All posts tagged: Money

Frequently Asked Questions about MoneyView

Following is the list of questions that people have about MoneyView. Hopefully you can find your question too in the list. How Do I Manage My Cash Withdrawals/Cash In Hand?For cash transactions, use the cash management feature (main menu from the top left top corner and select cash).You can add a cash transaction by selecting the + sign in blue at the bottom of the app. You can select the ‘income’ option (radio button) from cash management to indicate incoming cash. For ATM withdrawals, the app should pick up the transaction from the SMS message. Now when you spend this cash, you can assign your spend from cash management again but this time select ‘spend’. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Is my information safe with MoneyView?MoneyView takes user privacy or security very seriously and have built multiple layers of privacy or security protection:The app never gets access to sensitive information that can access your account – MoneyView only get partial account numbers as sent by banks in …

Frequently Asked Questions about Credy

Following is the list of questions that people have about Credy. Hopefully you can find your question too in the list. What is the eligibility for a loan?Following is the eligibility criteria:• Salaried employee with a monthly salary of at least Rs. 20,000• Receiving salary credits to the bank account.• Applying from Bangalore, Chennai, Pune, Mumbai or Hyderabad. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 I am not a salaried employee. Can I still apply for a loan?We currently do not give loans to non-salaried applicants. However, you can ask a close acquaintance who is salaried to take a loan on their name. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What is the loan amount I am eligible for?We give loans upto ₹ 1 lakh. The sanctioned loan amount depends on your financial and credit history information. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Which cities are you operational in?For personal loans, we are currently operational in …

Frequently Asked Questions about SnapMint

The SnapMint FAQs are simple and provide access to the most commonly asked “help” topics.Below are the answers to the questions frequently asked about SnapMint. What is SnapMint?SnapMint is an Online Shopping destination. SnapMint made it possible for customers to buy on EMI installments without credit cards. Shoppers buy Mobiles, Electronics, Appliances and various other items using our simple 5-minute Online process. Most products on SnapMint are available at No-cost EMIs for 3-month plans. Many products are also available for a down payment of Rs 99 only. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What documents do I need to shop on SnapMint with EMI?All you need is your PAN card number and Aadhar card information to start shopping on SnapMint. Proof of income for which you can use Net Banking. This can also be provided by uploading your Bank Statements for the last 3 months in PDF format. All documents are submitted online, straight from your smartphone. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra

Frequently Asked Questions about KrazyBee

KrazyBee FAQs are bold, functional and simple in approach.Here are some of the frequently asked questions about KrazyBee. What is KrazyBee?KrazyBee is a platform that helps college students in some cities in India to purchase anything online via a flexible monthly payment plan. Currently, the students do not have any convenient option to independently make a purchase on installments. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Who can use KrazyBee?Any college going student above the age of 18 from one of KrazyBee listed colleges can make a purchase from KrazyBee. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 In which cities are KrazyBee EMIs available?KrazyBee has offices in Bangalore, Pune, Mumbai, Hyderabad, Mysore and Vellore. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 How do I know whether my college is listed with KrazyBee or not?During the creation of your profile, you can check if your college is listed or not. Not satisfy with the answer? Talk to an …

Frequently Asked Questions about PaySense

PaySense FAQs are well-organized, categorized and directly accessible for you.Here are some of the frequently asked questions about PaySense. I am unable to receive OTP on my Mobile to sign my loan application form?Ensure that the number used by you on the application is linked to your Aadhar to receive the OTP. If it is not linked, you will have to opt out of the Instant loan process and go through the normal Process by clicking on the option ‘Send me documents via courier’. Under the courier process, your application will be processed in 3 to 4 working days. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What documents do I need for an instant loan?You need to submit your Aadhar Card, e-bank statement, selfie, current address proof for approval. In certain cases for additional verification, the team would require your salary slips too. You will be intimated about the same via email and also on the App. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or …

Frequently Asked Questions about Cashbean

Cashbean FAQs provides access to the most commonly questions asked.Here are some of the frequently asked questions about Cashbean. How does Cashbean work?The process of getting credit through Cashbean is quick as the process is entirely online with no physical work. To get a loan through Cashbean, one needs to follow the following steps:Checking eligibility: You need to create an account with Cashbean to get credit. Once you download the app, you will be required to give some permissions and basic information based on which the app will calculate your eligibility.Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit.Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.Getting loan: The amount of credit will then be directly transferred to your bank accounts. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What is Eligibility Criteria of Cashbean?To apply for credit from the application, one needs to meet the minimal …

