can join Cash Contests.

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What type of contests can I join with Dream11?
You can join a host of Public Cash Contests like the Mega Contest, Hot Contests, Only for Beginners, Head-to-Head Contests, Contests for Champions, Winner Takes All and more. You can join Cash Contests to win real money! You can also join the free-to-play Practice Contests to hone your skills. You can create your own Private Contests to compete with your friends! Decide how many members you want, what the winnings are and a lot more in Private Contests.

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Why do you charge me an entry fee to enter a contest?
Dream11 charge an entry fee for improving and maintaining the Dream11 platform, as well as for awarding cash prizes.

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What if one of my chosen players does not play in the match?
Any player chosen by you who does not officially play in the match won’t get any points. So, choose your team carefully to be on the top of the leaderboard!

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What is the use of a Captain/Vice-Captain/Star Player in a team?
The player you choose to be your teams’ Captain/Star Player (Star Player only applicable for NBA) will earn 2 times the points and the Vice-captain you choose will earn 1.5 times the points for his performance. So, choose wisely.

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Why aren’t all matches featured on Dream11?
To ensure you get the best playing experience, we only feature those matches for which Dream11 can receive consistent live score feeds from their reliable service providers.

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I am facing issues while editing my team. What do I do?
Always ensure that you are connected to a stable connection and are in an area of good reception. If you are still facing issues, you can contact Dream11. Remember, you MUST send your query in under 48 hours since you first faced the issue along with a screenshot.

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Can I make changes to the team even after the match begins?
The deadline for each match is different. This is denoted by the ticker displayed on every match. You can make unlimited changes to your team before the deadline.

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Can I change my TEAM NAME?
Unfortunately, you cannot change your Team Name. Your Team Name is your unique identity on Dream11. Dream11 believes in FairPlay and complete transparency, and allow everyone who’s joined a contest to track their opponents and see their points and ranking. If team names are frequently changed, it becomes very difficult to track performances and assess the competition.

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Can I delete a created team?
Currently, there is no option to delete a team that has been created by you during your team creation process. If you wish to create another team, you can edit the original team to make your changes to it. Also, you can use “Switch Team” option in case you want to use another team in any contest.

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How to switch teams in a joined contest?
Select the match in which you wish to make the changes.
Click on “Joined Contests” to see all the contests joined by you for that match.
Choose the contest where you wish to switch your team.
Click on the Contest banner to open the contest page.
Click on “Switch Teams”, uncheck the currently chosen team and select the other team that you wish to choose.

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Can I join a contest in the middle of the series?
Of course, you can! Since you can play every match on Dream11, you can join any contest in the middle of a tour before the deadline of that specific match and win BIG!

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Can I get my friends to join the same contest in which I am playing?
Of course, you can! There is nothing better than friends competing against each other in the same contest! That’s why Dream11 has Private contests wherein you can invite your friends through email or you can share a unique code on your or Facebook wall to participate in the same contest.

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Can I change my Fantasy team on Dream11 for future matches?
Yes, you are required to create a new team for every match on Dream11.

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How do I know if a contest has a single winner or more than one winner?
Every contest clearly states the winning amount and the total number of winners. You can even find out the winners break-up when you tap on the number of winners. The winners will vary for different contests. The number of winners in a contest will be shown by clicking on the ‘Winners’ option and this information will be disclosed as soon as the contest is made available to join.

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How do I win a cash Dream11 contest?
Your rank is decided based on the points earned by your selected players during the live match and if your rank is in the winning position, Dream11 credit the cash in your Dream11 account, depending on the winnings of the cash contest that you have joined.

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How does the Dream11 referral program work?
The Invite Friends program, available only on Dream11 Apps, is designed to help you earn at every stage of your journey on Dream11.
Just download and install our app (iOS or Android). Invite your friends via Whatsapp, Facebook, email and more and get up to Rs. 100 cash bonus per friend! The more cash contests your friends join, the larger your cash bonus (max. up to Rs.100 per friend).
Remember: your friend MUST enter your invite code correctly DURING registration as this a mandatory step to link his/her account to yours. Additionally, both you & your friend MUST download the Dream11 App, verify your mobile number to earn the Rs.100 cash bonus.

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What is the maximum number of friends I can invite?
You can invite as many friends as you like. The more the merrier!

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Where do I find out my invite code?
Simply click on the image avatar on the top left, click on ‘My Referrals’ and you will find your code.

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Why didn’t i receive any cash bonus though i registered using a referral code?
If you have missed entering it during registration, unfortunately, you are not eligible for the bonus. In order to get the referral bonus, you need to enter a valid invite code (shared by your friend) during registration.

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When will I start getting my referral bonus?
Once you find your friend in the list. Please note that you will get the applicable cash bonus in your account within 48 hours after the winners of the match (your friend has joined cash contest/s in) are declared.

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Why my bonus/invite code has been blocked?
Dream11 would have detected FairPlay Violation on your account due to which the cash bonus and invite code got blocked. This usually happens when an invite code is used several times to create multiple (fake) accounts on Dream11.

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How do I unblock my bonus/invite code?
You can follow the following steps to unblock your Cash Bonus/referral (invite)code. Please make sure that you are using the latest Android/iOS app.
To unblock cash bonus:
Log into your account via the App.
Tap the ‘Avatar’ icon on the top-left of the main screen.
Tap on ‘My Balance’
Tap on ‘How to Unblock’ and follow the instructions.
To unblock invite code
Log into your account via the App.
Select ‘My Account’ from the ‘Me’ section on the bottom of the page.
Select ‘Know more’ option next to the cash bonus / Select ‘Invite Friends’ from the menu on the top left.
Click on ‘How to Unblock’ and follow the instructions.

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How do I permanently delete dream11?
First open Delete Dream11 Account Page on your browser.
Enter your username and password and login your account.
Confirm your request by click on ok button.
That’s it your account will be deleted permanently.

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Is it legal to play dream11?
The Supreme Court of India is due to rule on this matter, and the decision has been postponed at least twice. This case is important to companies like Dream 11, because, they argue, building a fantasy league is a game of skill. Therefore, it is legal for players to win money and should not be considered betting.

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How do I contact Dream11?
Currently Dream11 don not provide an On-Call service. However, they strongly recommend that you go through the various articles on our Help Desk & FAQ section which will help you resolve your query faster. If you’re still not able to find a resolution to your query or search what you’re looking for, you can always submit your query to Dream11 from the available forms within the articles.

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Frequently Asked Questions about MakeMyTrip

Following is the list of questions that people mostly have about MakeMyTrip.
Hopefully you can find your question too in the list.

How can I get a copy of my E-Ticket which i booked from MakeMyTrip?
To view and take a printout of your E-Ticket, simply follow the steps below:
Log onto http://www.makemytrip.com
Click on the Customer Support link
Click on “Print E-Tickets” button under your product type (Domestic Flights, International Flights, Rail)
Enter the MakeMyTrip Booking ID corresponding to your booking and the contact number given at the time of making the Booking.

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Who do I write to in case I face problems on tour or while booking on MakeMyTrip?
Please drop an email on obt.care@makemytrip.com.

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How can I change the date of my flight booking on MakeMyTrip?
Date Change may be permissible on your booking on payment of airline date change Fee, MakeMyTrip service charges plus any fare difference that may exist between your original fare and the fare of the flight that you want to change to. Please note that date change may not be permitted on certain tickets. The date change fees and MakeMyTrip Service charges are printed on your E-Ticket.
You can reach out to them on the following below:
MakeMyTrip India Pvt. Ltd,
DLF Building No. 5 Tower B
DLF Cyber City, DLF Phase 2
Sector 25, Gurugram, Haryana 122002, India
TOLL FREE:
1-800-102 8747 – All Major operators
1-800-120 2508 – All Major operators
1-800-11 8747 – From MTNL/BSNL phones

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How do I know that the hotel room I have booked is confirmed?
Bookings made on MakeMyTrip are absolutely confirmed. You will be sent a confirmation email upon completing the booking. You need to carry a print of this email at the hotel while checking in. In case your hotel is “On Request”, MakeMyTrip will work on the confirmation and get back to you within 3 business hours.

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Why does MakeMyTrip charge for an extra bed ?
Extra bed charges are there because some customers ask for it. In case you do not want to pay for an extra bed, do let MakeMyTrip know and they will let you know the amount to be paid without the extra bed.