Frequently Asked Questions about EarlySalary

The FAQs section of EarlySalary are functional, easy to skim through, and categorized for use.Below are the answers to the questions frequently asked about EarlySalary. What is the minimum Salary required to get Personal Loan?Minimum salary of ₹20,000 per month is required to get a personal loan if you are a salaried professional and living in Tier 2 & Tier 3 cities, while ₹22,000 per month is required if living in Tier 1 cities. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 How to apply for Personal Loan?Apply via any of the two ways to get a personal loan online: Sign-up from EarlySalary website & complete the application. However, to transfer money to your bank account, please download the app. Download the EarlySalary app from App/Play Store & complete your application. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the documents required for Personal Loan?As per the RBI guidelines below documents are accepted for personal loan:PAN CardKYC Document (any one of the following):-Aadhaar …

Frequently Asked Questions about CAShe

The FAQs section of CASHe is descriptive, scaled back and concise.Below are the answers to the questions frequently asked about CASHe. What loan products does CASHe offer?CASHe offers loans ranging from Rs 9,000 to Rs 300,000 payable over a period of 62, 90, 180, 270 days and 1 year product. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Who can apply for a loan with CASHe?Any Indian citizen residing in India, above the age of 18, with a proof of current employment, earning a monthly salary of 15,000 and above, a bank account, a Facebook or Google or a LinkedIn account and valid identity and address proof can use the CASHe app to avail loans. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Why are my social media accounts accessed?CASHe is simply assisting Lender to try and get a picture of who you are using industry standard access levels in terms of your network, contacts and activity. Relax, because under no circumstances will your information …

Frequently Asked Questions about KreditBee

The FAQs section of KreditBee is simple, scaled back, and concise.Below are the answers to the questions frequently asked about KreditBee. Who can apply for a loan in KreditBee?Any Indian individual above the age of 21 years, who is salaried or has a monthly source of income may apply for a Personal Loan through the KreditBee Platform. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What is the advantage of availing a personal loan through KreditBee over a personal directly from a bank?It usually takes anywhere from 4 – 7 days to avail a Personal Loan from a bank, which also requires a lot of documentation and frequent visits to the branch office. However, the KreditBee Personal Loan process is entirely online, and it hardly takes 15 minutes for the entire process depending on your information. The amount is transferred directly to your bank account, available for use anytime and anywhere as per your convenience. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Which locations …

Frequently Asked Questions about IndiaLends

The IndiaLends FAQs are simple and provide access to the most commonly asked “help” topics.Below are the answers to the questions frequently asked about IndiaLends. How much can I borrow and for how long?You can get personal loans starting from Rs. 25,000 up to Rs. 50 Lacs for 1 to 5 years. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Can I repay my loan early?You can pay off your loan amount either by full prepayment or part prepayment of your loan. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 How does IndiaLends assess my credit worthiness and how long does this take?The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Why was my …

Frequently Asked Questions about NIRA

The Nira FAQs are simple and provide access to the most commonly asked “help” topics.Below are the answers to the questions frequently asked about Nira. What is the eligibility criteria to apply for credit with NIRA?To successfully apply for credit, you must be an Indian citizen and 21-55 years of age. You will be working for a minimum of 6 months and earn a salary of Rs 12,000 or higher per month. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the required documents to apply?Only your most recent payslip and bank statements for the last 3 months. These can be submitted on NIRA’s app via net-banking or PDF upload. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 I do not have one or more documents required. What do I do?You contact the support team at support@nirafinance.com or you can also message them on WhatsApp (9591196740). They will assist you in completing your application. Not satisfy with the answer? Talk to an assistant here: …

Frequently Asked Questions about LoanTap

The LoanTap FAQs are bold, functional and simple in approachBelow are the answers to the questions frequently asked about LoanTap My CIBIL score is bad, am I eligible for loan?LoanTap is based on a machined credit process where the customer’s multiple data points are thoroughly checked. Loan application can be considered if your profile qualifies as per underwriting parameters. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What rate of interest will apply for loan from LoanTap?Rate of interest and repayment methodology depends on the type of loan availed. Customer interface is transparent. LoanTap provides complete details on loan schemes at the time of application as well as at the time of signing loan agreement. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Are LoanTap’s loan facilities available in my city?Our products are available in cities where LoanTap is operational. Currently we are providing our products in Bangalore, Hyderabad, Chennai, Coimbatore, Mumbai, Pune, Ahmedabad, Vadodara, Raipur, Bhopal, Indore, Jaipur, Delhi-NCR and Chandigarh locations. Not satisfy …

Frequently Asked Questions about Indiabulls Dhani

Following is the list of questions that people have about Dhani. Hopefully you can find your question too in the list. Am I eligible for a personal loan with Indiabulls Dhani?All resident Indians aged 21 years and above, salaried or self-employed, are eligible for a personal loan with Indiabulls Dhani. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 On what criteria will the loan be sanctioned to me?All loans are sanctioned basis the internal policies of Indiabulls Consumer Finance Limited. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 When will I get the Personal Loan?At Indiabulls Dhani, the aim is to provide personal loans directly to your bank account almost instantly. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the securities/collaterals/guarantors I need to provide?As per Indiabulls Consumer Finance Limited policy, no security, collateral or guarantors are required for obtaining a Personal Loan from Indiabulls Dhani. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or …