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Can I modify my bus ticket booking?
To make changes to your bus ticket booking which involves change of passengers, partial cancellations, change in journey date, change in bus type, and change in timings, you will need to cancel your original ticket and make a new bus ticket booking.
Changes which involve change in boarding point may be done in certain cases. Same is at the discretion of the bus operator and is not guaranteed. For all such changes, please call the bus operator directly at the phone number given on your e-ticket.

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How many tickets can I book over the MakeMyTrip on Mobile Internet portal?
In one booking session, you can book tickets for up to 4 passengers.

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Can you suggest me a destination for 2 nights?
It will depend on the theme of holiday which customer is looking for. If the user is not sure than it will depend on ‘How many nights package he is looking for’? For 2-3 nights, they can offer any weekend break destination around the user’s city of residence. For 3-7 nights they can offer him the top selling product.

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Is it possible to get early/late Check-In/Out on MakeMyTrip?
Most hotels in India usually have Check-In and Check-Out timings set at 12 Noon. Though there are some hotels that may allow an early Check-In or late Check-Out, it depends on the availability of the rooms that the hotel might have at its disposal at that time. Further, there are also chances that a hotel may charge you for one day extra in the case of an early Check-In or late Check-Out. For more info, do contact MakeMyTrip.

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Can someone else travel on my bus ticket?
No, someone else cannot travel on your bus ticket. You will need to present a photo identity proof (passport, driver’s license, etc.) along with the bus e-ticket to the bus conductor when boarding the bus. The name of the person on the bus ticket ‘MUST BE’ the same as that on the photo identity proof presented.

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How do I set the train alerts on MakeMyTrip?
On the trains listing page after searching for trains, you would see a ‘X’ icon on the upper right hand side. You can select the train for which you want to set the alert and click on this icon. An overlay screen would open and you can set your alerts here.

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Is my credit card information secure and safe on MakeMyTrip?
Yes! MakeMyTrip is a secure application. It follows the best security practices and the most stringent safety protocols adopted by major online travel companies. Any information you enter when transacting with MakeMyTrip is sent in an encrypted format to protect you against unintentional disclosure to third parties.

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How to become a registered member of MakeMyTrip?
Becoming a registered member of MakeMyTrip is easy and free of cost. To register, click on the ‘Register with Us’ link under the Customer Support section on MakeMyTrip website.

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What are the benefits of becoming a registered member of MakeMyTrip?
As a registered member of MakeMyTrip, you will be entitled to savings and benefits on airfares, hotel reservations, holiday packages and car rentals, among other travel services. In addition, look forward to receiving monthly newsletters and exclusive promotions offering special deals.

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Can I cancel my bus ticket on MakeMyTrip?
Yes, you can cancel your bus ticket. To do so, you need to Click on the Customer Support link and proceed with the cancellation of ticket. You can also call our 24×7 customer care centre at 1800 102 8747 (Toll Free, All Major Operators) or 0124 -462 8747 or mail us at Busservice@makemytrip.com.

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What if I forget my Login/Password?
You can use the ‘Forgot Password’ link to generate a new password, or you can continue to pay without registering and complete the booking.

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How can I cancel my flight tickets from MakeMyTrip?
To cancel your tickets, simply follow the steps below:
Log onto http://www.makemytrip.com
Click on the Customer Support link
Click on Cancel Bookings button under the Flights section

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How do I cancel my hotel booking on MakeMyTrip?
You can cancel your hotel booking by calling our Customer Support helpline on 1800-11-8747 (MTNL/BSNL) or 1800-102-8747 (All other major operators) or +91-124-462 8747 (non toll free number)

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How do I get a refund for tickets that I have directly cancelled with airlines?
If you have cancelled the booking directly with the airline, you would need to inform MakeMyTrip of the same. Please log on to https://support.makemytrip.com/customersupports.aspx to inform them of the cancellation, under Special Claims. You can also submit request for Special Claims against (NO SHOW) unutilized ticket, and flight not operational cases. On receiving your confirmation, MakeMyTrip will validate the refund amount with the airline and then process the refund to your account. Please note that MakeMyTrip shall charge Rs. 250 per sector per passenger as a cancellation service fee over and above the individual airline cancellation fee.

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Can I cancel my rail ticket booked through MakeMyTrip?
Yes you can. Till chart preparation of the train tickets can be cancelled only through MakeMyTrip and it is not allowed at face to face Railway Counters. If the user wishes to cancel his ticket, they can do so online through MakeMyTrip.com or through phone till the time of chart preparation for the train (which is normally 4 hours before the scheduled departure of the train from the train starting station) For trains which start before 12 noon, the chart preparation is usually done on the previous night).

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How much time does it take to refund my money if I cancel my rail booking?
The refund is initiated within 3 working days of receiving the cancellation request, for requests placed online through our Customer Support section, and within 5 working days for requests placed over the phone. An e-mail confirmation of the refund amount will be sent to the email address given at the time of booking. Please note that it may take 3 – 14 days for the money to reflect in your account, depending on your bank, after the refund is initiated from their end.

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Am I eligible for a refund, if i miss my bus?
No refund will be processed if you miss your bus.

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What are the hotel cancellations policies and charges?
The cancellation policy is specific to the hotel and rate that you are booking. On the Review Itinerary Page you can see the cancellation policy for the room and rate that you are trying to book.

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Can I cancel my Holiday tour midway?
Yes, you can but the amount would be non-refundable

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How can I contact MakeMyTrip?
You can reach out to them on the following below:
MakeMyTrip India Pvt. Ltd,
DLF Building No. 5 Tower B
DLF Cyber City, DLF Phase 2
Sector 25, Gurugram, Haryana 122002, India
For Flights / Hotels / Holidays:
TOLL FREE: 1-800-102 8747 – All Major operators
1-800-120 2508 – All Major operators
1-800-11 8747 – From MTNL/BSNL phones
Fixed Line: (0124) 462 8747 or (0124) 289 8747
For Bus:
TOLL FREE: 1800-103-8765 From all major operators
Fixed Line: (0124) 462 8765
For Rails:
TOLL FREE: (0124) 462 8765 From all major operators
Fixed Line: (0124) 462 8765
For New Booking:
For International Hotels: 1800 102 2509 (Charges Apply)
For International and Domestic Holidays: 1800 102 2509 (Charges Apply)
For International Air Tickets: 1800-102-9987
For Domestic Hotels: Please logon to MakeMyTrip Website or App
For Domestic Air tickets: Please logon to MakeMyTrip Website or App

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Frequently Asked Questions about Ixigo

Following is the list of questions that people have about Ixigo. Hopefully you can find your question too in the list.

Can we book Tatkal ticket through Ixigo?
To help travellers during the peak travel season, Indian Railways has made a provision for online booking of Tatkal tickets with Ixigo. Just be reminder and understand the new rules by IRCTC: 1) Booking for AC Tatkal tickets will start from 10 AM and non-AC Tatkal tickets will begin from 11 AM.

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Can I use Ixigo money for train booking?
You can use your Ixigo money balance to pay for train bookings. Make sure to select the checkbox at the time of booking, before payment to redeem your Ixigo money balance.

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How do I book hotels on Ixigo?
Click on the “select” button on the hotel result. You will be redirected to the booking partner site that sells that hotel room, and you can complete your booking on the partner site.

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Why are there so many booking links for the same flight?
The same flight is sold by different providers. The lowest price for one particular flight is shown bigger and on top. Other results are shown below the best price. You can choose wherever you want to book.

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Will my hotel reservation on Ixigo be confirmed instantly ?
Most of the hotel booking partners that Ixigo work with, provide instant confirmation of hotel bookings on their site. Even the ones who do not, will confirm your reservation within 24-48 hours of your request.

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How do I confirm my hotel reservation on Ixigo?
Your hotel confirmation will be provided directly by the booking partner site.

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How many days prior to the travel date can a train booking be made on Ixigo?
It is possible to book online up to 60 Days before the planned date of travel. This period could be lesser for some special trains.

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How long before the departure of a train can I make an online booking on Ixigo?
Normally the final chart for the train is prepared 4 hours before the scheduled departure. Online booking is possible before fill the final chart is prepared. However, please note that in case of early morning trains Indian Railway prepare the charts the night before the train’s scheduled departure.

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Will the bus booking on Ixigo be instantaneous? Will my seat be reserved directly with the operator?
Absolutely! Your ticket booking will be instantaneous! It means you can reserve a seat on the bus directly on Ixigo. You pay for the ticket to the operator, you confirm and print your ticket from their site. You simply need to take printout of your booking and show it to the bus operator.