Frequently Asked Questions about Kissht

Following is the list of questions that people have about Kissht. Hopefully you can find your question too in the list. What are the minimum documents required for Kissht loan approval?PAN Card.Aadhar (Address Proof) CardCheque.While the above are our basic requirements, you may be asked 1-2 additional documents based on your profile. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What other documents may be required basis my profile?3 months Bank Statement.Utility Bill. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 If I do not possess a PAN Card and have never applied for it, can I still avail loan from Kissht?Unfortunately, Kissht need to validate your PAN Card number to process the application further. You are required to hold a valid PAN card number in order to complete our loan application process. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 When I am trying to apply for a loan through Kissht, I am getting a message stating that my …

Frequently Asked Questions about LazyPay

Following is the list of questions that people have about LazyPay. Hopefully you can find your question too in the list. What is LazyPay?LazyPay is India’s fastest way to get credit online. Just download the LazyPay App and discover your unique credit limit. LazyPay credit limit can be increased upto Rs 1,00,000 with an easy digital process. Use your credit limit to pay later for your shopping online across 100+ of your favorite apps and websites. Withdraw from your credit limit to your bank account and repay using easy EMI options at affordable interest rates. All your payments and EMIs are consolidated in a single statement. You need to pay only a single bill on the 3rd and 18th of each month. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the benefits of using LazyPay?LazyPay is the fastest and simplest way to make payment. The speed of payment ensures that you never miss out on your favorite products or your favorite movie. You need not pay in advance …

Frequently Asked Questions about MoneyTap

Following is the list of questions that people have about MoneyTap. Hopefully you can find your question too in the list. What is MoneyTap?MoneyTap is India’s first app-based personal credit line, offered in partnership with banks. With the tap of a button, this app lets you borrow as little as Rs. 3000 or as much as Rs. 5 lakhs depending on your credit limit that is set by their banking partners. More importantly, you pay interest only on what you use. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Which banks MoneyTap partnered with?MoneyTap have partnered with multiple banks and NBFCs to bring you the best set of products. Depending on your profile, they will select the bank that has the highest chance of approving your application. Once approved, your bank will be shown to you. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 Can I take the money in cash and spend it on whatever I want? How?Yes. You can transfer money from your …

Frequently Asked Questions about ZestMoney

Following is the list of questions that people have about ZestMoney. Hopefully you can find your question too in the list. What is ZestMoney?ZestMoney is the fastest way to pay using EMI even if you don’t have a credit card. Using its completely online process you can pay for your entire cart amount in EMIs of your choice. It has one of the highest approval rates and zero pre-closure charges. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the eligibility criteria?To use ZestMoney, you must be over 18. You must be Indian resident and have a bank account, PAN card & Aadhaar card. A credit card is not mandatory. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the unique features of ZestMoney?Avail EMI without a credit cardInstant approval.Easy account opening.Flexible EMIs to suit your convenience.Repay any time without any prepayment penalties (foreclosure charges).Transparent fee structure.No hidden charges. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 How …

Frequently Asked Questions about ePayLater

Following is the list of questions that people have about ePayLater. Hopefully you can find your question too in the list. What is ePayLater?ePayLater is a Buy Now Pay Later payment option which lets you make multiple purchases, and pay for all in one go at a later date. You get a 14-day interest-free period from the date of order to settle your bills with us. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 What are the Benefits of using ePayLater?ePayLater offers the simplest possible checkout experience in existence today. As you are not required to enter your 16-digit card number or log in to your bank account or for that matter even refill your wallet, you can conclude your transaction with just a tap!You get 14 days of an interest-free period to settle your dues!We eliminate the dependencies on any third party payment service providers such as payment gateways, banks etc. at the point of transaction, thereby providing an unmatched transaction success rate and security.ePayLater not only provides the …

Frequently Asked Questions about Mobikwik

Following is the list of questions that people have about Mobikwik. Hopefully you can find your question too in the list. How can i add money to my Mobikwik wallet?Click on ‘Add Money’ and enter the amount that you wish to add.Select the payment option (Debit card/Credit card/ Net banking/UPI) through which you want to transfer money to your MobiKwik wallet. Enter your bank or card details such as Card number, expiry date and CVV to proceed with the transaction. Tap on the ‘Pay Now’ button to complete the transaction. Once your transaction is successful, you will receive an order summary with a notification stating that the desired amount has been added to your MobiKwik wallet account. Not satisfy with the answer? Talk to an assistant here: https://m.me/vanillasutra or https://wa.me//919810563023 I am unable to add money. Please help?This could happen due to many reasons as listed below:Your add money limit has been reached.Connectivity issue with your Internet service provider.Delay in receiving authorization from the Issuing Bank.Insufficient funds in your bank/card account or has not been …