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Which airlines do you search on Ixigo?
You can find the complete list of airlines on their partners page.

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Why is that my search results on Ixigo did not show any results?
Ixigo strives to search across multiple airlines and best routes in parallel, at times, either there is no availability or no direct or indirect airline connections between two cities. If you feel that there is an airline or airline-combination that serves the origin-destination pair you had in mind, please let them know.

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Are the Ixigo’s hotel search results real time?
Yes, Ixigo searches all hotels for availability and pricing in real-time.

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Why do not see my favourite airline on Ixigo?
Ixigo international flight search is still in beta, though they are trying to be as comprehensive as possible and keep adding more airlines every week. Check back in a few weeks and see if we still haven’t added it. In case you feel really strongly about a certain airline or sector being absent, you can reach out to them.

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Can I search international flights on Ixigo?
Yes, you can !You can search flights originating from India to anywhere in the world.

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How do you set a fare alert in Ixigo?
Open the main menu of Ixigo App. Select the ‘Fare Alerts’ option. Tap on ‘+’ to set a new fare alert.

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Are taxes and booking fees included in the prices that Ixigo show?
Yes! All prices include taxes and fees.

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How come Ixigo’s price is cheaper than all other travel portals?
Many airlines sell cheapest air-tickets on their own website, protected by a best fare guarantee for these web-fares. So, increasingly Ixigo will end up finding cheaper prices on the same airline. In addition to that Ixigo searches directly on airline websites for the best fares sold directly by the airline and on millions of routes to find the optimal routing for you from a price perspective. Some combination of airlines and stops found on Ixigo are definitely unique.

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How much does Ixigo charge me? Are there any hidden costs?
Ixigo is a travel search engine and is completely free. There are absolutely no hidden costs on Ixigo.

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Why are there so many prices for the same hotel on Ixigo?
The same hotel can be booked on different booking sites. Ixigo searches all these booking sites for you in one go and shows you the lowest price for each hotel on the result page. Other results can be viewed from the “more prices” option. You can choose wherever you want to book.

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What cards are accepted?
While it depends on the hotel booking partner you choose, most Visa and MasterCard cards can be used for making your reservations on their booking partners sites. Also, in most the cases you will be allowed to pay through your net-banking or debit card.

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Can I still book a bus ticket on Ixigo without a credit card?
Some operators allow you to call them up and book tickets as well and they offer delivery to your place for an additional fee as well. This can be done without using a credit card.

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Will I be able to book my ticket on those sites on Ixigo which have prices in other currencies?
All the sites that Ixigo search have been pre-screened, but some might be based outside India and therefore, show pricing in a foreign currency. Your credit cards should work perfectly fine on these sites. In case you face problems, do contact Ixigo.

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Why is the currency on the hotels website different from the one I selected on ixigo?
This could occur if the hotel booking provider or hotel does not have an option for the currency you selected.

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What is Ixigo money?
With ‘Ixigo Money’ a user can use virtual travel currency, which is both a cashback programme as well as kind of a wallet. Simply put, users earn money (points) for every transaction they do at Ixigo, which gets credited to Ixigo money account and can be later used for flight tickets via the platform.

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Is Ixigo money transferable?
All your Ixigo cashback gets transferred to your Citrus wallet, which can be easily transferred to your bank account through your Citrus account.

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Can I transfer Ixigo money to another Ixigo account?
Users can both earn and spend Ixigo money on each flight booking however, it can’t be transferred to your bank account.

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How do I use Ixigo coupon?
To redeem Ixigo coupon:
Visit ixigo.com or get the Ixigo flights app.
Search for flights in your preferred travel sector.
Compare fares & choose a travel partner (Cleartrip, Yatra, Musafir etc.)
Apply your unique coupon code at the time of booking, before you proceed to pay.

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How will the train ticket be delivered to me on Ixigo?
The partner will send you an e-ticket in your registered mailbox. You simply need to carry the printout of the e-ticket along with an ID proof. Also, there will be provision to book an i-ticket, which will be delivered (through courier) to the mention address. Please note, there has to be a gap or at least 2 days in your booking date and travel date, so that the physical ticket can be delivered to the address.

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What if the bus service on Ixigo break down?
Visit the link http://www.ixigo.com/flighthelp and share the booking details with Ixigo and they will resolve this at the earliest.

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How can I best use the Ixigo Trip Planner?
Ixigo has curated best of the destination content for the you. You can use Trip Planner to get great ideas on where to go, how to go, where to stay, what to see, what to do and many more. You can easily use Ixigo Trip Planner to plan your travel from any town in India to another and see distance, driving directions, modes of transport, and relevant destination information.

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How can I share pictures of places on Ixigo?
Ixigo allows users to share their pictures on their website, all you need to do is, at the top of a destination page or place page on Ixigo, you will see a button called ‘Add Photos’. And you can also upload pictures from your Facebook wall (apart from your hard drive obviously!). Just click on the option and done! Your pictures are uploaded on Ixigo.

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Is there any limit on the number of pictures I can upload on ixigo?
No, there isn’t any limit on the number of pictures you upload on the website. Ixigo cares and understands the user’s interest and passion for pictures however, the only thing you need to keep in mind is that all the pictures are relevant to the destination or the POI (Point of Interest).

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Can I submit my own travel story on Ixigo?
Every traveler has got a story to share and Ixigo encourages the travelers to contribute their stories too. All you need to do is send your unique stories to editors@ixigo.com and Ixigo will attribute it to you and link back to your blog if your story gets accepted.

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How do I refer to Ixigo?
To refer and earn from Ixigo, go to ‘Profile’ tab. Invite your friends and family using Invite friend option. When your friend installs the App and signs up using your link, they will get 100 Ixigo money instantly. Once they book their first flight booking using Ixigo, you will get 100 Ixigo money.

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How do I cancel or change my flight reservation?
Ixigo only search the flights for you. If you want to change your booking you need to contact the partner where you bought your ticket. In Ixigo partners section, there are compiled phone numbers and addresses of all partners.

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How can I contact ixigo?
You can contact Ixigo from the following:
Ixigo.com 2nd floor, Veritas Building, Behind Ibis Hotel,
Sector 53, Golf Course Road, Gurgaon 122002 India
Tel +91 124 4617880 Fax +91 124 4045281
Facebook Page: https://www.facebook.com/ixigo
Advertiser Queries: advertise@ixigo.com
Partnership Queries: partners@ixigo.com
Twitter Page: https://twitter.com/ixigo

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List of best Coupon Apps

India’s No.1 cashback, coupons and price comparison website with a comprehensive listing of latest deals, offers, coupons, promo code and cashback at 2000+ online retailers only with CashKaro.com.

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Get the latest and up-to-date coupons & cashback offers on some of India’s top online shopping sites on CouponDunia.

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GoPaisa.com platform to promote their latest deals, promo codes, coupons and discounts while consumers are able to benefit from great savings while shopping online.

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Mydala.com, the India’s largest coupon provider available in 209 cities in India.

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35+ cities, 18+ categories and have over 50,000 merchants across 100,000+ unique locations only with NearBuy.com.

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CouponRaja  helps you decide. when to buy, when it comes to online shopping.

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Discover fantastic offers at your favorite outlets with Little with over 100+ exclusive partnerships with  pan India brands and chains and 2.5 Mn+ customers.

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Find the buzz in your locality through MagicPin user generated pictures, videos, reviews and get cashback / rewards for visiting those places.

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Blue Book features discount coupons/vouchers from the best outlets in Bangalore and Hyderabad.

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Hope this was helpful!
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List of all Popular Property Apps

Magicbricks has consolidated its position of being the No.1 property portal in India.

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Housing.com has unique property search platform that filled the gaps left by others in the market.

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Find your home on India’s most popular real estate site on 99Acres.com.

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Get deals on new launch properties in India on PropTiger.com.

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Get special discounts on Grade A property developers along with full transaction & financial support with SquareYards.

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CommonFloor is a platform that brings all residents together to build a happy community.

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View over 10,000 reliable Property listings certified by our realty experts and avoid legal glitches at IndiaProperty.

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PropGOD helps you to buy, sell, rent and lease residential and commercial properties.

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Take great pride In the high-quality builders with PropLadder who are uniquely qualified to build your dream home for Hyderabad and Bengaluru locations.

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Still have questions? Talk to an assistant here https://m.me/vanillasutra.